Business Details
31 Years
experience
Trusted Financial Advisory Services for Financial Institutions
Since 1995, ALM First has established itself as a leading financial advisory firm dedicated to serving banks and credit unions nationwide. Our expertise in asset liability management, investment advisory services, and strategic consulting has enabled us to deliver tailored solutions that enhance financial performance and build operational efficiencies. With over $75 billion in assets under management and a client base exceeding 300 institutions, we combine deep industry experience with innovative analytical tools to address complex financial challenges.Our team of seasoned professionals operates as an extension of our clients' teams, prioritizing fiduciary responsibility and long-term strategic success. We maintain a strong commitment to ethical standards, agility, and client-centric service, ensuring that our solutions align with the unique needs of each institution we serve. Through continuous adaptation and a focus on actionable insights, we empower financial institutions to achieve enduring success in a dynamic market environment.
Services
Asset Liability Management
Investment Management
Secondary Market Solutions
Executive Benefits
Mergers & Acquisitions Advisory
Loan Transaction Network
Securitization Advisory
Strategic Communications
Enterprise Risk Management
Hedging Services
Details
- Year established: 1995
Highlights and features
- We offer 30 years of specialized expertise in financial institution advisory services.
- Our team serves over 300 institutions nationwide with tailored solutions.
- We operate as a fiduciary, prioritizing client interests in all recommendations.
- Our $75 billion AUM demonstrates proven institutional investment management capability.
- We provide comprehensive analytics through our proprietary my.almfirst.com platform.
Associations and certifications
- SEC
Services
Asset Liability Management
Our Asset Liability Management service provides financial institutions with comprehensive frameworks to optimize balance sheet performance. By analyzing interest rate risk, liquidity needs, and capital adequacy, we develop customized strategies that enhance profitability while maintaining regulatory compliance. Our approach combines advanced analytics with industry-specific expertise to help institutions navigate complex market conditions and achieve long-term financial stability.
Investment Management
We offer active investment management services focused on achieving superior risk-adjusted returns for financial institutions. Our SEC-registered advisory team employs rigorous portfolio construction techniques and market analysis to create tailored investment strategies. With over $75 billion in assets under management, we combine institutional expertise with personalized service to meet specific liquidity, yield, and risk objectives for each client's unique situation.
Executive Benefits
Our Executive Benefits service designs customized compensation and retention programs for financial institution leaders. We address the limitations of standardized benefit packages by creating tailored solutions that align with organizational goals. Our approach balances competitive market positioning with regulatory compliance, helping institutions attract and retain top talent through innovative deferred compensation, supplemental retirement, and incentive-based programs.
Mergers & Acquisitions Advisory
We provide specialized advisory services for financial institution mergers and acquisitions, focusing on seamless integration and value creation. Our expertise covers transaction structuring, due diligence, and post-merger integration planning. By combining industry knowledge with practical execution experience, we help institutions navigate complex transactions while preserving organizational legacy and maximizing stakeholder value throughout the merger lifecycle.
Loan Transaction Network
Our Loan Transaction Network offers a comprehensive platform for optimizing secondary market loan activities. The service provides market intelligence, pricing analytics, and transaction execution support to maximize loan portfolio value. Financial institutions gain access to actionable insights and strategic advisory services that enhance liquidity management capabilities and improve returns on loan assets through data-driven decision-making and market timing optimization.
People
Emily Hollis
Chief Executive Officer
CFA charterholder with over 25 years of leadership experience in financial advisory services. Founded ALM First in 1995 and built it into a national advisory firm serving 300+ institutions.
Mike Ensweiler
Principal
Seasoned financial services executive with expertise in asset liability management and strategic consulting. Provides senior-level advisory services to financial institutions across multiple business lines.
Travis Goodman
Principal
CFA charterholder specializing in investment advisory services and portfolio management. Leads team delivering tailored investment strategies to banks and credit unions nationwide.
Alec Hollis
Principal
CFA charterholder with deep expertise in financial analytics and risk management. Focuses on developing innovative solutions for balance sheet optimization and strategic planning.
Kevin Kirksey
Principal
Senior advisor with extensive experience in executive benefits and organizational performance solutions. Helps institutions design customized compensation programs that align with strategic objectives.
Questions
What financial institutions do you specialize in serving?
We specialize in serving banks and credit unions nationwide, providing tailored advisory services to meet their unique balance sheet and strategic needs.
How does your asset liability management service benefit clients?
Our ALM service optimizes balance sheet performance through customized interest rate risk management, liquidity planning, and capital adequacy strategies that enhance profitability and regulatory compliance.
What differentiates your investment management approach?
We combine active portfolio management with institutional expertise, managing over $75 billion in assets to deliver risk-adjusted returns tailored to each client's specific objectives.
Do you offer executive compensation planning services?
Yes, our Executive Benefits division creates customized compensation and retention programs that address the limitations of standardized benefit packages for financial institution leaders.
How do you support merger and acquisition activities?
We provide comprehensive M&A advisory services including transaction structuring, due diligence, and integration planning to ensure seamless transitions and maximize stakeholder value.
What tools do you provide for financial analysis?
Our my.almfirst.com platform offers secure, web-based analytics tools for balance sheet optimization, loan transaction analysis, and strategic decision-making.
