Business Details
50+ Years
experience
Your Omaha Credit Union for Loans & Savings
Woodmen Federal Credit Union has served members for over 90 years, rooted in a cooperative tradition established by Senator Morris Sheppard. We operate as a non-profit cooperative, owned by and for our members, offering a comprehensive range of financial services including loans, savings accounts, and credit solutions. Our expertise spans auto financing with flexible terms up to 84 months, home equity loans, and competitive certificate rates. We prioritize member benefits through free checking options, EMV chip card security, and access to the Allpoint ATM network.With a focus on community and financial education, we provide tools like loan calculators and vehicle value guides to empower informed decisions. Our commitment to service excellence is reflected in personalized support, including 24/7 ATM access and dedicated customer assistance. Backed by NCUA insurance, we ensure reliability and transparency in all transactions while maintaining a member-centric philosophy established in 1934.
Services
Auto Loans
Home Equity Loans
Checking Accounts
Savings Accounts
Credit Cards
ATM Access
Loan Calculators
Certificate Accounts
Overdraft Protection
Financial Tools
Details
- Year established: 1934
Highlights and features
- We offer 125% auto financing with terms up to 84 months.
- Our free checking accounts have no hidden requirements.
- We provide access to 55,000+ surcharge-free Allpoint ATMs.
- EMV chip card technology enhances transaction security.
- Competitive loan rates backed by 90+ years of member service.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loans with terms up to 84 months. New vehicle financing starts at 5.74% APR with 85% of sticker price coverage. Used vehicle loans use J.D. Power values at 5.99% APR. 125% financing options cover taxes and licensing.
Home Equity Loans
Fixed-rate home equity loans and lines of credit provide flexible borrowing. Rates start at 6.99% APR for secured loans. Terms up to 120 months available for home improvement or debt consolidation purposes.
Checking Accounts
Free basic checking accounts with no monthly fees or minimum balances. Checking Plus offers tiered dividends with $5,000 average balance requirement. Both include online bill pay options for convenient financial management.
Savings Accounts
High-yield savings options include share accounts, IRAs, and certificates. Rates up to 3.50% APY for 1-year certificates. Christmas and vacation club accounts help with targeted savings goals through automatic payroll deductions.
Credit Cards
Low-rate Visa credit cards feature no annual fees and 25-day grace periods. EMV chip technology ensures secure transactions. Cardholders receive travel discounts, purchase protection, and qualify for loan rate reductions.
Questions
What loan types do you offer?
We provide auto loans, home equity loans, signature loans, and mortgage loans with competitive rates and flexible terms.
How can I access my account?
Online banking, mobile app, in-branch services, and Allpoint ATMs provide 24/7 account access.
Are there free checking options?
Yes, our Basic Checking Account has no monthly service charge or hidden requirements.
Do you offer auto financing for used cars?
Yes, we finance used vehicles at 5.99% APR based on J.D. Power loan values.
Is my money insured?
All deposits are federally insured up to $250,000 by the National Credit Union Administration.
Can I apply for loans online?
While applications require in-person verification, our website provides loan calculators and rate information.
