Business Details
Your Trusted Partner for Banking Solutions in Omaha, NE
Four Points Federal Credit Union has been dedicated to providing straightforward, transparent banking solutions for residents and businesses in Omaha, Nebraska. Our commitment to community service is demonstrated through initiatives like our $25,000 donation to NeighborGood, which supports families facing food insecurity. We offer a comprehensive range of financial products including checking and savings accounts, mortgage and auto loans, personal loans, and credit cards. Our services are designed to help members manage their finances effectively without hidden fees or unexpected conditions. With both online banking options and physical branches, we ensure convenient access to our services.Our team prioritizes fast loan approvals and flexible financing options to meet diverse financial needs. As a federally insured institution, we maintain the highest standards of security and reliability. Our focus on local market needs enables us to deliver personalized financial solutions that truly benefit our members. Through our Skip-A-Pay program and mobile app, we provide innovative tools to help customers better manage their money. Our long-standing presence in Sarpy County reflects our dedication to building stronger communities through responsible banking practices.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Personal Loans
Credit Cards
Certificate Accounts
Retirement Accounts
Highlights and features
- We offer transparent banking with no hidden fees or unexpected conditions
- Our community focus includes significant local donations and support
- We provide fast loan approvals for mortgage, auto, and personal loans
- We offer flexible financing options with fixed and adjustable rate choices
- Our services are backed by federal insurance for complete financial security
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts provide convenient money management with no hidden fees. Designed for everyday transactions, these accounts offer online banking access and mobile app integration. Customers benefit from competitive features like free bill pay and ATM fee rebates while maintaining easy access to their funds.
Savings Accounts
We offer high-yield savings accounts to help customers grow their money securely. With tiered interest rates and no monthly maintenance fees, these accounts provide a safe way to build emergency funds or save for specific goals. Our savings solutions include youth accounts and joint ownership options.
Mortgage Loans
Our mortgage loans feature competitive fixed and adjustable rate options for home purchases or refinancing. With fast approvals and personalized guidance, we help customers achieve homeownership. Loan programs include conventional mortgages and specialized options for first-time buyers.
Auto Loans
We provide auto loans for new and used vehicle purchases with flexible terms. Our financing options include competitive APRs and quick approval processes. Customers benefit from rate discounts for automatic payments and special programs for first-time car buyers.
Personal Loans
Our personal loans offer fixed interest rates and predictable monthly payments for various needs. Whether consolidating debt or financing home improvements, we provide fast funding with transparent terms. Loan amounts and terms are tailored to individual financial situations.
Questions
What types of accounts does Four Points FCU offer?
We offer checking accounts, savings accounts, certificate accounts, retirement accounts, and various loan products including mortgage, auto, and personal loans.
How can I apply for a loan?
Apply online through our secure portal, visit any Omaha branch location, or contact our loan department directly at 1-800-323-2786 for personalized assistance.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA, with extended deposit insurance options available for larger balances.
Do you offer online banking services?
Yes, we provide comprehensive online banking with mobile app access, including bill pay, account transfers, and e-statements available 24/7.
What community initiatives do you support?
We actively support local organizations like NeighborGood through financial donations and community development programs in Sarpy County.
Can I manage my account through a mobile app?
Yes, our mobile banking app allows account management, check deposits, bill payments, and real-time transaction tracking from any smartphone.
