Business Details
Your Trusted Fee-Only Financial Advisors in Westlake, OH
We are a fee-only financial planning and investment management firm registered with the Securities and Exchange Commission. Our team of certified professionals provides comprehensive financial planning, retirement planning, and ongoing investment management services tailored to individual client needs. Located in Westlake, Ohio, we serve clients throughout Cleveland, Northeast Ohio, and across the United States. Our fiduciary responsibility ensures all recommendations prioritize client interests above all else. We coordinate financial affairs in partnership with clients' existing advisors while maintaining strict compliance with regulatory standards. Our approach combines personalized asset allocation strategies with periodic reviews to adapt to changing market conditions and life circumstances.We specialize in addressing complex financial challenges for executives, business owners, and families through customized solutions. Our commitment to transparency includes no hidden fees or commissions, with all services delivered under formal advisory agreements. We utilize advanced technology platforms for portfolio management and client communication while maintaining a personal touch in all client interactions. Our professionals hold prestigious certifications including Certified Public Accountant and Certified Financial Planner designations.
Services
Wealth Management
Investment Advisory
Financial Planning
Business Solutions
Retirement Planning
College Planning
Insurance Planning
Tax Planning
Estate Planning
Highlights and features
- We operate under a fiduciary duty bound by SEC regulations
- Our fee-only structure eliminates conflicts of interest
- We provide personalized financial planning beyond standardized models
- Our team holds multiple industry certifications including CFP and CPA
- We coordinate with clients' existing professional advisors
Associations and certifications
- SEC Registered Investment Advisor
- Fee-Only Network
- Charles Schwab Institutional Partner
Services
Wealth Management
Our wealth management services coordinate all aspects of financial life through personalized strategies. We act as a family CFO, integrating investment management with comprehensive financial planning. Services include estate planning coordination, tax optimization strategies, and intergenerational wealth transfer solutions.
Investment Advisory
Customized investment portfolios are built considering individual risk tolerance, financial goals, and tax implications. We utilize diversified asset allocation across stocks, bonds, ETFs, and mutual funds with ongoing portfolio rebalancing. Our approach emphasizes long-term growth while managing market volatility.
Financial Planning
We develop tailored financial plans addressing cash flow management, retirement strategies, college funding, and insurance needs. Our planning process identifies strengths and weaknesses in current financial situations while creating actionable roadmaps toward financial goals. Services can be implemented incrementally or as complete packages.
Business Solutions
Specialized services for business owners include retirement plan design, executive compensation strategies, and succession planning. We help entrepreneurs balance personal financial needs with business growth opportunities while navigating complex tax regulations and compliance requirements.
Retirement Planning
Our retirement planning focuses on sustainable income strategies, tax-efficient withdrawals, and longevity risk management. We address unique challenges including equity compensation management and Social Security optimization. Plans are regularly updated to reflect changing market conditions and personal circumstances.
People
Nick Dionisos
President
CPA and President of Cornerstone Wealth Management with extensive experience in financial planning and investment management. Specializes in coordinating complex financial affairs for high-net-worth clients while maintaining fiduciary compliance standards.
Michael Kelley II
Vice President
CFP professional serving as Vice President with expertise in creating personalized investment strategies. Focuses on helping clients achieve long-term financial goals through disciplined portfolio management and comprehensive planning.
Christina Kyrkos Fanourakis
Director of Financial Planning
MBA and CFP professional leading financial planning initiatives. Specializes in developing comprehensive financial roadmaps that integrate investment management with strategic life planning considerations for individuals and families.
Nicholas M. Kaplan
Director of Wealth Management
Dual-qualified CPA and CFP professional managing wealth strategies for clients. Combines accounting expertise with investment management experience to deliver holistic financial solutions that address both immediate needs and long-term objectives.
Questions
Why should I consider using a Fee-Only, Registered Investment Advisor?
Fee-Only Registered Investment Advisors have a fiduciary responsibility to choose investments that are in your best interest.
What is the Fiduciary Standard?
Registered Investment Advisors follow a fiduciary standard requiring them to act solely in clients' best interests as established by the Investment Advisers Act of 1940.
Who is Charles Schwab & Co.?
Charles Schwab is our custodian providing research, trading functions, technology, and investment operations support for client accounts.
How do you personalize investment strategies?
We create individualized strategies considering investment objectives, risk tolerance, tax implications, and time horizons rather than using standardized models.
What services do you offer business owners?
We provide financial planning for business owners, retirement plan design, and executive compensation strategies to help balance personal and business financial needs.
How often are financial plans reviewed?
We conduct periodic reviews of financial situations and investment strategies to adapt to changing market conditions and life circumstances.
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