AmeriHome Mortgage Company

Business Details

13 Years

experience

Your Trusted Mortgage Partner in California

AmeriHome Mortgage Company has been a leader in the lending community since 2013, dedicated to providing personalized mortgage solutions for borrowers. Our customer-centric approach extends across all facets of our organization, from clients to internal teams, ensuring a seamless homeownership journey. We prioritize transparency, offering clear explanations of loan costs without hidden fees, and maintain a secure environment for data protection. Our team of home loan experts guides clients through every step, from pre-qualification to closing, with a focus on tailored financial strategies.

Recognized for industry achievements, we combine technological innovation with personalized service, including digital document uploads and 24/7 loan assistance. With a commitment to no pre-payment penalties and flexible loan terms, we empower clients to achieve financial freedom. Our Trustpilot reviews highlight exceptional customer service, with clients praising our responsive communication, professional expertise, and streamlined processes. As part of Western Alliance Bank, we leverage institutional strength while maintaining a family-oriented approach to mortgage solutions.

Services

Conventional Loans FHA Loans VA Loans Jumbo Loans Cash-Out Refinance

Details

Year established: 2013

Highlights and features

We offer free pre-qualification and pre-approval services within 24 hours.
Our team provides bi-annual mortgage checkups to optimize your loan.
We implement advanced cybersecurity to protect your sensitive data.
We guarantee transparent pricing with no hidden fees or surprises.
We waive pre-payment penalties to accelerate your debt-free homeownership.

What people say

5 star experience Customer service was red carpet Highly recommend Great service Delighted process

Website

Update Listing

Services

Conventional Loans

Fixed-rate mortgages with down payments as low as 3%, offering predictable monthly payments and no mortgage insurance for loans up to 80% of home value. Ideal for borrowers with strong credit seeking long-term stability in their home financing.

FHA Loans

FHA-insured loans requiring 3.5% down, designed for first-time buyers with flexible credit requirements. Provides cash-out refinance options up to 80% loan-to-value ratio while maintaining accessibility for lower-income applicants.

VA Loans

Exclusive benefits for active military and veterans, including zero down payment options and no mortgage insurance. Features streamlined refinancing without appraisals and favorable debt-to-income ratio allowances for service members.

Jumbo Loans

Premium financing solutions for loan amounts exceeding conforming limits, available up to $3 million. Combines competitive rates with flexible terms for primary residences, vacation homes, and investment properties with strong credit profiles.

Cash-Out Refinance

Home equity conversion option allowing up to 80% loan-to-value cash extraction. Enables debt consolidation, home improvements, or major expense funding while restructuring mortgage terms for improved financial positioning.

Questions

How does AmeriHome's pre-approval process work?

Our pre-approval process delivers specific loan amounts within one business day after document submission, helping buyers shop with confidence and negotiate stronger offers.

What mortgage types does AmeriHome offer?

We provide conventional, FHA, VA, jumbo, DSCR, and non-QM loans, along with cash-out refinancing and specialized programs for first-time homebuyers.

Can I refinance with bad credit?

Our portfolio loan options accommodate borrowers with previous financial challenges, offering flexible guidelines for those rebuilding credit or with unique income situations.

How do mortgage checkups benefit existing customers?

We proactively review loans every six months to identify opportunities for rate reductions, term adjustments, or cash-out options that align with changing financial goals.

What sets AmeriHome apart from other lenders?

We combine advanced digital tools with personalized guidance, offering secure transactions, transparent pricing, and a family-oriented approach to mortgage solutions.

Videos

Reviews (7)

Write a Review

Sam A.

Jan 05, 2022 Report

Avoid this company. They can't set up an autopay option. After first time it didn't work they assured me that it works now and they sad that it is set up 100% and i don't have to worry about it. In 2 month I got a late payment fee(it was waived because they admit mistake) but i got report of late payment on my credit report because autopay was not working and my credit score went down 95 points because of that. I tried to resolve that with customer service but no-one could help me.Horrible customer service. will be refinancing to get away from that companyas soon as possible.

Ed T.

Jan 05, 2022 Report

I worked with Linda Vu and Anthony Grandolfo on refinancing my existing mortgage with Amerihome. A very pleasant and convenient experience from start to finish. Great rate, minimal closing costs and two individuals who were easy to work with and responsive to my questions.

Preston E.

Dec 29, 2021 Report

I did a refinance this year and got stuck with this company. My county property taxes were due on November 15 and they did not pay them, so I accrued a late fee. When I called them, they told me I needed to fax them a copy of my tax bill. I called my county tax office to advise them of my refi & to send all future tax bills to Amerihome, and they said that's BS; they don't send tax bills to mortgage companies. Mortgage companies just check the property tax websites where they have access to all the information. My new tax due date is December 31, and Amerihome said they'd pay

Danny C.

Dec 20, 2021 Report

My mortgage was with AmeriHome and was refinanced with another company in September. There is an escrow balance and I am supposed to receive the check as soon as it's paid off. And the balance is not a small number. However, the check was not issued until one month later. I have been waiting for a month and the check was still not received. I have made countless call on the 888 number and I was told to wait until 30 days since the check was issued. The escrow statement shows an image of the check with the check number and correct mailing address. After 30 days, I called again to request

Braden L.

Dec 09, 2021 Report

AVOID. Terrible company, really awful customer service, poorly trained staff, ridiculous policies. Here follows what happened when I called just to make sure they would be taking care of my property taxes (regular and supplemental), for which I was giving them all the money the needed.
1. The automated system takes WAY too long to get through before a person can actually be reached. I had to go through it way too many times.
2. The first person I talked to said they would be paying zero property tax on my behalf.
3. The second person I talked to said the same thing, so I asked why they thought

Michael M.

Nov 30, 2021 Report

I casually responded to an email from my current mortgage lender re: home loan refinancing, and ended up speaking with Jeff Evans - Senior Loan Officer. Jeff is highly knowledgeable and was very helpful, giving me confidence there was no reason to shop around. He presented me with several options, outlining details of each for my situation. Jeff, Dylan and the AmeriHome Mortgage team made my refi a breeze. Glad to know my new home loan is with AmeriHome.

PS. 5-stars for sure!

Jane R.

Nov 23, 2021 Report

Horrific. Absolutely horrific--months go by without problems resolved. It would be worth it to refinance just to be rid of them.