A simple and interactive view of loan options, total cost of the loan over time, easy to understand graphs, and viewable on any device. Mission Pacific Mortgage is an advocate in adopting new technology that benefits the client user experience first. Our mission is establish ourselves as your go-to trusted mortgage advisor with the goal of potentially saving you tens of thousands of dollars in unnecessary expense over the life of your loan.
You will be able to upload documents, complete e-Signatures all from the convenience of your device. We'll crunch the numbers for you and prepare an insightful mortgage plan presentation that will be sure to excite you. Our mortgage application software utilizes ICE Mortgage Technologies. They ensure physical and digital security through industry-leading technology and processes.
You will be able to upload documents, complete e-Signatures all from the convenience of your device. We'll crunch the numbers for you and prepare an insightful mortgage plan presentation that will be sure to excite you. Our mortgage application software utilizes ICE Mortgage Technologies. They ensure physical and digital security through industry-leading technology and processes.
Services
Home Loan Options
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Thanks for your message! We care about our site visitors and want you to have the best experience when reading our content. We believe that there are many first-time home-buyers out there who are stressing out over their ability to buy a home. If you're one of those folks, you're not alone. Many people feel overwhelmed when they start looking at all of the different mortgage options out there.
VA Loan
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A VA loan is a mortgage from the U.S. Department of Veterans Affairs. VA loans are available to U.S. military veterans, active-duty service members and spouses, and can be used to purchase a home, build a home, or refinance an existing mortgage. Veterans who have served at least 90 days of active duty service during wartime, or 181 days of active duty during peacetime, can qualify for a VA loan.
Conventional Loan
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A conventional home loan is a mortgage loan that is not insured by the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Conventional home loans are offered by private lenders, such as banks or credit unions and are not guaranteed by the government. To qualify for a conventional home loan, you need to have a good credit score, stable income, and a down payment.
Renovation Loan
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A home renovation loan is used to pay for projects that improve the value of the home, or for repairs that cannot wait until you sell your house. If your home is on the market, it's important to have the home looking its best. A home renovation loan is a loan that you can take to allow you to refurbish or renovate your home.
Loan Modification
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Many homeowners have fallen behind on their mortgage and could soon be on the path to foreclosure without permanent help. If this sounds like your situation, you may be eligible to modify your mortgage. Under this option, you reach an agreement between you and your mortgage company to change the original terms of your mortgage-such as payment amount, length of loan, interest rate, etc.
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