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50 Years
experience
Your Trusted Independent Insurance Agency in Sonora, CA
Roger L. Stevens Insurance Agency has proudly served the insurance needs of Sonora and all of California since 1976. As an independently owned and locally operated insurance agency, we work for our clients rather than insurance carriers, offering homeowners insurance through the California FAIR Plan and other products. Our independent agents help clients find reliable insurance from various trusted carriers, providing personalized service and free comparative quotes. We emphasize transparency, no-obligation consultations, and tailored coverage solutions for auto, home, life, health, business, and specialty insurance.

Our team prioritizes understanding local market needs while maintaining relationships with multiple insurance providers to secure competitive pricing and comprehensive protection. With decades of experience, we focus on simplifying the insurance process through expert guidance and accessible digital tools for policy comparison.
Services
Auto Insurance Homeowners Insurance Business Insurance Health Insurance Life Insurance Flood Insurance Earthquake Insurance Umbrella Policies Commercial Auto Workers Compensation
Details
  • Year established: 1976
Highlights and features
  • We operate as a fully independent agency with no carrier affiliations
  • Our team offers 45+ years of local insurance expertise since 1976
  • We provide free, no-obligation comparative quotes from multiple carriers
  • We specialize in hard-to-place coverage through the California FAIR Plan
  • Our locally operated agency maintains deep relationships with trusted insurers
What people say
Reliable service Knowledgeable staff Free quotes Local expertise Competitive rates
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and commercial fleets. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple carriers, we help clients secure competitive rates that match their specific driving profiles and vehicle requirements.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer standard coverage through traditional carriers as well as specialized solutions through the California FAIR Plan for hard-to-place properties. Our agents help clients understand policy details and select appropriate coverage limits.
Business Insurance
We design comprehensive business insurance packages including general liability, property protection, and workers compensation. Our commercial policies protect diverse industries through Business Owners Policies (BOP) and specialized endorsements. We help businesses navigate risk management while maintaining compliance with state regulations and industry standards.
Health Insurance
We connect individuals and businesses with health insurance solutions that meet their medical needs and budget requirements. Our services include marketplace plan comparisons, supplemental insurance options, and employer-sponsored coverage solutions. We provide ongoing support to help clients understand policy benefits and navigate claims processes.
Life Insurance
We offer term and permanent life insurance products to help clients protect their families' financial futures. Our solutions include individual policies, employer-sponsored programs, and estate planning tools. We work with multiple carriers to find coverage options that match clients' specific needs and budget constraints.
Questions
What makes your agency different from direct insurance providers?
As an independent agency, we represent multiple carriers rather than a single company, allowing us to find customized solutions that match your specific needs and budget.
Do you offer insurance for high-risk properties?
Yes, we specialize in California FAIR Plan coverage for properties that struggle to obtain standard homeowners insurance due to unique risk factors.
How can I get a free insurance quote?
Request a quote through our website or call us at 209-533-2222. Our agents will compare options from multiple carriers to find competitive pricing for your coverage needs.
What types of business insurance do you provide?
We offer Business Owners Policies (BOP), general liability, commercial property, workers compensation, and specialized coverage for contractors and high-risk industries.
Can you help with policy changes or claims filing?
Yes, we assist with policy modifications, endorsements, and claims processing. Contact our office during business hours for immediate support with your insurance needs.
Do you serve areas outside Sonora?
We provide insurance services throughout California, maintaining local expertise while serving clients across the state through our carrier partnerships.
Reviews (4)
LeeAnna Sanger
Jun 02, 2021 Report
Positive:Professionalism,Responsiveness,Value
I have been insured with Roger L. Stevens since 2012 Alissa Foster is a great agent that always answers my questions and is very helpful when adding or taking off a Vehicle. Everyone in the office is very friendly and helpful
Yota Chick
Jan 15, 2021 Report
I switched last year from my local State Farm agent to Roger L Stevens insurance. My new agent Alissa Foster Is the best. She has always been friendly, helpful and professional. She got me a great deal for all my vehicles and I was, for the first time ever, able to pay for a whole years insurance plan. When I needed to add a third vehicle, I just called Alissa. Within minutes, I was insured and on the road in my new car. She was even able to help my Grandma get fire insurance on her new California Home. Thank you for all you have done for me and my family.
Tim R.
Dec 17, 2020 Report
Roger L Stevens Insurance is the place to call if you need help with the California Fair plan. Their staff are friendly and very informative about the products they sell. I did not understand how a California fair plan policy along with a companion policy worked. My agent helped to explain it all and helped me feel comfortable with what I was purchasing. I am confidant in the service that they provide and that they have my best interest at heart. It's helpful to know that they are local agents and experiencing the same issues personally with fire insurance as we all are. Big thanks to Christina
Dennis S.
Mar 20, 2019 Report
This is probably the best insurance experience I've had. My wife and I were in the market for home home insurance and we are really glad we got in touch with Rodger L. Steven's. Everyone I spoke with was helpful and things moved forward smoothly. A big thanks to Heidi and the rest of the team!