Business Details
30 Years
experience
Emergency
services
Your Trusted Mortgage Partner in Coral Springs, FL
Ace Mortgage Loan Corporation in Coral Springs was established in 1996 to help homeowners achieve their American Dream. With decades of experience, we prioritize client needs through knowledgeable staff and a dedicated compliance team. Our commitment to transparency and trust has allowed us to grow alongside our clients, offering tailored mortgage solutions in Broward and Palm Beach Counties. We specialize in navigating the mortgage market to secure competitive rates and flexible terms for first-time buyers, veterans, and investors. Our team provides 24/7 support, ensuring a seamless process from pre-approval to closing. Recognized for personalized service, we assist with FHA, VA, conventional, and jumbo loans, catering to diverse financial situations.Our deep understanding of local market trends enables us to deliver strategic advice and innovative financing options. We pride ourselves on clear communication, avoiding hidden fees, and maintaining industry certifications like NMLS# 223104. Customer satisfaction is evident in our 4.4-star reviews, highlighting our responsiveness and expertise. Whether purchasing, refinancing, or accessing equity, we empower clients to make informed decisions. Our dedication to community and ethical practices solidifies our reputation as a trusted financial partner. We continuously adapt to regulatory changes and market conditions to serve clients effectively. Contact us today to explore mortgage options designed for your unique goals.
Services
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Refinancing
Home Equity Loans
Purchase Mortgages
Cash-Out Refinancing
Investment Property Loans
First-Time Homebuyer Programs
Details
- Year established: 1996
Highlights and features
- We offer 28 years of mortgage expertise since 1996.
- Our team provides 24/7 personalized customer support.
- We guarantee competitive rates for FHA, VA, and conventional loans.
- Our process includes transparent terms with no hidden fees.
- We specialize in local market trends across Broward and Palm Beach Counties.
Associations and certifications
- NMLS# 223104
What people say
Helped me every step
Terrific rate
Smooth process
24/7 availability
Personalized attention
Services
FHA Loans
FHA loans provide accessible homeownership options with low down payments and flexible credit requirements. Ideal for first-time buyers, these government-insured mortgages require as little as 3.5% down. We guide clients through FHA loan eligibility, including credit score thresholds and debt-to-income ratios. Our experts simplify the application process, from pre-approval to closing, ensuring compliance with federal guidelines while securing competitive rates for Florida residents.
VA Loans
VA loans offer exclusive benefits for veterans and active-duty military members, including zero down payment options and no mortgage insurance. We specialize in VA loan programs with competitive rates and streamlined refinancing. Our team assists with eligibility verification, funding fees, and appraisal requirements. We prioritize fast closings and personalized support, ensuring veterans leverage their full entitlement for primary residences or investment properties.
Refinancing
Refinancing services help clients reduce monthly payments, shorten loan terms, or access home equity. We analyze current mortgages to identify savings opportunities through rate reductions or term adjustments. Cash-out refinancing options allow homeowners to fund renovations or debt consolidation. Our process includes break-even analysis and closing cost evaluations, ensuring refinancing aligns with long-term financial goals while adhering to market regulations.
Conventional Loans
Conventional loans suit buyers with strong credit seeking flexible terms for primary or investment properties. We offer fixed-rate stability and adjustable-rate options with competitive pricing through Fannie Mae and Freddie Mac partnerships. Our advisors explain down payment requirements, private mortgage insurance thresholds, and underwriting criteria. We cater to clients needing jumbo loans for high-value properties exceeding conforming limits.
Home Equity Loans
Home equity loans and lines of credit (HELOCs) let homeowners leverage property value for major expenses. We provide fixed-rate equity loans with predictable payments and revolving HELOCs for ongoing needs. Our team assesses loan-to-value ratios and credit profiles to maximize borrowing potential. These products are ideal for renovations, education funding, or consolidating higher-interest debt into a single manageable payment.
People
Kelly Ardito
Loan Officer
Kelly Ardito specializes in guiding clients through complex mortgage processes with personalized strategies. Her team prioritizes responsiveness, offering 24/7 support to address client needs. With expertise in credit rehabilitation, she helps first-time buyers achieve homeownership even with challenged credit histories.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for veterans, and conventional programs with down payment assistance. Our advisors help first-time buyers navigate eligibility requirements and secure competitive rates.
Can I refinance with bad credit?
Yes, but options may be limited. We assess your current loan terms and credit profile to identify refinancing opportunities that improve your financial position despite credit challenges.
How long does mortgage approval take?
Approval typically takes 30-45 days. We expedite processing through digital document submission and proactive communication with appraisers and title companies to meet closing deadlines.
Do you offer jumbo loans for luxury properties?
Yes, we provide jumbo loans exceeding conforming limits with flexible underwriting criteria. These are ideal for high-value properties in premium Coral Springs neighborhoods.
What are the benefits of VA loans?
VA loans offer zero down payments, no mortgage insurance, and competitive rates for veterans. We help clients maximize these benefits while navigating VA appraisal and occupancy requirements.
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