Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in Towson, Maryland
Hoffberger Insurance Agency has been serving clients since 1981, offering specialized insurance solutions tailored to personal, commercial, and equine industry needs. Our agency was founded on the expertise gained from decades of experience in the horse business, which led to the development of our renowned Bloodstock insurance program. With dedicated divisions for Personal, Commercial Property & Casualty, and Horse insurance, we ensure clients receive coverage from specialists who understand their unique risks. Tracy McCoy, a Vice President with over 30 years of tenure, leads our team in delivering comprehensive personal and commercial insurance services. Sam Hoffberger represents the next generation of leadership, continuing our family-owned tradition of excellence in risk management.We pride ourselves on placing complex insurance portfolios with confidence while maintaining exceptional client service. Our specialists work closely with businesses to address challenging coverage needs across diverse industries. The agency's longevity and generational continuity reflect our commitment to adapting with the evolving insurance landscape. Clients benefit from our deep understanding of niche markets and our ability to provide customized solutions that standard policies often overlook. This approach has solidified our reputation as a trusted partner in risk protection for both individuals and businesses.
Services
Personal Insurance
Business Insurance
Horse Insurance
Farm Insurance
Bloodstock Insurance
Mortality Insurance
Commercial Insurance
Equine Insurance
Property & Casualty
Risk Management
Details
- Year established: 1981
Highlights and features
- We have specialized insurance programs developed from 40+ years of equine industry experience
- Our team includes Vice President Tracy McCoy with 30+ years of commercial insurance expertise
- Family-owned agency combines generational knowledge with modern risk management solutions
- We specialize in placing complex insurance portfolios that other agencies find challenging
- Dedicated specialists handle your coverage with industry-specific knowledge and confidence
Services
Bloodstock Insurance
Specialized coverage for horse owners and breeders developed from decades of industry experience. Our Bloodstock insurance protects valuable equine investments with tailored policies addressing mortality, major medical, and liability risks. This program leverages Richard Hoffberger's firsthand knowledge as a horse owner and breeder to create comprehensive protection plans.
Commercial Insurance
Customized property and casualty coverage for diverse business needs. Our commercial insurance division addresses complex risk management challenges with solutions tailored to specific industries. Tracy McCoy's 30+ years of expertise ensure businesses receive comprehensive protection that standard policies often overlook.
Personal Insurance
Comprehensive personal insurance solutions including homeowners and individual coverage options. Our specialists provide tailored protection plans that adapt to clients' unique circumstances. With generational continuity in service delivery, we maintain long-term relationships while ensuring modern coverage adequacy.
Farm Insurance
Specialized insurance programs for farm operations combining property, liability, and equine coverage. Our farm insurance solutions address the unique risks of agricultural businesses through customized policies developed with industry-specific expertise and practical experience.
Risk Management
Expert guidance in placing complex insurance portfolios that require specialized knowledge. Our risk management approach focuses on identifying unique exposures and implementing tailored solutions. The agency's longevity and generational expertise enable effective navigation of challenging insurance scenarios.
People
Richard J. Hoffberger
President
Founder with 40+ years of insurance experience, specializing in equine insurance. Developed the agency's Bloodstock program from personal experience as a horse owner and breeder. Leads with generational industry knowledge.
Tracy A. McCoy
Vice President
Insurance professional with 30+ years of experience managing commercial and personal insurance programs. Specializes in complex coverage solutions while maintaining client relationships through consistent, expert service delivery.
Sam Hoffberger
Manager
Third-generation insurance professional continuing the family legacy. Focuses on modernizing equine insurance solutions while maintaining traditional values of personalized service and industry expertise.
Wendi Miller
Insurance Specialist
Experienced team member providing support across all insurance divisions. Contributes to client service excellence through attention to detail and comprehensive understanding of insurance products and client needs.
Michelle Trent
Insurance Specialist
Dedicated insurance professional supporting the agency's specialized programs. Works closely with clients to ensure proper coverage implementation and ongoing policy management across personal and commercial lines.
Questions
What types of insurance does Hoffberger specialize in?
We specialize in personal insurance, commercial property & casualty, and equine insurance including Bloodstock and farm coverage tailored to unique client needs.
What makes your equine insurance different from other providers?
Our Bloodstock insurance program was developed from decades of firsthand horse industry experience, offering specialized coverage that standard policies can't match.
Do you handle complex insurance portfolios?
Yes, we specialize in placing challenging insurance portfolios that require expert risk assessment and customized solutions across various industries.
How long has the agency been in business?
The Hoffberger Insurance Agency has been serving clients since 1981, providing insurance solutions with generational expertise and continuity.
