Business Details
34 Years
experience
Your Trusted Mortgage Broker in Bellevue, WA
Since 1992, Upwell Mortgage has been committed to providing home buyers with low rates, minimal fees, and superior service. Our team of dedicated Loan Officers focuses on personalized guidance, eliminating high-pressure sales tactics to deliver a boutique experience tailored to your unique needs. With in-house underwriting, we oversee every step of the loan process, ensuring transparency, efficiency, and reliability. Our innovative programs and strategies help clients secure offers in competitive housing markets across Washington, Oregon, Idaho, Colorado, and California.By leveraging a network of over 20 lenders, we offer real-time rates, underwritten pre-approvals, and customized solutions for purchase, refinance, and jumbo loans. Our reputation for excellence is reflected in 496 4.9-star reviews, underscoring our commitment to client satisfaction and industry leadership.
Services
VA Loans
FHA Loans
Jumbo Loans
Refinance Services
Purchase Loans
Home Equity Loans
Bridge Loans
Mortgage Calculators
Loan Limit Tools
Credit Guidance
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in mortgage brokering.
- We offer a $1 lender fee with competitive rates.
- Our in-house underwriting ensures a seamless process.
- Real-time rates and costs available online 24/7.
- Our team provides expert guidance and personalized service.
What people say
Great rates
Super proactive
Smooth process
Excellent communication
Highly recommend
Services
VA Loans
VA Loans offer zero down payment and no mortgage insurance for eligible veterans. These programs provide favorable terms, including competitive interest rates and flexible qualifying criteria. Upwell Mortgage specializes in guiding veterans through the VA loan process, ensuring access to benefits earned through service.
FHA Loans
FHA Loans require as little as 3.5% down payment and accommodate lower credit scores. These loans are ideal for first-time buyers and those with limited down payment funds. Upwell Mortgage provides expert advice on FHA eligibility, closing costs, and refinancing options.
Refinance Services
Refinance services help reduce monthly payments, access home equity, or switch loan terms. Sammamish offers rate-and-term and cash-out refinancing with streamlined processes. Clients benefit from personalized rate tracking and real-time cost breakdowns.
Jumbo Loans
Jumbo Loans cater to high-net-worth buyers in competitive markets. These loans exceed conforming loan limits and require specialized underwriting. Upwell Mortgage partners with investors to provide tailored jumbo loan options with competitive rates.
Purchase Loans
Purchase loans facilitate homebuying with flexible down payment options and pre-approvals. Upwell Mortgage offers underwritten pre-approvals to strengthen offers, along with bridge loans for competitive markets. Real-time rate tools enhance transparency for buyers.
Questions
What are the benefits of using Sammamish Mortgage?
Sammamish offers competitive rates, $1 lender fees, in-house underwriting, and real-time online rate tools. Our Loan Officers provide personalized service without high-pressure tactics.
Do you offer VA or FHA loans?
Yes, we specialize in VA loans (no down payment) and FHA loans (3.5% down) with expert guidance on eligibility, rates, and closing costs.
How can I get pre-approved?
Apply online for a free rate quote with no credit check. Our underwritten pre-approvals strengthen your offer with sellers.
What areas do you serve?
We serve Washington, Oregon, Idaho, Colorado, and California with local expertise and nationwide lender networks.
Can I refinance my mortgage?
Yes, we offer rate-and-term and cash-out refinancing with competitive rates and streamlined processes to meet your financial goals.
