Business Details
7 Years
experience
Your Trusted Mortgage Partner in Miami
At Bravo Mortgage, we have built our reputation on trust, transparency, and a commitment to delivering exceptional service since 2019. Our team of experienced professionals works closely with clients to understand their unique goals and match them with tailored loan solutions. We specialize in residential, commercial, investment, and Non-QM mortgage options, ensuring competitive rates and fast approvals.With a client-first mindset, we simplify the home financing process, providing expert guidance from application to closing. Our mission is to empower clients with the knowledge and support needed to make sound mortgage decisions, fostering lifelong relationships built on integrity and care.
Services
Home Purchase
Mortgage Refinancing
Commercial Mortgages
Non-QM Loans
DSCR Loans
Construction Loans
Details
- Year established: 2019
Highlights and features
- We offer personalized mortgage solutions tailored to your unique financial goals.
- Our team provides fast, reliable approvals for residential and commercial loans.
- We specialize in Non-QM and DSCR loans for non-traditional borrowers.
- Client-first approach with expert guidance from application to closing.
- Local expertise serving Miami-Dade County and surrounding areas.
Associations and certifications
- NMLS
What people say
Knowledgeable professionals
Go the extra mile
Trustworthy and professional
Fast approvals
Personalized guidance
Services
Residential Mortgages
We provide customized residential mortgage solutions, including FHA, VA, USDA, and conventional loans. Our services cater to first-time buyers and seasoned investors, ensuring competitive rates and personalized guidance. With a focus on transparency, we simplify the homebuying process from pre-approval to closing.
Commercial Mortgages
Our commercial mortgage services offer tailored financing for investors and businesses. We specialize in acquisition, refinancing, and rehabilitation of commercial properties, providing fast approvals and competitive rates. Our team ensures solutions that align with your investment goals and financial needs.
Non-QM Loans
Non-QM loans are designed for self-employed borrowers or those with unique financial situations. We offer flexible guidelines and competitive rates, ensuring access to financing that traditional lenders may not provide. Our experts guide you through the process with clarity and support.
DSCR Loans
DSCR loans qualify borrowers based on property income potential rather than personal income. Ideal for real estate investors, these loans provide faster approvals and flexible terms. We help investors secure financing for rental properties with minimal documentation and competitive rates.
Construction Loans
We offer one-time closing construction loans for new home builds or major renovations. Our streamlined process covers land acquisition, construction, and permanent financing. With expert guidance, we ensure timely funding and support throughout every phase of your project.
People
Angel L. Mendez
Licensed Loan Officer | Founder President & CEO
Angel L. Mendez founded Bravo Mortgage with a vision to simplify homeownership. With over a decade of industry experience, he specializes in residential and commercial lending, prioritizing client needs with integrity and personalized service.
Lovelie Metellus
Loan Officer
Lovelie Metellus brings expertise in mortgage origination, focusing on FHA, VA, and conventional loans. Her client-centric approach ensures borrowers receive tailored solutions, leveraging her deep understanding of the Miami real estate market.
Daniel Castillo
Real Estate Broker and Mortgage Loan Originator
Daniel Castillo combines real estate and mortgage expertise to guide clients through seamless transactions. With a focus on investment properties, he delivers strategic financing options that align with long-term financial goals.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA, VA, USDA, and conventional loans tailored for first-time buyers, with competitive rates and flexible terms to suit various financial situations.
Can self-employed individuals qualify for a mortgage?
Yes, we provide Non-QM loans designed for self-employed borrowers, using alternative documentation to verify income and secure financing.
How does a DSCR loan work for investment properties?
DSCR loans qualify borrowers based on rental income potential, allowing investors to secure financing without relying on personal income verification.
What commercial mortgage solutions do you offer?
We provide commercial loans for acquisition, refinancing, and property rehabilitation, including SBA 504, CMBS, and bridge loans with competitive rates.
How long does the mortgage approval process take?
Our streamlined process typically takes 30-45 days, with expedited options available for qualified borrowers and pre-approved applicants.
Do you offer construction loans for new homes?
Yes, we provide one-time closing construction loans covering land acquisition, building costs, and permanent financing with a single closing process.
Reviews (7)
Deborah Gonzalez
Dec 07, 2021
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Excellent experience with the team. If the home buying process is stressful, I give you my word that these wonderful people will make it easier for you.
Angel, my parents and I are so grateful to you !!! He is a person who has the ability to explain and clarify all your doubts, and make sure that when you talk to him, your stress level drops from 10 to 0. Angel, gives you the security that any buyer wants to have! They are a great team, with incredible professionalism and human quality! I don't want to stop mentioning Rolando, who immediately answered all my emails. He did a great job!!!!
Thank
Angel, my parents and I are so grateful to you !!! He is a person who has the ability to explain and clarify all your doubts, and make sure that when you talk to him, your stress level drops from 10 to 0. Angel, gives you the security that any buyer wants to have! They are a great team, with incredible professionalism and human quality! I don't want to stop mentioning Rolando, who immediately answered all my emails. He did a great job!!!!
Thank
Johnny Breidenbach
Oct 28, 2021
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The customer service of this team is amazing. They're the most diligent people I've ever met. Highly recommended. God bless you.
Johanne Osnac
Jul 17, 2021
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Positive:Professionalism,Quality,Responsiveness
Great customer service! they make the process so less stressful that I was ready to close in less than a month. They truly advocate for you and keep you updated throughout the journey. Thank you to Angel and Rolando for you have made the process so smooth and so fast.
Great customer service! they make the process so less stressful that I was ready to close in less than a month. They truly advocate for you and keep you updated throughout the journey. Thank you to Angel and Rolando for you have made the process so smooth and so fast.
John Manzano
Aug 17, 2020
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If you are going to refinance this is the place to do it. The web portal they have created makes all the difference, I was able to fill out all forms and upload all needed documents. Previously I was working with another lender and spent hours on the phone going over all the same questions I was able to answer via bravos web portal. It was so much work and effort with the other lender I actually stopped thinking about refinancing until a Friend put me in contact with Angel. I Cant stress how streamlined and easy the process was with Bravo. Thanks Angel
Dario Lemes Gonzalez
Aug 16, 2020
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Positive:Professionalism,Responsiveness,Value
Angel Mendez and his team made my refinance process smooth making sure I got the best rate possible. Would definitely go with them for any future purchase without a doubt.
Angel Mendez and his team made my refinance process smooth making sure I got the best rate possible. Would definitely go with them for any future purchase without a doubt.
Jennifer Perez
Aug 04, 2020
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Thanks to Angel and all staff my loan process was so smooth and quick!! I highly recommend them and would definitely use them again! Super satisfied!!
Sherill Delgado
Jun 24, 2020
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I had a wonderful experience with Bravo Mortgage! Angel and Christian Mendez are very attentive and dedicated to your loan process and work fast and efficiently. I highly recommend them. They have a customer in me for life.
