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Your Trusted Insurance Partner in Bel Air, MD
Northern Chesapeake Insurance Services is an independently owned, locally operated insurance agency serving Maryland and surrounding communities. With decades of industry experience, we represent multiple top-tier insurance carriers to provide tailored coverage solutions for personal and business needs. Our team prioritizes personalized service, negotiating on behalf of clients to secure affordable, reliable insurance packages.

We offer free, no-obligation quotes and maintain a client-first approach, treating every customer like family. Our expertise spans auto, home, boat, motorcycle, and specialty insurance lines, with a commitment to transparency and long-term client relationships.
Services
Auto Insurance Homeowner Insurance Boat Insurance Motorcycle Insurance Restaurant Insurance Handyman Insurance Hurricane Insurance Vet Clinic Insurance
Highlights and features
  • We represent a variety of insurance companies to find your perfect coverage match
  • We've spent decades in the insurance industry guiding informed decisions
  • We take care of our customers like family with personalized service
  • We offer free, no-hassle insurance quotes with no obligation
  • We provide comprehensive coverage options for both personal and business needs
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual drivers and fleet operations. Our policies protect against liability, collision, and natural disaster damage while offering flexible payment options. With access to multiple carriers like Progressive and Travelers, we help clients secure competitive rates without compromising coverage quality.
Homeowner Insurance
Our homeowner insurance solutions protect residential properties against fire, theft, and weather-related damages. Policies include personal liability coverage and optional endorsements for high-value items. We specialize in customized plans for standard homes and unique properties across Maryland and Delaware markets.
Boat Insurance
We offer specialized boat insurance covering watercraft of all sizes, from small fishing boats to luxury yachts. Coverage includes hull protection, liability, and emergency towing services. Our agents understand maritime risks and work with premier carriers to provide comprehensive protection for recreational and commercial marine assets.
Restaurant Insurance
Our restaurant insurance packages protect food service establishments against property damage, liability claims, and business interruption. Policies include coverage for equipment breakdowns, food contamination, and liquor liability. We serve both independent eateries and multi-location operators throughout the Mid-Atlantic region.
Hurricane Insurance
We provide specialized hurricane insurance as supplemental coverage for coastal properties. Our plans cover wind damage, flooding, and storm surge losses not included in standard policies. With expertise in high-risk zones, we help homeowners and businesses secure comprehensive protection through surplus lines carriers.
Questions
How can I get an insurance quote?
Request a free, no-obligation quote online through our website or contact us directly at 410-420-3080 for personalized assistance.
What insurance products do you offer?
We provide auto, home, boat, motorcycle, restaurant, and specialty insurance policies, including hurricane coverage and vet clinic protection.
Why choose your agency over direct writers?
As an independent agency, we represent multiple carriers to find your best coverage-price combination rather than pushing a single company's products.
How do I file an insurance claim?
Report claims through our website's 'File a Claim' portal or contact our office directly at 410-420-3080 for immediate assistance with the claims process.
Do you serve commercial clients?
Yes, we offer business insurance solutions for restaurants, handymen, and other commercial operations with customized coverage options.
Are you licensed in my area?
We are licensed to operate in Maryland and Delaware, serving Bel Air and surrounding communities across both states.
Videos
Reviews (4)
Cecelia Rapson
Nov 19, 2021 Report
Mr. Schilling has always been available to address our insurance needs and our questions. Very happy with the service we receive.
Renee Grebo
Jun 07, 2021 Report
I have been a customer of Northern Chesapeake Insurance for a long time and the only reason I am (sadly) leaving is because I am moving out of state. Chip and Jessica C and Jessica K are ALWAYS wonderful to work with and respond quickly and are ALWAYS professional and so helpful. I can only hope to find an insurance agent in South Carolina that can compare.
John Schoppert Jr John Schoppert Jr
May 31, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Always a great place for insurance quotes! They provided me with amazing service for many years!
Kimberly Kuhoric
May 01, 2021 Report
We recently decided to look into updating our auto and home insurance. We reached out to Chip at Northern Chesapeake Insurance Services, and he was extremely responsive. I received information from him in a very timely manner. We were running into issues with our previous insurance company and they were very slow to give us what we needed to make the change. However, as soon as I passed information on to Chip, he was able to take care of it right away. Very professional whenever I had to call the office, or work with Northern Chesapeake Insurance through email.