HP Mortgage
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HP Mortgage
We make it easy for self-employed borrowers to qualify for a mortgage without any tax returns. What separates us from our competition is the diversity of our products, our rates, and our service. A reverse mortgage funds your retirement using your home's equity with NO MONTHLY PAYMENT. Since the beginning of my career, my philosophy has always been to do right by my clients.

Providing impeccable service has allowed me to excel as a mortgage banker. No matter the size of the loan or past credit history, I will always treat every one of my clients like family. We treat our clients like family. You are real people to us. We will never jeopardize your home, your family or your finances just to "close another deal".
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About Us
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Kevin Danowitz began his mortgage career in 2003 as a loan officer at Chase Manhattan. After Chase, he worked at a number of banks for over a decade. He excelled as a mortgage loan originator, winning awards for top producers at every single company he was with. Years of experience working at all types of mortgage lending institutions has made Kevin an expert in every mortgage product available.
Real Estate Investors
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If you are looking for a 30 year mortgage term on an investment property without having to show income we have the products for you. We represent many of the lenders specializing in no doc mortgage loans so we know where and how to get your loan done right and we make sure you have the absolute lowest rate available in the market today.
Government Mortgages
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All mortgage companies want your business. How do you choose? What separates us from our competition is the diversity of our products, our rates, and our service. We are the FHA experts, and we know credit. We will navigate the extensive guidelines and work around them to get you approved down to 580 FICO!
Reverse Mortgages
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A reverse mortgage funds your retirement using your home's equity with NO MONTHLY PAYMENT. When purposed the right way, it is an excellent tool to enjoy your retirement worry-free. If you are 62 years old or older and would benefit from a lump sum of money, a line of credit to draw from as needed, a fixed monthly installment, or any combination of all the above, WITH NO MONTHLY PAYMENTS EVER, a reverse mortgage is the perfect product for you.
Tips
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Alt-doc loans are like a puzzle. Unlike traditional or conventional government loans, where guidelines are about 95% the same from one lender to the next, all non-QM lenders have different. There is a misconception that FHA programs are only for people with low income and bad credit. That is not true at all! FHA loans are actually the most popular mortgage loan, and up to half of.
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