Business Details
Trusted Insurance Solutions in Englewood, NJ
Birtwhistle & Livingston has served clients in Englewood, New Jersey since 1892, offering personalized insurance solutions tailored to individual and business needs. Our team functions as your advocate when placing business with insurance companies, initiating coverage changes, or responding to losses. With access to all major insurance carriers and alternative markets, we leverage decades of expertise to identify risks and customize policies balancing protection with affordability. As an independent agency, we prioritize building long-term client relationships through transparent communication and dedicated support.Our services span property insurance, life insurance, business insurance, and medical malpractice coverage across New Jersey, New York, and Pennsylvania. We maintain a client-centric approach through easy online payments, streamlined claims filing, and direct phone access to our team. Our history of community service and industry experience positions us to provide reliable insurance guidance during life's unexpected challenges. We remain committed to evolving with client needs while upholding the personal service standards established over 130 years ago.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Medical Malpractice Insurance
Flood Insurance
Workers Compensation
Commercial Umbrella
Valuable Articles Insurance
Condo Insurance
Highlights and features
- We offer 130 years of combined insurance expertise and local market knowledge
- Our team provides personalized policy customization with major carrier options
- We maintain transparent communication throughout the claims process
- Our independent agency status ensures unbiased insurance recommendations
- We offer comprehensive coverage across personal, business, and professional liability insurance
Services
Business Insurance
Our business insurance solutions protect companies against liability claims and operational risks. We offer customized coverage options including workers' compensation, commercial umbrella policies, and IP lawsuit protection. Our team works with New Jersey, New York, and Pennsylvania businesses to create comprehensive insurance packages that safeguard assets while maintaining cost-effectiveness.
Medical Malpractice Insurance
We provide specialized medical malpractice and professional liability coverage for healthcare providers across three states. Our policies protect physicians, attorneys, and other professionals against claims that could threaten their practices. With access to major carriers, we help medical professionals secure appropriate coverage limits and policy terms tailored to their specific needs.
Property Insurance
Our property insurance solutions protect homeowners' largest investments against fire, flood, and other disasters. Coverage includes home rebuilding costs, personal possession replacement, and liability protection for injuries occurring on premises. We offer flood insurance options in high-risk areas across New Jersey, New York, and Pennsylvania.
Life Insurance
We offer whole life insurance policies that provide financial security for families facing unexpected loss. Our policies cover funeral expenses, college costs, and living expenses while offering long-term value. Our agents help clients determine appropriate coverage amounts and policy structures that align with their financial goals.
Auto Insurance
We provide auto insurance coverage for drivers in New Jersey, New York, and Pennsylvania. Our policies include protection against collision damage, liability claims, and uninsured motorists. We help clients balance coverage needs with affordability while maintaining compliance with state minimum requirements.
Questions
What insurance products do you offer?
We offer auto, home, business, life, flood, medical malpractice, workers' compensation, and commercial umbrella insurance policies across New Jersey, New York, and Pennsylvania.
How can I file a claim?
You can file claims online through our website or contact our Englewood office directly at (201) 568-5001 during business hours for immediate assistance.
Do you serve businesses only or individual clients too?
We serve both individuals and businesses, offering personalized insurance solutions for personal property, auto coverage, and comprehensive business protection plans.
What areas do you cover?
We primarily serve clients in New Jersey, New York, and Pennsylvania with insurance products tailored to regional risks and requirements.
How do you help with policy selection?
Our independent agency compares options across major carriers to create customized insurance packages that balance protection needs with budget considerations.
What makes your agency different?
With 130 years of local experience, we combine personalized service with access to major insurance carriers, focusing on long-term client relationships rather than transactional interactions.
Reviews (7)
Seve Adel
Sep 06, 2021
Report
Positive:Professionalism,Quality,Responsiveness
Mark Ruhlen has been taking care of all our insurance requirements for a couple of years now and there is no bad time for him to answer a request for service. Hes always available to help. Were thankful he is always there for us to take of all our insurance needs.
Mark Ruhlen has been taking care of all our insurance requirements for a couple of years now and there is no bad time for him to answer a request for service. Hes always available to help. Were thankful he is always there for us to take of all our insurance needs.
Bing Frio
Sep 04, 2021
Report
Responds promptly to queries, analyzes customers options and openly presents what is advantageous. Honest, frank, professional. When needed claim for water damage, Mark went out of his way to facilitate early inspection, and through his recom our house was attended to at once, sans the wait. Mark gives wise and practical tips and personalize services.
May Khin
Sep 03, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Great communication and incredible hospitality; Sebastian helped me through the whole process and he was very friendly, professional and beyond amazing to work with. I am so grateful for the kindness and professionalism from Sebastian and the team. I would 100% recommend this to anyone.
Great communication and incredible hospitality; Sebastian helped me through the whole process and he was very friendly, professional and beyond amazing to work with. I am so grateful for the kindness and professionalism from Sebastian and the team. I would 100% recommend this to anyone.
Terry Ruhlen
Sep 03, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Mark presented several options that could meet our emerging needs as a family. He was very detailed in explanation which was extremely important for our situation. He gave us a confidence in his work that I have not before found in an insurance agent. Yes, very comfortable in the multiple products he presented!
Mark presented several options that could meet our emerging needs as a family. He was very detailed in explanation which was extremely important for our situation. He gave us a confidence in his work that I have not before found in an insurance agent. Yes, very comfortable in the multiple products he presented!
Benjamin Yu
Aug 26, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Steve B. has been our family's agent for several years now. He has helped us with several complicated and time-sensitive property situations. He is the utmost professional. He is incredibly responsive and is a wealth of knowledge in this business.
Steve B. has been our family's agent for several years now. He has helped us with several complicated and time-sensitive property situations. He is the utmost professional. He is incredibly responsive and is a wealth of knowledge in this business.
Taryn Wynn
Aug 24, 2021
Report
Positive:Professionalism
Extremely knowledgeable and helpful. Provided great quotes and rates for any policy I have ever inquired about. It is a pleasure working with Steven Bromley as he is prompt, polite and responsive.
Extremely knowledgeable and helpful. Provided great quotes and rates for any policy I have ever inquired about. It is a pleasure working with Steven Bromley as he is prompt, polite and responsive.
Guy Pineda
Aug 19, 2021
Report
Positive:Responsiveness
Steven Bromley has been great to work with. He has been very responsive, has done everything we need quickly, and he really knows his stuff. I would highly recommend anyone looking for any type of insurance to call Steve. Steve, you the man!
Steven Bromley has been great to work with. He has been very responsive, has done everything we need quickly, and he really knows his stuff. I would highly recommend anyone looking for any type of insurance to call Steve. Steve, you the man!
