Business Details
44 Years
experience
Your Trusted Rochester Credit Union
At Genesee Co-op Co-op, we have dedicated ourselves to providing inclusive, community-focused banking services since 1982. Our Rochester-based credit union was founded on the principle that everyone deserves access to quality financial services, regardless of their background or financial status. Over the decades, we have built a reputation for personalized service, where members are treated as individuals rather than account numbers. Our team takes the time to understand each member's unique needs, offering tailored solutions for personal and business banking, loans, and financial education. We prioritize transparency, with no hidden fees and clear communication about all services. Our commitment to economic justice extends beyond individual accounts, supporting local businesses and community initiatives that align with our values.We operate with a cooperative model, ensuring that benefits flow back to our members rather than distant shareholders. Through our advocacy work and partnerships, we strive to create a more equitable financial landscape in the Rochester area. Our members consistently highlight the welcoming atmosphere, knowledgeable staff, and flexible approach to lending as key differentiators. Whether you're seeking a mortgage, business loan, or simply a more ethical banking option, we combine decades of experience with a forward-thinking mindset to serve your financial needs.
Services
Checking Accounts
Savings Accounts
Personal Loans
Mortgage Loans
Business Banking
Wire Transfers
Coin & Currency Services
Direct Deposit
Deposit Drop Box
Details
- Year established: 1982
Highlights and features
- We offer personalized financial solutions tailored to individual member needs
- Our cooperative model returns benefits directly to local members
- Transparent fee structures with no hidden charges
- Experienced team with deep understanding of local market needs
- Financial education programs to empower informed decision-making
What people say
Friendly staff
Personalized service
Transparent fees
Community focus
Financial education
Services
Personal Checking Accounts
Our personal checking accounts provide flexible financial management solutions with no hidden fees. Designed for everyday use, these accounts offer easy access to funds through debit cards, checks, and mobile banking. Members benefit from personalized service and financial guidance to help achieve their money management goals.
Mortgage Loans
We offer competitive mortgage loan options for first-time homebuyers and experienced homeowners. Our process emphasizes understanding each applicant's unique circumstances to provide tailored financing solutions. From conventional mortgages to specialized programs, our team supports members through every step of the home buying journey.
Business Banking
Our business banking solutions cater to local entrepreneurs and established companies. Services include business checking accounts, lines of credit, and commercial loans with personalized support. We focus on building long-term relationships to help businesses grow through customized financial strategies and community-focused banking principles.
Financial Education
We provide comprehensive financial education resources to empower informed decision-making. Programs cover budgeting, credit management, and investment basics through workshops and one-on-one counseling. Our goal is to equip members with practical knowledge to achieve long-term financial stability and success.
Wire Transfers
Our wire transfer services enable secure domestic and international fund transfers. Members can send and receive money with transparent fee structures and competitive rates. We provide assistance with both urgent and scheduled transfers while maintaining strict security protocols for financial transactions.
People
David Knoll
Founder
David Knoll founded Genesee Co-op Co-op Federal Credit Union in 1982 with a vision for community-focused banking. He established the institution's core values of financial inclusion and local economic empowerment. His leadership continues to shape our cooperative principles and member-centric approach.
Melissa Marquez
Former CEO
Melissa Marquez served as CEO for 20 years, expanding our community impact and financial education programs. She championed initiatives supporting underserved populations and strengthened our commitment to local economic development before retiring in 2023.
Questions
How do I become a member of Genesee Co-op Co-op Co-op?
Membership is open to anyone living or working in Monroe County, NY. Visit our branch with ID and proof of address to open an account with a $5 minimum deposit.
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs with competitive rates and flexible requirements for first-time homebuyers, including down payment assistance options and personalized counseling throughout the process.
Are there fees for wire transfers?
Domestic wire transfers cost $25 to send and are free to receive. International transfers have variable fees based on destination and method, with details available in our fee schedule.
Do you offer business banking services?
Yes, we provide business checking accounts, commercial loans, and lines of credit with personalized support from our experienced business banking team.
What financial education resources do you provide?
We offer workshops, one-on-one counseling, and online resources covering budgeting, credit management, and investment basics to help members achieve financial literacy.
