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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Saratoga, CA
Village Insurance Services has been independently owned and locally operated since 1969, dedicated to addressing the insurance needs of Saratoga residents and communities across California. Our focus is on delivering affordable, reliable insurance solutions tailored to individual client requirements. As independent agents, we research rates and coverage from top-tier insurance companies to secure the best value for our clients, handling the shopping and comparison process to save time and money. Our commitment extends beyond policy saleswe strive to build long-term relationships through personalized service and professional expertise. With a deep understanding of California's diverse insurance landscape, we advocate for our clients during critical times, ensuring they receive appropriate coverage and support. Our services include auto, home, business, renters, boat, RV, flood, earthquake, condo, and landlord protection insurance, alongside commercial policies for businesses of all sizes.

We offer 24/7 online account management through partnered carriers while maintaining accessible personal service via phone or in-person consultations. Our team of experienced professionals prioritizes client education, providing free no-obligation quotes and clear explanations of coverage options to facilitate informed decision-making. Located at 12280 Saratoga Sunnyvale Rd Suite 112, we serve as trusted neighbors in the insurance industry, committed to maintaining transparency and ethical standards in all client interactions. For immediate assistance, we welcome calls to our main office at 408-973-0800 or direct contact via villageinsuranceservices@gmail.com.
Services
Auto Insurance Home Insurance Business Insurance Renters Insurance Boat Insurance RV Insurance Flood Insurance Earthquake Insurance Condo Insurance Landlord Protection
Details
  • Year established: 1969
Highlights and features
  • We've served California communities as independent agents since 1969
  • Our personalized approach finds coverage matching your specific needs
  • We compare rates from multiple top-rated insurance carriers
  • 24/7 online policy management available through partnered carriers
  • Locally operated with deep understanding of regional insurance requirements
Services
Auto Insurance
Auto insurance policies protect California drivers with liability, collision, and comprehensive coverage options. We offer competitive rates for cars, trucks, vans, and specialty vehicles through top-rated carriers. Our independent agent status ensures personalized recommendations based on your driving history, vehicle type, and specific protection needs.
Home Insurance
Homeowners insurance policies safeguard your primary residence against common risks including fire, theft, and natural disasters. We provide coverage options that protect both your dwelling and personal belongings while offering guidance on appropriate policy limits for California properties.
Business Insurance
Business insurance packages protect California companies with liability, property, auto, and workers' compensation coverage. We offer customized policies for small businesses, including general liability, commercial property insurance, and business interruption protection through multiple carrier options.
Flood Insurance
Flood insurance provides critical protection against water damage from heavy rains, overflowing rivers, or storm surges. We offer policies that cover structural damage and personal property losses, addressing gaps in standard homeowners insurance for California properties in flood-prone areas.
Landlord Protection
Landlord protection insurance safeguards investment properties with coverage for structural damage, liability claims, and lost rental income. Our policies address unique risks associated with rental properties, including tenant-related incidents and property maintenance issues across California's diverse housing markets.
Questions
What types of insurance do you offer?
We provide auto, home, business, renters, boat, RV, flood, earthquake, condo, and landlord protection insurance for California residents and businesses.
Why use an independent insurance agent?
As independent agents, we represent multiple carriers to find you competitive rates and customized coverage options that match your specific needs.
Do you offer 24/7 policy management?
Yes, through our partnered carriers you can manage policies and file claims online 24/7 while maintaining access to personal assistance.
What areas do you serve?
We primarily serve Saratoga, Cupertino, San Jose, and Los Gatos, providing insurance solutions to clients across the entire state of California.
Reviews (4)
Molly Webb
Jan 05, 2021 Report
Positive:Professionalism,Quality,Responsiveness
Jerry at Village Insurance Services is awesome, very kind, helpful and professional. I needed both Renters and Auto Insurance on short notice, he was able to get me a great quote for both and had everything finished by the end of the day! I would highly recommend giving them a call if you need a good Insurance policy.
Adam Loran
Jan 01, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Very professional and detail oriented. Excellent response time in communication!
Philip Giacalone
Sep 05, 2020 Report
My wife and I have been extremely happy and satisfied clients of Village Insurance Services for over 4 decades. Jerry and Molly run their insurance agency with a personal level of care for their clients that is sincere, consistent and highly professional. We have always been treated like the personal friends of both Jerry and Molly. Whenever we are speaking with them, they are always willing to take the time to listen and be as helpful as they can be. And with their many years of insurance experience, I have found their help to always be very beneficial. Over the decades, we have had many instances
Eric Lin
Jun 07, 2018 Report
I recently purchased insurance with Jerry as my agent for my new house, and I had an excellent experience.
First, some brief background - I was planning to make an offer for a house in the area, but was concerned about disclosure information which showed the house was in an area of potentially high fire hazard. I talked to Geico, only for the agent to tell me that the four insurance companies he checked with all refused to underwrite the home. Feeling a bit deflated, and figuring that other houses in the area potentially had this issue, I decided it was probably worth talking to a local insurance