Business Details
Your Trusted Mortgage Broker in Eugene, Oregon
Strategic Mortgage Solutions has established itself as a trusted local mortgage brokerage serving Oregon residents. With over 20 years of combined experience, our team specializes in connecting clients with competitive mortgage lending markets and a wide array of lending programs. We pride ourselves on delivering personalized service that extends beyond transactions, offering innovative solutions tailored to each client's unique financial situation.Our commitment to superior terms and local expertise ensures Oregon residents access the most fitting mortgage options. As active members of the community, we combine first-class service with accountability, maintaining relationships that continue long after loan closures.
Services
FHA Loans
VA Home Loans
Jumbo Loans
Portfolio Loans
Reverse Mortgage
USDA Loans
Refinance Options
Manufactured Home Loans
Construction Loans
Highlights and features
- We offer over 20 years of combined mortgage industry experience in Oregon
- Our team provides personalized loan programs tailored to unique financial situations
- We maintain direct relationships with multiple lenders for competitive rates
- Our service continues beyond loan closing with ongoing client support
- We specialize in complex scenarios including portfolio loans and investment properties
Services
FHA Loans
FHA loans provide accessible homeownership opportunities for Oregon residents with lower credit scores or limited down payment funds. These government-backed mortgages require as little as 3.5% down payment while offering competitive interest rates. Our team specializes in guiding first-time buyers through the FHA loan process, helping them navigate qualification requirements and secure financing that matches their financial situation.
VA Home Loans
VA loans offer exclusive benefits for Oregon veterans and active-duty military personnel, including zero down payment requirements and no mortgage insurance. Our certified specialists understand the unique needs of service members, providing tailored guidance through the VA loan process from initial application to closing, ensuring maximum benefit utilization.
Portfolio Loans
Portfolio loans cater to Oregon borrowers with unique financial profiles or unconventional income sources that don't meet standard lending criteria. These flexible programs allow alternative documentation methods and creative underwriting solutions, particularly beneficial for self-employed individuals, real estate investors, and those with credit challenges seeking investment property financing.
Reverse Mortgage
Reverse mortgages enable Oregon homeowners aged 62+ to convert home equity into tax-free funds without monthly mortgage payments. Our counselors explain all options, including payment structures and implications, helping seniors make informed decisions about accessing their home equity while maintaining ownership.
Construction Loans
Construction loans finance custom home building projects in Oregon, covering land purchase, materials, and labor costs. Our specialists coordinate with builders and contractors, offering phased funding disbursements and transition to permanent financing upon project completion, ensuring smooth construction-to-permanent loan processes.
People
Casey Lown
Mortgage Advisor
With 20+ years of mortgage experience and CDLP certification, Casey specializes in guiding clients through complex financial transitions, particularly divorce situations, to find optimal mortgage solutions.
Paul Padilla
Mortgage Advisor
Since joining in 2017, Paul has leveraged his finance and real estate investment background to provide customized mortgage solutions, prioritizing personalized service for Oregon homebuyers.
Robbie Frear
Mortgage Advisor
A mortgage professional since 1999, Robbie combines local market expertise with innovative technology to deliver personalized financing options for Oregon homebuyers and refinancers.
Lara Lundegard
Loan Processor
Since 2013, Lara has processed mortgage loans with dedication to exceptional service, bringing warmth and energy to the mortgage lending process for Oregon clients.
Sheila Osburn
Loan Officer
With mortgage industry experience since 2004, Sheila provides personalized guidance through every step of the loan process, combining clear communication with attention to detail.
Questions
What types of mortgage loans do you offer?
We offer FHA, VA, USDA, conventional, jumbo, portfolio, reverse mortgages, and construction loans tailored to Oregon residents' specific needs.
Do you work with first-time homebuyers?
Yes, we specialize in helping first-time buyers with FHA loans and other programs designed for lower down payments and easier qualification.
Can you help clients with unique financial situations?
Yes, our portfolio loans and specialized programs accommodate non-traditional income sources, credit challenges, and investment property financing.
What areas do you serve?
While based in Eugene, we provide mortgage services to all Oregon residents with local market expertise across the state.
Do you offer refinancing options?
Yes, we provide various refinance programs including rate-and-term and cash-out refinancing to help Oregon homeowners optimize their mortgages.
How can I get pre-approved for a mortgage?
Contact our team to start the pre-approval process, which involves reviewing your financial documents and credit profile to determine loan eligibility.
Videos
Reviews (5)
Heavyslayermetal Mowell
Oct 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great communication. Easy document delivery and and receipt. Closed on loan earlier than expected. Thanks
Great communication. Easy document delivery and and receipt. Closed on loan earlier than expected. Thanks
Paul McLaughlin
Sep 19, 2021
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Casey helped me find the best loan for me in a difficult situation due to Covid. He was friendly, professional and stayed on top of things from the beginning to close. He was always easy to contact, constantly kept me up to date, and made the process of obtaining a loan easy. I would definitely recommend Casey, and Strategic Mortgage to everyone, and anticipate that I will be working with them again in the future.
Jennifer Ebert
Sep 13, 2021
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I worked with Casey when we were looking for a lender. He was always very responsive and thoroughly explained so many aspects of the process that I didn't even think to ask about. Casey and team really make a difference taking an overly complicated process and simplifying it so you can make the best, most informed decisions on your home buying journey.
Dianne Murray
Aug 18, 2021
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We would highly recommend Casey and his team for any of your mortgage needs. We did a refi with them and were amazed at how smoothly and painlessly the whole process went. The team was always available whenever we needed questions answered or problems solved. The best part of all was the fact that they got our interest rate dropped down almost 2 points. The amazing gift box that arrived on our doorstep, after all was said and done, was icing on the cake. Thanks guys for everything!
Jeff and Dianne Murray
Jeff and Dianne Murray
Erica Towe
Jul 31, 2021
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Casey not only provided the absolute best service, was communicative, and found us an astonishingly low rate, he also saved the purchase of our new home. His knowledge, experience, and service to his customers can not be matched. We have worked with Casey several times and each time he has been the leader of our purchase or refi team. Thank you, Casey and your team for the being the absolute best at what you do.
