Avery Insurance

Business Details

Your Trusted Insurance Partner in Wolfeboro, NH

Avery Insurance has been a trusted partner in asset protection for over 125 years, combining tradition with innovation to serve families and businesses nationwide. Founded in 1899, our family-owned agency prioritizes personalized service, leveraging deep industry expertise to create tailored insurance solutions. Our consultative approach identifies vulnerabilities, ensuring clients receive comprehensive coverage aligned with their unique risks and lifestyles. With offices in Wolfeboro, Portsmouth, Gardiner, and New Orleans, we deliver local insight backed by national resources. Our team of certified professionals specializes in both personal and commercial insurance, from high-value home policies to specialized business coverage across industries.

We advocate for clients through claims resolution and risk management, maintaining partnerships with top-tier insurance carriers. Recognized for community commitment, we support local initiatives while providing value-added services like HR consulting and safety training. Client testimonials highlight our responsiveness, expertise, and ability to simplify complex insurance decisions. Annual policy reviews ensure coverage evolves with clients' changing needs, while our 24/7 claims support demonstrates unwavering dedication to service excellence.

Services

Home Insurance Auto Insurance Business Insurance Umbrella Insurance Flood Insurance Valuable Possessions Insurance Workers Compensation Professional Liability Insurance Event Insurance

Highlights and features

We offer 125+ years of experience in personalized insurance solutions
Our team includes certified insurance professionals with industry-specific expertise
We provide annual policy reviews to ensure evolving coverage needs
Our consultative approach identifies unique risk exposures for comprehensive protection
We advocate for clients through claims resolution and risk management

What people say

Excellent service Knowledgeable team Proactive claims advocacy Personalized attention Multi-generational trust

Website

Update Listing

Services

Home Insurance

We provide comprehensive home insurance solutions protecting primary residences, vacation properties, and high-value homes exceeding $1.5 million. Our policies cover structural damage, personal belongings, and liability risks while offering specialized endorsements for unique assets. With expertise in flood insurance and valuable possessions coverage, we ensure homeowners receive tailored protection matching their specific risks and lifestyle requirements.

Business Insurance

Our business insurance programs safeguard companies across multiple industries including construction, technology, and hospitality. We offer customized packages combining property coverage, liability protection, and workers compensation while providing risk management strategies. Specialized solutions include professional liability, cyber insurance, and event coverage, supported by annual reviews to maintain optimal protection levels aligned with evolving business needs.

Umbrella Insurance

We offer umbrella insurance policies providing additional liability coverage beyond standard home and auto policies. This excess protection safeguards assets against catastrophic claims, covering legal fees and settlements up to policy limits. Our specialists help determine appropriate coverage amounts based on individual risk profiles and existing insurance policies.

Flood Insurance

Our flood insurance solutions protect properties against water damage from natural flooding events. Available as standalone policies or endorsements, this coverage addresses structural and content losses exceeding standard policy exclusions. We help clients navigate NFIP requirements and private market options to ensure comprehensive protection for high-risk areas.

Workers Compensation

We provide workers compensation insurance meeting state requirements while protecting businesses from financial losses due to workplace injuries. Our services include policy customization, experience modification analysis, and claims management support. We help businesses implement safety programs to reduce incidents and maintain affordable premium rates.

People

Tod O'Dowd

President

Fourth-generation insurance professional with extensive industry experience, Tod leads Avery Insurance's strategic direction while maintaining client relationships. He combines traditional values with modern technology to deliver innovative solutions.

Vicki O'Dowd

EVP, Strategy and Operations

Vicki oversees operational strategy and implementation, ensuring efficient service delivery across all offices. With decades of insurance experience, she focuses on enhancing client experience through process improvements and technology integration.

Lauren Gordon

VP of Operations

Lauren manages daily operations and team coordination, maintaining Avery's commitment to exceptional service. Her expertise in insurance operations ensures smooth policy administration and client support.

Lin Schwarz

Senior Risk Specialist

With CPCU and CPIA designations, Lin provides expert risk assessment and insurance solutions for complex commercial accounts. She specializes in identifying coverage gaps and implementing tailored protection strategies.

Deb Rourke

Risk Advisor

CIC and CPIA certified, Deb offers specialized insurance solutions for contractors and businesses. Her OSHA 10 certification enhances risk management capabilities, helping clients implement safety protocols to reduce workplace incidents.

Questions

What types of insurance does Avery offer?

We provide comprehensive personal insurance including home, auto, and umbrella policies, plus commercial coverage for businesses across multiple industries.

How does Avery handle insurance claims?

Our team advocates for clients throughout the claims process, providing dedicated support to ensure timely resolution and proper compensation.

Do you offer specialized insurance for high-value homes?

Yes, we provide customized coverage for properties valued over $1.5 million, addressing unique risks and asset protection needs.

What industries does Avery specialize in?

We serve contractors, technology firms, financial services, healthcare professionals, hospitality businesses, and property managers among others.

How can I get insurance advice from Avery?

Contact us through our website or call any office location to speak with a licensed insurance professional about your specific needs.

Reviews (4)

Write a Review

Steven Scott

Jun 05, 2021 Report

I love working with Danica at Avery Insurance. She is incredibly responsive. I needed an insurance certificate for my car and with an hour it was emailed to me. There have been numerous instances where shes helped find insurance for a car that my daughter was using in FL which brought different needs into play. She is always up to the challenge and never makes it sound like an imposition.

Hans

Mar 03, 2021 Report

Positive:Professionalism
The Avery team knows how to get it done while having fun! Loved the energy of the team to accommodate all of our boat insurance needs! Great value and great service. Cant be beat!

Raya Al-Hashmi

Feb 11, 2021 Report

Tod, Vicki, and the entire team at Avery have been great to work with. They are passionate, energetic, professional, knowledgeable, and well-versed in business and personal insurance. Avery will get you the best possible coverage at the most competitive price. They also show up for the community and support in making this area a great place to live.

Nicole Gaudet Foster

Feb 10, 2021 Report

We have worked with Avery Insurance for over a decade now both personally and professionally. As a realtor, my clients are often looking for referrals when they move to the seacoast and Avery Insurance does not disappoint. Being a local company allows them to be accessible and their hands-on approach along with customer service provides a personal touch that is so often missing in the business world today. Our clients often praise us for the introduction to Avery.