PS Mortgage Lending is a Veteran Owned and Operated, Licensed Mortgage Lender and Licensed Mortgage Broker Business. PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.
The owner, Phil Stevenson, has been interviewed and quoted in Forbes 3 times as a mortgage expert, and has been flown to Washington, DC multiple times by regulators to take part in rewriting the National Mortgage Licensing Exam with other Subject Matter Experts. Do you know which mortgage is the most misunderstood in the market today?
The owner, Phil Stevenson, has been interviewed and quoted in Forbes 3 times as a mortgage expert, and has been flown to Washington, DC multiple times by regulators to take part in rewriting the National Mortgage Licensing Exam with other Subject Matter Experts. Do you know which mortgage is the most misunderstood in the market today?
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About
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Phil Stevenson is 1 of approximately 150 Certified Reverse Mortgage Professionals (CRMP)in the United States, and currently sits on the Ethics Committee of the National Reverse Mortgage Lenders Association (NRMLA). Born and raised in Miami to a Cuban mother, he speaks fluent Spanish and uses the nickname "Felipe" when working with clients who are not strong in the English language.
All Mortgages
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PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida. PS can do business throughout Florida and Texas, and have agents who can meet clients face to face in many parts of both states. We pride ourselves in thinking outside the box, because most clients don't fit inside "the box" anyway!
VA Mortgage
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The VA Loan is made for veterans, military members currently serving in the U.S. military, reservists, and surviving spouses. It can be used to buy single-family homes, condominiums, multi-unit properties, manufactured homes, and new construction. Simply put, it's a benefit for the veterans, it's a mortgage.
Conventional & FHA Mortgage Loans
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These are the most common types of mortgages offered and are the main mortgages that fall under the definition of a "Qualified Mortgage". These are the easiest mortgages to get closed because they offer automated underwriting and are the most mainstream, which means there is a lot more technology and support for them.
FHA Reverse Mortgage Loan
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The FHA reverse mortgage is a mortgage loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash. This is done by taking any combination of lump sum, monthly payments, and/or line of credit, but the amount and size of any of those options is based on the equity of the home and the age of the borrower(s) or non-borrowing spouse (NBS).
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