Business Details
50+ Years
experience
Your Trusted Credit Union in Lake Charles, LA
Established in 1968, Calcasieu Parish Employees Federal Credit Union has dedicated itself to serving the financial needs of Calcasieu Parish employees and their families. Our mission centers on building personal relationships and delivering tailored financial solutions that prioritize member satisfaction. As a not-for-profit institution, we reinvest earnings to offer competitive rates and returns to our members. Our board of directors, elected by members, ensures transparent governance aligned with community needs. Federally insured by the National Credit Union Administration, we provide security for savings up to $250,000.Our team combines decades of local expertise with a commitment to accessible, member-owned banking. We specialize in auto loans, personal loans, and certificate programs designed for diverse financial goals. Through initiatives like our Skip-a-Pay program, we offer flexibility during unexpected financial challenges. Our history of community service reflects our dedication to fostering long-term financial well-being. As technology evolves, we maintain a balance between digital convenience and personalized service, ensuring members receive the best of both worlds.
Services
Savings Accounts
Auto Loans
Boat & RV Loans
Personal Loans
Skip-a-Pay Program
Details
- Year established: 1968
Highlights and features
- We provide personalized service tailored to local government employees' needs
- Our not-for-profit structure returns profits directly to members
- Competitive rates on loans and savings products guaranteed upfront
- Member-elected board ensures transparent, community-focused governance
- Federally insured deposits protect savings up to $250,000
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Exceptional personal service
Competitive interest rates
Responsive loan officers
Transparent operations
Community-oriented approach
Services
Savings Accounts
Our savings accounts offer competitive dividend rates with no monthly fees, providing secure growth for your money. Federally insured through NCUA, these accounts include $1,000 accidental death insurance. Designed for everyday savers, they provide liquidity while building financial stability through compound interest.
Auto Loans
We finance new and used vehicle purchases with flexible terms and credit-friendly rates. Our loan officers work personally with members to structure affordable payments. Refinancing options available for existing auto loans. Competitive APR based on creditworthiness and loan term.
Boat & RV Loans
Specialized financing for boats, RVs, motorcycles, and ATVs with tailored repayment schedules. Our experts understand recreational asset values and depreciation patterns. Loan terms structured to match usage cycles and seasonal income patterns common in Louisiana.
Personal Loans
Flexible funding for home improvements, vacations, or unexpected expenses with straightforward approval. Loan amounts based on credit history and income stability. Fixed rates ensure predictable monthly payments without hidden fees.
Skip-a-Pay Program
Qualified members can skip one annual loan payment for $25 fee, with no interest forgiveness. Requires 6-month payment history and good account standing. Helps manage temporary cash flow issues while maintaining creditworthiness.
People
Josh Bennett
CEO
Leading CPEFCU with over 20 years in financial services, Josh focuses on member-centric innovation while maintaining fiscal responsibility. He champions financial literacy programs for local employees.
Nanci Evans
EVP
With 25+ years at CPEFCU, Nanci oversees daily operations ensuring personalized service standards. She mentors staff in community banking best practices and member relationship management.
Tammy Lavergne
Board President
Elected board member with public service background, Tammy guides strategic decisions aligning with member interests. She ensures compliance with credit union principles and regulatory standards.
Questions
Who is eligible to join Calcasieu Parish Employees FCU?
Current employees of CPPJ, CPSO, Calcasieu Parish Tax Assessor, Clerk of Court, Town of Iowa/Vinton, Lake Charles Regional Airport, Chennault Airport, and Houston River Water Works, plus their family members.
What loan types do you offer?
We provide auto loans, boat/RV loans, personal loans, and refinancing options with competitive rates based on creditworthiness and loan terms.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), backed by the U.S. government.
How does the Skip-a-Pay program work?
Eligible members can skip one annual loan payment for $25 fee, with at least six months' payment history. Requests require 10 days' notice and full borrower signatures.
Do you offer online banking services?
Yes, our secure online platform allows account management, loan payments, and financial tracking 24/7 from any internet-connected device.
What are your branch hours?
Monday-Friday 8:00 AM - 12:00 PM & 1:00 PM - 4:30 PM. Closed weekends and federal holidays observed by Calcasieu Parish Police Jury.
