Business Details
Your Trusted Insurance Partner in Vernon, MI
The Vernon Agency is dedicated to providing investment management and strategic wealth planning tailored to individual client needs. Since our inception, we have prioritized building trust and integrity while offering unbiased financial advice designed to achieve long-term results. Our team of experienced professionals collaborates closely with clients to develop personalized strategies that address unique financial goals, from retirement planning to asset protection.We emphasize proactive guidance, ensuring clients remain on track toward a secure financial future. Our commitment to education, transparency, and client-centric service has established us as a reliable partner in insurance and financial planning. Our advisors hold industry-recognized designations and maintain a deep understanding of evolving market dynamics, enabling us to deliver informed, strategic solutions for individuals and businesses alike.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Health Insurance
Life Insurance
RV Insurance
Investments
Umbrella Insurance
Motorcycle Insurance
Retirement Plans
Highlights and features
- We offer personalized insurance solutions tailored to individual and business needs.
- Our advisors hold industry-recognized certifications like CLCS and FINRA licenses.
- We provide free, no-obligation insurance quotes and comprehensive policy comparisons.
- Our team has over 15 years of combined experience in insurance and financial planning.
- We maintain partnerships with multiple carriers to offer competitive coverage options.
What people say
Saved us LOTS of our hard earned money
Personal service based on your situation
AMAZING client support
Financial guidance made simple
Strong recommend for health insurance
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or damage. We offer customizable policies to suit individual driving habits and vehicle types. Our team helps clients navigate coverage limits, discounts, and state requirements for comprehensive protection.
Commercial Insurance
Commercial insurance safeguards businesses against liabilities, property damage, and operational risks. We provide tailored policies covering general liability, workers' compensation, and business interruptions. Our specialists work with clients to ensure compliance and risk mitigation for long-term stability.
Health Insurance
Health insurance plans cover medical expenses including hospital visits, prescriptions, and preventative care. We assist individuals and employers in selecting cost-effective plans matching their healthcare needs and budgetary constraints with options from major carriers.
Investments
Investment services include retirement planning, portfolio management, and college savings strategies. We offer 401(k), IRA, and 529 plans tailored to risk tolerance and financial goals. Our advisors use market insights to optimize growth and preservation of assets.
Home Insurance
Home insurance covers property damage, liability claims, and living expenses during repairs. We provide policies protecting against fire, theft, and natural disasters. Our agents help clients secure competitive rates while ensuring adequate coverage for their primary investment.
People
Derek Aho
President, Insurance Agent, Financial Advisor
Derek Aho, a licensed CLCS professional since 2008, specializes in business insurance and financial planning. He holds FINRA Series 6, 63, and 7 licenses and graduated from Eastern Michigan University with a BBA. Derek actively serves local businesses through the Preferred Professional BNI group.
Krystle Steele
Insurance Agent
Krystle Steele, a licensed financial advisor since 2017, offers expertise in life, health, and property insurance. She holds Series 6, 63, and SIE licenses. Krystle focuses on educating clients about financial needs while balancing family life with two sons.
Faith Birmingham
Insurance Agent
Faith Birmingham specializes in group benefits and health insurance solutions. With over 15 years of experience at The Vernon Agency since 2006, she provides personalized support to individuals and businesses navigating complex insurance landscapes.
Linda Sversko
Commercial Account Manager
Linda Sversko brings over 45 years of insurance experience, including 30 years as Commercial Lines Account Manager. She holds an Associate Degree from Baker College and specializes in commercial account management and client relations.
Carrie Cook
Customer Service Representative
Carrie Cook, with over 20 years of customer service experience, assists clients with insurance needs at The Vernon Agency since 2014. She focuses on client satisfaction while maintaining a strong community presence in Vernon.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, health, life, RV, motorcycle, and umbrella insurance, along with investment and financial planning services.
How do you personalize insurance plans?
We assess individual risk profiles, financial goals, and preferences to recommend tailored coverage options that adapt to changing life circumstances.
What financial services are available?
We offer retirement planning, 401(k) and IRA solutions, college savings accounts, and investment management services through licensed advisors.
Can you help compare insurance quotes?
Yes, we provide free, no-obligation quote comparisons from multiple carriers to help you find cost-effective coverage matching your needs.
How do I file an insurance claim?
Contact us directly or visit our website for carrier-specific claims portals. Our team assists with documentation and process navigation.
Are you available for local consultations?
Yes, we operate from Vernon, MI and serve Michigan residents and businesses with in-person, phone, or virtual consultations.
