Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. The Gale Team at NOVA Home Loans is a full service Mortgage Origination Team committed to providing innovative mortgage solutions in today's highly competitive market.
The team defines communication throughout the process as one of the most important elements in a successful loan transaction. The Gale Team was a super team to work with. Greg is very professional, knowledgeable, and encouraging. Through government shutdowns, fluctuating interest rates, HARP 3.0 that never materialized, and an appraisal that was less than I had hoped for, Greg was always there, answering my questions, quelling my fears, and.
The team defines communication throughout the process as one of the most important elements in a successful loan transaction. The Gale Team was a super team to work with. Greg is very professional, knowledgeable, and encouraging. Through government shutdowns, fluctuating interest rates, HARP 3.0 that never materialized, and an appraisal that was less than I had hoped for, Greg was always there, answering my questions, quelling my fears, and.
Services
What We Do
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Once the loan application is completed it goes through many steps in order to get to the close of escrow. Our team members work together to get this done and we feel it is necessary for you to be aware of who they are and what they do. You may receive calls from any of our team members with requests for more information.
Team Bio
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Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. We're proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!
The Gale Team
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Greg joined the mortgage industry in 2005. Prior to that, he was a personal trainer and martial arts instructor for 17 years. Greg notes that 20 years of martial arts, where persistence, honor, and integrity are the heart of daily practice, was a perfect lead in to his role as financial advisor in the mortgage industry.
Loan Options
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The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
How To Get A Loan
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Whether it is your first home or you're a seasoned home owner, knowing what to expect in the process can be a great comfort in today's market. The Mortgage Consultants on The Gale Team at NOVA Home Loans, will listen to your wants and needs. The Mortgage Consultant will gather information from you on the loan application, and discuss the various loan programs that you may qualify for and that fit your needs.
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