Business Details
Your Trusted Community Bank in Dallas, TX
North Dallas Bank & Trust Co has been a cornerstone of community banking in North Texas for decades, combining personalized service with cutting-edge technology. Our commitment to excellence is reflected in our 36 consecutive years of 5-star ratings from BauerFinancial, a testament to our financial strength and stability. We prioritize building long-term relationships with our clients, whether they are individuals, businesses, or organizations, ensuring their financial goals are met with tailored solutions. Our partnership with the IntraFi Network provides enhanced FDIC protection for large deposits, giving our customers added security. We invest heavily in advanced cybersecurity measures to safeguard our clients' assets while maintaining the human touch that defines our community-focused approach. Our team of experienced professionals delivers expertise in personal banking, business banking, trust and wealth management, and mortgage services.With five convenient locations and access to over 55,000 surcharge-free ATMs nationwide, we offer the accessibility of a major institution with the personalized attention of a local bank. Our dedication to the communities we serve extends beyond financial services through active participation in local initiatives and sustainable practices. We believe banking should be more than transactionsit should be about building trust, fostering growth, and empowering our clients to achieve their financial aspirations. This philosophy has earned us the loyalty of generations of customers who value our integrity, reliability, and unwavering commitment to their financial well-being.
Services
Personal Checking
Business Savings
Mortgage Loans
Wealth Management
Digital Banking
Commercial Lending
Trust Services
CD Accounts
Consumer Loans
ATM Access
Highlights and features
- We maintain 36 consecutive years of 5-star financial strength ratings from BauerFinancial.
- Our IntraFi Network partnership provides enhanced FDIC protection for large deposits.
- We offer personalized banking solutions tailored to individual and business client needs.
- Our cybersecurity investments ensure the protection of customer financial information.
- We combine local community focus with the technological capabilities of a major institution.
Associations and certifications
- BauerFinancial
Services
Personal Banking
We offer comprehensive personal banking solutions including checking accounts, savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Our services cater to everyday financial needs with options for traditional checking, senior-friendly accounts, and debit cards that provide financial flexibility. Customers benefit from competitive interest rates and personalized service that adapts to their evolving financial requirements.
Business Banking
Our business banking division provides tailored financial solutions for commercial clients, including business checking accounts, savings products, and treasury management services. We specialize in streamlining commercial lending processes while maintaining personalized service that helps businesses grow. Services include business credit cards, commercial real estate loans, small business financing, and specialized medical journey financing options that address unique industry requirements.
Wealth Management
Our trust and wealth management team offers comprehensive financial planning, estate planning, and investment management services. We focus on building long-term relationships to create customized strategies that protect assets and achieve financial goals. Services include retirement planning, trust administration, and fiduciary services delivered by experienced professionals who prioritize clients' financial futures with ethical and strategic guidance.
Digital Banking
Our advanced digital banking platform provides secure 24/7 access to financial accounts with tools for money management, bill payment, and transaction monitoring. The system features robust cybersecurity protections and user-friendly interfaces for both personal and business customers. We continuously update our digital solutions to incorporate the latest security technologies while maintaining ease of use for tech-savvy and traditional banking customers alike.
Mortgage Loans
We offer a range of mortgage loan products including conventional mortgages, affordable home loans, and specialized HomeStart programs. Our lending experts guide customers through the home buying process with personalized support and competitive rate options. The mortgage division focuses on making homeownership accessible while maintaining responsible lending practices that protect both borrowers and the institution.
People
Toni McReynolds
Executive Vice President Director of Trust | Wealth Management
Toni McReynolds leads our trust and wealth management division with a focus on personalized financial planning and client relationship development. She oversees strategic wealth management initiatives while maintaining direct client engagement through regular in-person consultations. Her leadership emphasizes continuing education for financial professionals to ensure up-to-date solutions for client needs.
Jerri Anderson
Senior Vice President Relationship Manager
Jerri Anderson serves as a senior relationship manager with over two decades of experience in financial services. She specializes in building long-term client relationships and developing customized banking solutions for high-net-worth individuals. Her expertise includes trust administration and estate planning strategies that protect client assets across generations.
Matt Browne
Vice President Relationship Manager
Matt Browne manages business relationships with commercial clients and provides strategic financial guidance to growing enterprises. He focuses on connecting business owners with appropriate financing solutions and treasury management tools. His approach combines technical expertise with personalized service to support business expansion and operational success.
Kathy Bagley
Vice President Leasing & Tenant Relations Manager
Kathy Bagley oversees leasing operations and tenant relations for NDBT Tower, the bank's commercial real estate asset. She manages property leasing strategies and tenant communications while maintaining the building's status as a premier office location in North Dallas. Her leadership ensures the tower remains a valuable community asset and business hub.
Ryan Swor
Vice President Investment Manager
Ryan Swor specializes in investment management and portfolio strategy within our trust and wealth management division. He develops risk-appropriate investment solutions aligned with client financial goals and market conditions. His expertise includes analyzing market trends to create diversified portfolios that balance growth potential with capital preservation.
Questions
What personal banking services do you offer?
We offer checking accounts, savings accounts, CDs, IRAs, consumer loans, credit cards, and mortgage products tailored to individual financial needs.
How does your FDIC protection work for large deposits?
Through our IntraFi Network partnership, we provide FDIC protection that extends beyond standard limits for large deposit accounts.
What business banking solutions are available?
We offer business checking, commercial loans, treasury management, and specialized financing including medical journey mortgages and small business loans.
Are your digital banking tools secure?
Yes, we employ advanced cybersecurity measures including encryption and multi-factor authentication to protect online banking transactions.
Do you offer wealth management services?
Yes, our trust and wealth management division provides estate planning, investment management, and retirement planning services with personalized strategies.
Where are your banking centers located?
We have five locations in North Texas: Dallas, Addison, Frisco, Las Colinas, and Plano with drive-thru and lobby services available.
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Reviews (6)
S. G.
Apr 15, 2021
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I just want whoever is in charge to know that Janette in your Irving office is a god send. She is the most customer service oriented person I have ever worked with. She goes above and beyond to help in any way she possibly can and if she cant get it done, she gets you to the person who can. She's a true champion for your clients and deserves to be recognized.
Brian Levy
Apr 10, 2021
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Jared and his team at United Texas Bank are incredibly helpful, authentic and understand what good customer service is all about. Its nice to get back to community banking as all of the national chains continue to close and ignore what customer service is all about. Kudos to United Texas Bank.
Gena Tavis
Mar 23, 2021
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Four years ago, my husband I moved all our personal and business accounts to NDBT because of their outstanding commitment to their customers, their community, and their employees. We value integrity and service and that is what we get at NDBT.
Scott Zimmerman
Dec 07, 2020
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We have had nothing but positive experiences with North Dallas Bank & Trust. They have been in the area for years and are huge supporters of the local communities. I am not sure people realize just how much they do here locally. Finding a bank that invests in the local community is a rare commodity lately. With all of the large corporate takeovers, its nice to see them hanging tough and doing great things!
Susan Parker
Jun 03, 2020
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I first got to know NDBT by their incredible outreach support of the community. It is clear, from senior leadership to front-line support, the NDBT team truly believes, as a local bank, there is a commitment to those they serve that goes beyond banking needs. I now know NDBT as my new bank! After receiving no support from my long-time, big bank - I was looking to change banks in a hurry. An incredibly strong team supported the securing of a loan and getting my business account set up quickly and with great personal care and communication. If you are looking for a banker relationship, with personal
Paul Buskirk
Dec 12, 2018
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I've never had such issues with a debit account in my life. The most recent problem was caused when they (without notifying me) changed the billing address on file for my card to the address of the bank! Now my card and all of the funds in it is unusable until Monday morning when the bank opens, as the phone support can do nothing for me. If you like having easy access to your own money, find a different place to bank.
