Bankruptcy can provide people who are facing an insurmountable debt load with the relief they need to regain control of their finances and move on with their lives. At the Pray Law Firm, we represent clients throughout Arkansas in all aspects of bankruptcy. We understand how overwhelming it can be to struggle with financial hardship, and the problems that can arise if a bankruptcy is not handled properly.
Not all bankruptcy firms have the capacity to complete emergency filings. We do. Be sure that you have the right team in place to help you through this critical time. Secured debts are those in which the creditor maintains a lien on property and can take it back if the debt is not paid. Car loans and home mortgages are examples.
Not all bankruptcy firms have the capacity to complete emergency filings. We do. Be sure that you have the right team in place to help you through this critical time. Secured debts are those in which the creditor maintains a lien on property and can take it back if the debt is not paid. Car loans and home mortgages are examples.
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Past-due secured debt as part of the repayment plan and continue making payments going forward. Kent Pray is a member and former President of the Debtor-Creditor Bar of Central Arkansas, a member of the National Association of Consumer Bankruptcy Attorneys, and all attorneys are members of the Arkansas Bar Association.
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We have helped clients put a stop to creditor harassment, wage garnishments, civil lawsuits, auto repossessions and home foreclosure. Medical bills are a type of unsecured debt that can be discharged in a Chapter 7 or Chapter 13 bankruptcy. An Emergency bankruptcy filing can stop creditor harassment, avoid foreclosure, stop wage garnishment, and restore utilities.
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Many people struggle with the idea of whether they should file for bankruptcy because they feel like it is intended for other people. There is an unfair stigma surrounding bankruptcy that makes people feel like they have done something wrong by falling on hard financial times and that only a bad person could need the help of a lawyer to resolve financial hardship.
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