Eaton Insurance Services

Business Details

50+ Years

experience

Your Trusted Insurance Partner in Clio, MI

Eaton Insurance Services has been a trusted, family-owned independent insurance agency serving Michigan communities since 1970. Our team of experienced professionals specializes in creating customized insurance solutions for individuals and businesses across Genesee County and surrounding areas. With over five decades of local expertise, we combine deep industry knowledge with personalized service to help clients navigate complex insurance needs. Our commitment to understanding each client's unique requirements enables us to deliver optimal coverage combinations that balance protection, affordability, and service quality.

We maintain strong relationships with multiple insurance carriers to ensure competitive pricing while prioritizing long-term client partnerships built on trust and transparency. Our dedicated staff consistently demonstrates professionalism through comprehensive policy explanations, responsive claims support, and ongoing risk management guidance tailored to Michigan's specific insurance landscape.

Services

Auto Insurance Homeowners Insurance Business Insurance Life Insurance Workers Compensation Flood Insurance Motorcycle Insurance Renters Insurance

Details

Year established: 1970

Highlights and features

Family-owned agency with 53 years of Michigan insurance expertise
Personalized service with local market knowledge and responsiveness
Access to multiple insurance carriers for competitive pricing options
Comprehensive risk assessment and coverage customization capabilities
Proven track record of long-term client relationships and satisfaction

What people say

Personalized service Insurance expertise Long-term relationships Responsive staff Comprehensive coverage

Website

Update Listing

Services

Auto Insurance

We provide comprehensive auto insurance solutions tailored to Michigan drivers' needs. Our policies include liability coverage, collision protection, and uninsured motorist options while complying with state requirements. Our experienced agents help clients navigate Michigan's unique no-fault insurance system to ensure adequate protection for vehicles and drivers. With access to multiple carriers, we help clients find competitive rates that match their specific risk profiles and coverage needs.

Homeowners Insurance

Our homeowners insurance policies protect Michigan properties against common risks including fire, theft, and weather damage. We offer customizable coverage options for both standard and manufactured homes across Genesee County. Our team helps clients understand policy details like dwelling coverage limits, personal property protection, and liability components. We also provide specialized flood insurance options for properties in high-risk areas through the National Flood Insurance Program.

Business Insurance

We create customized business insurance packages for Michigan companies of all sizes. Our offerings include general liability coverage, commercial auto policies, and workers' compensation insurance. We specialize in Builders Risk policies for construction projects and Business Owners Policies (BOP) that bundle multiple protections. Our agents work closely with local businesses to identify industry-specific risks and implement comprehensive risk management strategies.

Life Insurance

We offer term life insurance solutions to help Michigan families and business owners protect their financial future. Our policies provide death benefit protection to support dependents, cover mortgage obligations, or fund business succession plans. We work with multiple carriers to offer competitive rates based on individual health profiles and coverage needs. Our agents provide clear explanations of policy terms and help clients determine appropriate coverage amounts.

Workers Compensation

We provide mandatory workers' compensation insurance for Michigan employers to cover job-related injuries and illnesses. Our policies help businesses comply with state regulations while protecting both employers and employees. We assist with policy customization based on industry risk factors and payroll size. Our team also helps streamline claims processing and provides guidance on workplace safety compliance to help reduce premium costs.

Questions

What types of insurance do you offer?

We offer auto, home, life, business, flood, motorcycle, recreational vehicle, renters, and workers' compensation insurance policies tailored to Michigan residents and businesses.

How can I get an insurance quote?

Request a quote through our website contact form, call us directly at 810-686-1470, or visit our Clio office for personalized assistance with our insurance specialists.

Do you offer online policy management?

Yes, we provide online access for policyholders to manage their insurance, view documents, and make coverage changes through our secure client portal.

How do I file an insurance claim?

Contact our office immediately at 810-686-1470 to report claims. Our team will guide you through the process and coordinate with insurance carriers for timely resolution.

Are you licensed to operate in Michigan?

Yes, we are a licensed insurance agency in good standing with the Michigan Department of Insurance and Financial Services, serving clients since 1970.

Can I modify my existing policy?

Yes, we can help add or remove vehicles, update drivers, change coverage limits, or make other policy modifications. Contact us to review your current policy.

Reviews (6)

Write a Review

Leigh Maas

Nov 21, 2021 Report

Positive:Responsiveness
We are new customers with home owners insurance. It was a pleasure to work with Lucy. She was very professional, attentive to our concerns and very timely following up with our questions. I highly recommend Eaton Insurance. We appreciate the local service, the attention to detail to meet our needs.

Michael Orlando

Mar 05, 2021 Report

Positive:Professionalism,Responsiveness,Value
Jaimie did a wonderful job getting us the coverage we needed for our new business. Thanks again from Mayfield Autobody!

Bonnie Brown

Jul 14, 2020 Report

They have been my agents for over 30 years have always done a wonderful job for me and I have sent many referrals over the years. I started with them when they were on Court Street in Flint Larry and Diane Eaton wonderful people wonderful insurance agents it's the place to go.

Body Hops

May 24, 2020 Report

Every interaction since switching my home/auto to Eaton Insurance has me kicking myself in my own butt for not finding them sooner. My personal interactions with Lucy, Debbie, Heidi have found them on top of their game, very knowledgeable and informative with options and coverage. GREAT LOCAL BUSINESS TO SUPPORT

Garnet Elliott

Jun 13, 2018 Report

Dear Sirs: My wife Debbie and I recently completed a transfer of our Insurance (Auto, Homeowners, Life Insurance in process) to Eaton Insurance Services in Clio, MI. Eaton Insurance Services had been strongly recommended to us by others whose opinion we value. We found everyone at Eaton, including Lucy, Kellie, and others, warm and friendly, yet experts at what they do. They are obviously a very professional team there, totally dedicated to providing the best cost competitive products for our individual need. We saved over $1,000 on our auto insurance, and our homeowners insurance was greatly enhanced

Joshua Rathbun

Nov 05, 2017 Report

Commercial Insurance - This was, by far, the BEST experience we have had with any insurance company. Brad Eaton secured coverage at a rate less than 1/2 the cost of the closest competitor. He was thorough and honest and the coverage is extensive. You don't have to pay high premiums to get the coverage you need - you just have to contact a reputable agent that networks! Thanks, Brad! It looks like we'll be spending the money we saved on a vacation for our family :-)