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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Ithaca, NY
Larkin Insurance Agency has served the Ithaca, NY community since 1960, establishing itself as a trusted independent insurance agency. Our locally-owned business specializes in providing personalized insurance solutions for both personal and commercial needs, including auto, home, business, and specialty insurance. With decades of experience, our team of dedicated agents prioritizes one-on-one service, ensuring clients receive tailored coverage that meets their unique requirements.

We work with reputable national insurance providers to offer competitive rates while maintaining a strong commitment to community values. Our expertise extends to Cortland, Binghamton, and surrounding areas in Tompkins County, where we help clients navigate complex insurance decisions with confidence and transparency.
Services
Auto Insurance Home Insurance Business Insurance Specialty Insurance RV Insurance ATV Insurance Boat Insurance Commercial Property Insurance Workers Compensation Umbrella Insurance
Details
  • Year established: 1960
Highlights and features
  • We have over 60 years of experience serving the Ithaca community.
  • Our agents provide personalized service tailored to individual needs.
  • We offer coverage options from reputable national insurance providers.
  • We specialize in both personal and commercial insurance solutions.
  • Our team prioritizes transparency and competitive pricing for all clients.
Services
Auto Insurance
Larkin Insurance Agency provides comprehensive auto insurance solutions tailored to individual driving needs. Our policies cover collision, comprehensive, liability, and uninsured motorist protection for vehicles including cars, trucks, and motorcycles. We work with major insurers to offer competitive rates while ensuring personalized service for residents in Ithaca and surrounding areas.
Home Insurance
Our home insurance policies protect against weather damage, theft, and liability claims while offering customizable coverage options. We specialize in standard homeowners policies, umbrella insurance, and specialized coverage for condos, townhouses, and mobile homes across Tompkins County and the Southern Tier region.
Business Insurance
We offer comprehensive business insurance packages including commercial property, liability, auto, and workers' compensation coverage. Our solutions protect small businesses, contractors, and commercial property owners in Cortland, Binghamton, and Tompkins County with tailored policies that address specific industry risks.
Specialty Insurance
Larkin Insurance Agency provides specialized insurance for recreational vehicles, ATVs, boats, and classic cars. Our agents help clients navigate unique coverage requirements for specialty vehicles and equipment, ensuring proper protection through partnerships with national specialty insurance providers.
Commercial Property Insurance
This coverage protects business assets against damage from events like fires, storms, and theft. We help commercial property owners in Ithaca and surrounding areas secure policies that cover building structures, inventory, and essential equipment to maintain business continuity after unexpected incidents.
People
Sandra Sharp
Agent
Sandra Sharp brings decades of insurance experience to Larkin Insurance Agency, specializing in personalized policy solutions for both personal and commercial clients in the Ithaca area.
Rose Canavan
CSR
Rose Canavan provides expert customer service as a Client Service Representative, assisting policyholders with insurance needs and claims processing for residential and commercial accounts.
Casandra Calhoun
CSR
Casandra Calhoun supports clients with insurance policy management and, leveraging extensive industry knowledge to help individuals and businesses in Tompkins County.
Terri Miner
Agent
Terri Miner offers personalized insurance guidance, specializing in finding cost-effective coverage solutions for homeowners, drivers, and small business owners throughout the Southern Tier region.
Questions
What types of insurance does Larkin Insurance offer?
We provide auto, home, business, and specialty insurance including coverage for RVs, ATVs, boats, and commercial properties in Ithaca and surrounding areas.
Do you offer insurance for both individuals and businesses?
Yes, we specialize in both personal insurance policies and comprehensive commercial coverage tailored to small business owners' specific needs.
Can I get insurance quotes online?
While we recommend contacting our office directly for personalized quotes, we can provide prompt insurance estimates over the phone or through our online contact form.
Are you a local insurance agency?
Yes, we're locally-owned and based in Ithaca, NY, serving the community since 1960 with personalized insurance solutions for residents and businesses.
What areas do you serve?
We primarily serve Ithaca, Cortland, Binghamton, and surrounding towns in Tompkins County, providing insurance services to both urban and rural communities.
Can I bundle multiple insurance policies?
Yes, we offer multi-policy discounts when you bundle home and auto insurance or combine commercial property with liability coverage to maximize savings.