Business Details
32 Years
experience
Your Trusted Mortgage Partner in Seattle, WA
Founded in 1994, Arboretum Mortgage has established itself as a trusted partner in real estate investment financing. Our commitment to honest lending practices and personalized service has fostered lasting client relationships across the Pacific Northwest. With over $4 billion in residential loan funding, we combine proven methodologies with ethical standards to deliver reliable mortgage solutions. Accredited by the Better Business Bureau, we maintain licenses in multiple states to serve diverse client needs. Our team of experienced loan originators prioritizes one-on-one guidance through every stage of the lending process.By offering a comprehensive range of loan programs, we ensure tailored financial solutions for primary residences, investment properties, and construction projects. Our Seattle headquarters supports operations across Washington, Colorado, Oregon, Idaho, and Iowa. Through continuous adaptation to market dynamics, we maintain our reputation as a stable, client-focused mortgage provider. Our digital tools and local expertise combine to streamline the loan application and approval process. This enduring approach reflects our core values of growth, variety, and tranquility in all client interactions.
Services
Purchase Loans
Refinance Loans
Home Equity Loans
Construction Loans
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
Reverse Mortgages
Investment Property Loans
Details
- Year established: 1994
Highlights and features
- We offer 28 years of mortgage lending experience in the Pacific Northwest
- Our BBB accreditation demonstrates ethical business practices
- We provide personalized loan origination with one-on-one guidance
- We maintain multi-state licensing for expanded service capabilities
- We offer quick turnaround times on loan applications
Associations and certifications
- Better Business Bureau (BBB)
Services
Purchase Loans
Our purchase loan programs help clients acquire primary residences, second homes, and investment properties. With conventional and government-backed options available, we provide competitive rates and flexible terms. Our loan specialists guide buyers through every step of the home acquisition process.
Refinance Loans
We offer comprehensive refinance solutions to help homeowners reduce monthly payments, shorten loan terms, or access equity. Our streamlined process accommodates conventional, FHA, and VA loan conversions. Clients benefit from personalized rate assessments and cost-benefit analyses.
Construction Loans
Our construction loan programs support custom home building and major renovation projects. With phased funding disbursements and flexible underwriting, we help transform architectural visions into reality. Clients receive dedicated support throughout the construction timeline.
Reverse Mortgages
We provide FHA-insured reverse mortgage solutions for homeowners aged 62+. These programs convert home equity into tax-free funds while allowing borrowers to maintain property ownership. Our counselors explain all options and implications.
Jumbo Loans
Our jumbo loan programs serve high-value property purchases exceeding conventional loan limits. With competitive pricing and specialized underwriting, we accommodate luxury home buyers and unique real estate investments across our service areas.
Questions
What types of mortgage loans do you offer?
We offer purchase loans, refinance options, construction financing, reverse mortgages, and jumbo loans. Our programs include conventional, FHA, VA, and government-backed loan categories.
Are you licensed to operate outside Washington State?
Yes, we hold active licenses in Colorado (LMB100012880), Oregon (MBL-3768), Idaho (ML-3036), and Iowa, in addition to our Washington State license (MB-42831).
How can I start the loan application process?
Begin by contacting one of our licensed loan originators through our website or Seattle office. We'll schedule a consultation to discuss your financial goals and recommend appropriate loan programs.
Is Arboretum Mortgage Corporation BBB accredited?
Yes, we maintain Better Business Bureau accreditation with a proven track record of ethical lending practices since our founding in 1994.
What is your loan processing timeline?
Our average processing time ranges from 30-45 days, depending on loan complexity and documentation completeness. We prioritize efficient turnaround while maintaining rigorous underwriting standards.
Do you offer online account management tools?
We provide digital tools for loan applications, document submission, and payment tracking through our secure client portal. Our team offers technical support throughout the digital process.
