Business Details
46 Years
experience
Your Trusted Insurance Partner in San Diego
With over 45 years of experience, Scripps Insurance Services operates as an independent insurance agency dedicated to protecting clients' personal and business assets. Our boutique approach emphasizes personalized service, creating customized insurance packages for auto, home, life, business, and specialty coverage. We prioritize client needs over insurance company interests, offering access to multiple providers to secure competitive rates and comprehensive coverage.Our expertise extends to high-risk scenarios like wildfire zones, and we specialize in California FAIR Plan services. As active members of the San Diego community, we combine local knowledge with industry expertise to deliver tailored solutions. Our team of skilled agents provides guidance through policy selection, bundling options, and claims support, ensuring clients feel confident in their coverage decisions.
Services
Home Insurance
Auto Insurance
Business Insurance
Flood Insurance
Earthquake Insurance
Umbrella Policies
Commercial Property Insurance
General Liability Insurance
Workers Compensation
Hotel Insurance
Details
- Year established: 1980
Highlights and features
- 45+ years of local insurance expertise
- Independent agency with multiple provider options
- Customized policy bundling for maximum savings
- Specialists in high-risk property coverage
- Personalized service from experienced agents
What people say
Top-notch service
Knowledgeable staff
Personalized attention
Competitive rates
Successful high-risk coverage
Services
Home Insurance
We provide comprehensive homeowners insurance with customizable coverage options for residences in varying risk zones. Our policies protect against common perils while offering specialized protection for earthquakes, floods, and high-value assets. Our agents help clients understand policy nuances and secure appropriate coverage levels.
Business Insurance
Our business insurance solutions protect commercial properties and operations through tailored policies including general liability, workers' compensation, and commercial auto coverage. We specialize in creating comprehensive packages for businesses with unique risk profiles, including hotel insurance and specialized commercial property protection.
Auto Insurance
We offer competitive auto insurance rates for standard vehicles, classic cars, and specialty vehicles. Our independent agency model allows comparison shopping across multiple providers to find optimal coverage at competitive rates. We help clients understand coverage options and bundling benefits.
California FAIR Plan
We provide access to California FAIR Plan coverage for properties facing challenges obtaining standard insurance. Our experts guide clients through the application process and help secure coverage for homes in high-risk wildfire zones and other challenging scenarios.
Policy Bundling
Our customized insurance packages combine home, auto, and umbrella policies to maximize savings while maintaining comprehensive protection. We analyze clients' specific needs to create bundled solutions that provide optimal coverage at competitive rates without coverage gaps.
People
Sheldon Ruskin
Agency Owner
With over 45 years in the insurance industry, Sheldon leads our team in providing personalized insurance solutions. He focuses on client needs over insurance company interests and maintains direct involvement in policy consultations and complex coverage scenarios.
Alexis Brown
Insurance Broker
Specializing in residential and commercial property insurance, Alexis helps clients secure appropriate coverage even in challenging situations. She has particular expertise in high-risk property placements and policy analysis to prevent underinsurance.
Questions
What types of insurance do you offer?
We provide home, auto, business, flood, earthquake, umbrella, and commercial insurance including specialized policies for high-risk properties and businesses.
How can you help me save money on insurance?
We compare rates across multiple providers and create customized policy bundles to maximize savings while maintaining appropriate coverage levels for your specific needs.
Do you help with difficult-to-place insurance cases?
Yes, we specialize in high-risk property coverage and have successfully placed policies for properties in wildfire zones through the California FAIR Plan and other options.
What areas do you serve?
We primarily serve the greater San Diego area, with expertise in local risk factors like wildfire zones and coastal property insurance needs.
How do you handle policy changes or claims?
Contact us directly during business hours for policy adjustments or claims assistance. Our team guides you through the process and advocates for your coverage needs.
Reviews (5)
Mitchell Ruskin
Aug 03, 2021
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Scripps Insurance Services operates with the utmost professionalism. They are masters of their craft and I high recommend them to anyone who is looking into insurance related business. Sheldon is extremely responsive, professional, and truly cares about giving his clients the service they deserve. I recently had a car accident where I was not at fault, and I am so lucky to have had them by my side to help navigate me through the process and make sure I received the compensation that I deserved.
Larry Lerner
Jun 22, 2019
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I have been using Scripps Insurance for several decades. Sheldon and his staff have always provided outstanding service and expertise. I highly recommend Scripps Insurance.
Anthony Conte
Jun 05, 2019
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The service I received overall was poor, buying a new home I had to provide information for the agent that I was not familiar with through several emails in an archaic fashion, and when I sold the home the agent failed to close out the insurance package with the company she represented, which I had to complete myself, very bad business!
David Inkel
Sep 19, 2018
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Sheldon has helped me attain and retain my insurance policy for my shop and made fair effort to help keep rates reasonable and affordable for many years. Easy to work with.
Lucy Alchalel
Aug 15, 2018
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Sheldon amd Alexis are amazing, always available, they look for the best options for us, we do not need to ask they just do it. They really care for their clients and they give us an excellent service. I am really happy working with them
