Business Details
43 Years
experience
Trusted Tax Professionals in Chester, MD
Since 1983, our firm has provided cost-conscious accounting solutions to individuals, businesses, and estates across Maryland and beyond. Our team of certified professionals brings decades of combined experience in tax strategy, financial planning, and compliance. We specialize in serving diverse clients from sole proprietorships to large corporations, with a focus on blockchain-related accounting and virtual currency expertise. Our peer-reviewed status through MACPA underscores our commitment to quality standards. We maintain a client-centric approach, offering personalized consultations for tax planning, business advisory, and estate management.Our professionals hold advanced certifications including CPA/PFS, CFP, and Certified Valuation Accountant designations. We operate from our Chester, Maryland office while serving clients nationwide through virtual consultations. Our history of success includes helping clients save millions in taxes and optimizing financial strategies for over 1,000 clients. We combine traditional accounting excellence with modern solutions for cryptocurrency and alternative investments. Our team includes legal professionals specializing in tax controversy and international tax matters.
Services
Tax Preparation
Financial Planning
Cryptocurrency Accounting
Estate Tax Services
Business Advisory
Payroll Processing
R&D Tax Credits
Cost Segregation
Succession Planning
Virtual Currency Compliance
Details
- Year established: 1983
Highlights and features
- We offer over 40 years of combined experience in public accounting and tax strategy
- Our team includes certified specialists in cryptocurrency and blockchain accounting
- We provide personalized financial planning with a cost-conscious approach
- Our firm is peer-reviewed by the Maryland Association of Certified Public Accountants
- We combine CPA expertise with legal specialization in tax controversy matters
Associations and certifications
- Maryland Association of Certified Public Accountants (MACPA)
Services
Tax Preparation
Our tax preparation services cover individual, business, and estate tax returns with a focus on maximizing deductions. We specialize in complex tax situations including cryptocurrency transactions and international tax matters. Our team stays current with evolving tax codes to ensure compliance while minimizing liabilities.
Cryptocurrency Accounting
We provide specialized accounting for virtual currency transactions across platforms like Coinbase and Kraken. Our services include tax compliance strategies, capital gains reporting, and future planning for blockchain assets. Our professionals understand the unique challenges of cryptocurrency taxation and reporting requirements.
Business Advisory
Our business advisory services include payroll processing, sales tax reporting, and financial statement compilation. We help businesses with R&D tax credits, cost segregation studies, and entity structure planning. Our team provides strategic guidance for startups through established corporations.
Estate Planning
We offer comprehensive estate planning services including trust administration, fiduciary tax returns, and legacy preservation strategies. Our professionals help clients navigate complex estate tax regulations while ensuring their financial wishes are honored through proper documentation and planning.
Financial Planning
Our financial planning services cover retirement strategies, investment planning, and passive income tax optimization. We provide personalized financial statements and projections to help clients achieve long-term financial goals. Our team works with clients at all career stages to develop effective financial strategies.
People
Christopher J. Williams
Certified Public Accountant
CPA with 15+ years experience specializing in small business, partnerships, virtual currency, and high net-worth individuals. Holds Master of Science in Taxation degree.
Art Svrjcek
Certified Public Accountant
Business and tax advisor with 25+ years experience serving S-Corporations, partnerships, and estate fiduciaries. Specializes in complex business tax matters.
Thomas J. McCarthy
Certified Public Accountant
Experienced auditor with expertise in corporate tax issues and IRS negotiations. Career spans multiple decades working with businesses and individuals.
Allen K. Ayers
Certified Public Accountant
CPA, CFP, and Certified Valuation Accountant with tax expertise. Holds Master of Science in Taxation from University of Baltimore Law School.
Glen E. Frost
Tax Attorney
CPA and managing partner of Frost Law. Specializes in tax controversy, international tax matters, and estate planning with legal and accounting expertise.
Questions
What accounting services do you offer for businesses?
We provide tax preparation, payroll processing, financial statements, sales tax reporting, R&D credits, cost segregation, and business advisory services.
Do you handle cryptocurrency tax compliance?
Yes, we specialize in virtual currency tax reporting for platforms like Coinbase and Kraken, including capital gains tracking and future planning.
What individual tax services are available?
We offer personal tax planning, estate tax returns, financial statements, retirement planning, investment strategy, and divorce tax analysis services.
Are you available during tax season?
Yes, we offer extended hours during tax season with appointments available in-office, by phone, or via video conference.
What areas do you serve?
While based in Chester, MD, we serve clients throughout Maryland and nationally through virtual consultations for accounting and tax services.
Reviews (6)
Tom Brattan
Aug 31, 2020
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Have dealt with Chris Willams on staff at Kram, McCarthy, Ayers and Frost twice recently. Chris was very knowledgeable, thorough and answered our questions in regards to taxes and Cares Act. Would highly recommend him.
Megan Robert
Jan 02, 2020
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We were referred here, years ago by one of their other clients, who owns a large and successful company. We are pleased with the attention and care that our (complicated) returns have received over the years. You can placed your trust in this Office and their entire Staff.
*** I give special note to their good communication!
*** I give special note to their good communication!
Kathy Bartosh
Nov 25, 2019
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Tom McCarthy has been our CPA since 1980!!! In addition to all the years of service we have to date, we also had the pleasure of working with the late Mark Kram. We have lived in several states since 1980, and although we have never returned to Maryland, we will always return to Tom and all the folks at the firm. Thanks for always being there for us!! We hope you will be around forever because that is how long we will need you!!!
Martin Costello
Nov 19, 2019
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I have used K, M, A & F (formerly Kram & McCarthy) for the past 11 years for my personal tax returns, business tax returns, some LLC work and payroll (through Advanced Payroll Solutions). Their front office is extremely efficient thanks to Liz, and the back office is extremely knowledgeable, accurate, and detailed in everything they do. Tom McCarthy is able to explain complex tax law in easy-to-understand terms. Highly recommended.
Mary Ferris Carlisle
Nov 18, 2019
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Tom McCarthy has been my accountant for several years. He is very knowledgeable and always does a great job. I highly recommend him.
Gidon Carlin
Aug 13, 2019
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Kram , Mccarthy, Ayers & Frost, LLC has been doing my taxes for the past six years. I had a slightly tangled mess to sort out after moving my business from a different state and missed filings for several years. This firm helped my sort out my problems and reach an agreement with the IRS which was reasonable. They have also been good at helping me save money and stay ahead of the curve with the ever-changing tax laws. I have had a great experience here and will continue to come back.
