Business Details
Your Trusted Insurance Partner in San Antonio
Heimer Insurance operates as an independent insurance agency dedicated to providing tailored insurance solutions for individuals and businesses. With a focus on personalized service, we represent multiple insurance providers to ensure clients receive competitive rates and comprehensive coverage. Our team of licensed professionals serves 40 states, offering expertise in home, auto, life, renters, and flood insurance. We prioritize customer satisfaction through swift response times, transparent communication, and a commitment to understanding each client's unique needs.Backed by decades of combined experience, our specialists work to secure optimal policies while maintaining a client-centric approach. We emphasize value through multi-policy discounts and partnerships with top-ranked insurance companies. Our claims process is designed for efficiency, ensuring clients receive timely support during critical moments. Headquartered in San Antonio, Texas, we serve diverse markets while maintaining a local focus. Our mission remains centered on safeguarding clients' most important assets through reliable insurance solutions.
Services
Home Insurance
Auto Insurance
Life Insurance
Renters Insurance
Flood Insurance
Highlights and features
- We offer independent agency representation across multiple insurance providers.
- Our team provides personalized service with swift response times.
- We secure competitive rates through partnerships with top-ranked insurers.
- We serve clients across 40 states with localized expertise.
- Our specialists focus on tailored insurance solutions for unique needs.
What people say
Best insurance company on Earth
Fast service
Excellent customer service
Saved $500 annually
Lightning fast responses
Services
Home Insurance
Heimer Insurance provides comprehensive home insurance policies covering dwelling replacement costs, personal property, and liability protection. Our specialists help clients navigate coverage options for new or existing homes, including flood zone requirements. We offer competitive rates through multiple providers while ensuring policies meet individual needs for both standard and unique properties.
Auto Insurance
Our auto insurance services include liability, full coverage, and specialty vehicle policies tailored to individual driving profiles. We compare rates from top carriers to find cost-effective solutions with available discounts. The team assists with policy customization for personal and commercial vehicles, emphasizing accident protection and claims support while maintaining budget-friendly options.
Life Insurance
We specialize in term life insurance solutions designed to protect families through income replacement and debt coverage. Our advisors help determine appropriate coverage amounts for mortgages, education funds, and living expenses. Competitive rates start below $10/month for healthy applicants, with policy terms up to 20 years to match evolving financial responsibilities.
Renters Insurance
Renters insurance policies protect personal belongings against theft, fire, and water damage while providing liability coverage for property visitors. We offer customizable plans covering electronics, furniture, and valuables with options for additional living expenses. Our team explains policy details to ensure renters understand protections beyond landlord coverage.
Flood Insurance
Flood insurance policies protect properties in high-risk areas against rising water damage excluded from standard home insurance. We assist with NFIP requirements and private market options, explaining coverage for structural and personal property losses. Our specialists help determine necessity even for properties outside designated flood zones where precautionary protection may be advisable.
Questions
Does homeowners insurance cover flood damage?
Standard home insurance does not cover external flooding. Separate flood insurance is required for properties in flood zones or recommended as precautionary coverage.
How are dwelling coverage amounts determined?
Coverage reflects current replacement costs calculated by insurers using construction cost estimators, not mortgage balances or market values.
Will making a claim increase my premiums?
Single claims typically don't raise rates, but multiple claims within a policy period may affect future premiums based on insurer guidelines.
How does the life insurance application process work?
We simplify term life insurance applications with health questionnaires and medical exams as needed, offering instant quotes and policy comparisons.
What payment methods are available for premiums?
Payment options depend on insurer policies, typically including monthly, quarterly, or annual payments through escrow or direct billing.
Reviews (7)
Patrick McNiff
Sep 25, 2021
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Positive:Professionalism,Responsiveness
Debi Marek in their San Antonio office was very helpful.
Debi Marek in their San Antonio office was very helpful.
Jesse Scott
Feb 19, 2021
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Critical:Professionalism,Quality,Responsiveness,Value
SCAMMERS. RUN AWAY. RUN. THEY WILL TAKE YOUR MONEY BUT WON'T HELP YOU.. Liars. Wont pick up. Called 17 TIMES over 4 days with no answer. Absolute trash.
SCAMMERS. RUN AWAY. RUN. THEY WILL TAKE YOUR MONEY BUT WON'T HELP YOU.. Liars. Wont pick up. Called 17 TIMES over 4 days with no answer. Absolute trash.
Shannon Stucker
Jan 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great customer service! The friendly agents are very knowledgeable and always help me find the best policy for my needs. I would definitely recommend them!
Great customer service! The friendly agents are very knowledgeable and always help me find the best policy for my needs. I would definitely recommend them!
Will Walker
Dec 28, 2020
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Positive:Responsiveness
I'll never go to another hazard insurance company. This one has saved me from the incompetency of my mortgage lender several times. Always very responsive and helpful.
I'll never go to another hazard insurance company. This one has saved me from the incompetency of my mortgage lender several times. Always very responsive and helpful.
Mikailla Roundtree
Dec 05, 2020
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I needed to make some changes and had a few questions on my policy. Customer service team was very helpful and quick with my requests!
Lorie Hidalgo
Oct 20, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Switched to Heimer 2 years ago and will not be switching again. They always work hard to provide the best and save me money! Thank you to the customer service team for being so responsive.
Switched to Heimer 2 years ago and will not be switching again. They always work hard to provide the best and save me money! Thank you to the customer service team for being so responsive.
Tina Christensen
Aug 01, 2020
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Deceitful company. Called pretending to be my insurance company asked a few questions and then hung up. I recieved an application from them today and pay $40 fee to change insurance to them. I went and looked at my home owners insurance the construction company paid for this year and it's not Heimers. The fact you represent yourselves as someone's home owners insurance when you aren't is despicable and I'll be filing a complaint with the Texas insurance board.
