Business Details
Your Trusted Insurance Partner in New England
Founded over 35 years ago by Harvey Bernier, Jr., our agency has built a legacy of trust and expertise in personal and commercial insurance. With 17 licensed agents and longstanding relationships with top carriers, we specialize in tailoring coverage to meet the unique needs of individuals and businesses across New England. Our team prioritizes personalized service, competitive pricing, and community engagement, ensuring clients receive comprehensive protection for homes, vehicles, businesses, and valuable assets. Backed by decades of experience and a commitment to client satisfaction, we strive to provide peace of mind through reliable insurance solutions. 
Services
Personal Auto Insurance
Homeowners Insurance
Life Insurance
Commercial Insurance
Workers Comp Insurance
Boat & RV Insurance
Antiques Insurance
Highlights and features
- We offer 35+ years of insurance expertise tailored to New England needs.
- Our team includes 17 licensed agents with deep local market knowledge.
- We leverage relationships with top national insurance carriers for competitive rates.
- We provide personalized service with a focus on community trust and loyalty.
- Our coverage extends to unique assets like boats, RVs, and antiques.
What people say
Great friendly staff
Best policy and price
Always had great service
Mutually rewarding relationship
Top carriers and advice
Services
Personal Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual drivers' needs. Our policies protect against liability, collision, and unexpected damages while offering competitive rates without compromising quality. With expertise in New England's unique driving conditions, we ensure clients receive optimal protection for their vehicles and peace of mind on the road.
Homeowners Insurance
Our homeowners insurance protects properties against fire, theft, natural disasters, and liability claims. Policies include coverage for structures, personal belongings, and additional living expenses during repairs. We work with top carriers to offer customizable plans that safeguard one of life's most significant investments while maintaining affordability for New England residents.
Commercial Insurance
We offer tailored commercial insurance solutions protecting businesses from liability, property damage, and operational risks. Coverage includes general liability, professional liability, and business interruption insurance. Our experienced agents understand industry-specific risks and help companies maintain financial stability through comprehensive protection strategies designed for New England's diverse business landscape.
Workers Comp Insurance
Our workers' compensation insurance covers job-related injuries and illnesses while protecting employers from associated liabilities. Policies include medical expense coverage, wage replacement, and rehabilitation support. We help businesses comply with state regulations while implementing risk management strategies that promote safer workplaces across New England's industrial sectors.
Life Insurance
We provide term and permanent life insurance policies designed to protect loved ones financially. Coverage options include income replacement, mortgage protection, and final expense planning. Our specialists help clients select appropriate policy structures that align with long-term financial goals while ensuring beneficiaries receive timely support during life's most challenging moments.
People
Eduard Viel
President
With decades of insurance leadership experience, Eduard Viel oversees strategic operations at Bernier Insurance. His expertise in risk management and commitment to client satisfaction drives the agency's continued growth and community impact across New England.
Julie Guyer
Vice President
As CIC-certified Vice President, Julie Guyer brings extensive commercial insurance knowledge to Bernier Insurance. She specializes in developing tailored risk solutions for businesses while maintaining a strong focus on client relationships and service excellence.
Harvey Bernier, Jr.
Founder
Founder Harvey Bernier, Jr. established the agency over 35 years ago with a vision for personalized insurance solutions. His legacy of community service and client-centric approach continues to shape the agency's values and operational philosophy today.
Questions
What areas does Bernier Insurance Agency serve?
We serve clients throughout New Hampshire, Massachusetts, Maine, and Vermont with personalized insurance solutions.
What types of insurance do you offer?
We provide personal auto, homeowners, life, commercial, workers comp, boat/RV, and antiques insurance coverage options.
How do you find competitive insurance rates?
Our relationships with top national carriers allow us to negotiate competitive pricing while maintaining quality coverage tailored to client needs.
Can you help with unique insurance needs?
Yes, we specialize in coverage for unique assets like antiques, boats, and specialty vehicles through customized policy solutions.
How experienced is your team?
Our 17 licensed agents collectively bring over 250 years of insurance expertise to serve both personal and commercial clients effectively.
Reviews (6)
Marie Wilson
Aug 26, 2021
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We have been with Bernier Insurance for the last 20 yrs plus and always were there looking out for us. Great company to deal with
Karen Locke
Jul 04, 2021
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Have used Bernier Insurance since 1995 and have never had an issue and wouldn’t even think of going anywhere else. Great people !!!!
April Jeanne
Jun 02, 2021
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We lived in Rochester for 17 years and did business with Bernier Insurance for almost as long! They are so friendly and helpful. They always reply to inquiries promptly and check in with policy reviews to make sure that you are optimizing your insurance premiums. Two thumbs up!! 👍👍
Brian Toof
Mar 25, 2021
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I use Bernier Insurance for both business and personal needs. Everyone at Bernier Insurance is always a pleasure to work with and right on top of what i need when i need it!
Tom-Marcia Skratt
Mar 10, 2021
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I have used Bernier Ins for years when I was in NH and now again they have assisted my needs after relocating to ME. My agent Tracy has always provided excellent personal customer service in a friendly, courteous, patient manner and has been very helpful to meet whatever needs I have. I highly recommend this agency for whatever your insurance are and know you will be highly satisfied. Sincerely, Alta C.
Sandra Canfield
Feb 06, 2021
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Whenever I’ve had questions, needed help, or had to file a claim, Bernier Insurance agents have always been prompt, helpful, and willing to take the time to explain things to me, finding the best policy deals. Always helpful, courteous, and patient.
