Past Foreclosure (Over 3 Years Old): We are a trusted Dallas mortgage company that can help you structure your loan even if it involves past foreclosures. Past Bankruptcy (Over 2 Years Old): Home buyers who have some bumps and bruises on their credit such as bankruptcy can still become homeowners! We'll help you find a way!.
Current or Previous Collections: Potential home buyers who may have current or previous collections are not necessarily disqualified from buying a home. Student Loans: Student loans don't have to stand in the way of becoming a homeowner! If you want to own a home, we can help you manage your student loans so that you're approved for a mortgage!.
Current or Previous Collections: Potential home buyers who may have current or previous collections are not necessarily disqualified from buying a home. Student Loans: Student loans don't have to stand in the way of becoming a homeowner! If you want to own a home, we can help you manage your student loans so that you're approved for a mortgage!.
Services
About Us
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Sometimes, it's hard to know which mortgage firm to choose when the choices are so vast, yet we at Stone Lake Mortgage make the decision easy. The reason is that at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve; we'll uncover the solution for every home buying situation.
Loan Programs
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Working with Stone Lake Mortgage, you can expect a knowledgeable and experienced team that provides extraordinary services to support your home buying needs. Being a highly professional and dependable firm, we bring the most current services to our broad range of clients with our various mortgage loan programs, all of which make it easy, simple, and quick to live your home buying dreams.
Fha
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FHA loans are a great source of assistance to many first-time home buyers, offering mortgage loans with lower down payments. This is an essential benefit that many borrowers have had the chance to take advantage of; however, good credit history makes it a little easier to qualify for such loans.
Recent changes in policy have hindered potential homeowners who may have less than stellar credit history, making FHA loans in the Dallas area unattainable.As an FHA loan provider, Stone Lake Mortgage can help you overcome this challenge and make obtaining a Dallas FHA loan much easier. The FHA allows a low down payment of only 3.5% with credit scores of 580 or higher and a down payment of 10% with credit scores of 500 or higher.
Recent changes in policy have hindered potential homeowners who may have less than stellar credit history, making FHA loans in the Dallas area unattainable.As an FHA loan provider, Stone Lake Mortgage can help you overcome this challenge and make obtaining a Dallas FHA loan much easier. The FHA allows a low down payment of only 3.5% with credit scores of 580 or higher and a down payment of 10% with credit scores of 500 or higher.
There is a great deal of misconceptions outlining the VA home loan program, leaving many veterans confused about the available and applicable options. The most common cause of misinformation amongst borrowers is typically VA entitlement, or the amount of money the VA pledges to guarantee in the event of borrower default.
Usda
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Are government-guaranteed home mortgages for borrowers living in rural and suburban communities within the state of Texas. Commonly referred to as RD or Rural Development loans, our rural development loan program offers a number of great loan choices for the Texas homeowner. USDA loans are a popular choice for Texans because of low fixed rates and no mortgage insurance requirements, resulting in less money spent out of pocket.
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