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Business Details
29 Years
experience
Used Cars for Sale in Naples FL with Buy Here Pay Here Financing
J & C Auto Sales has been a trusted name in the used car industry in Southwest Florida since 1997. Founded by Marty and Tony, our business began as a small family operation and has grown into one of the region's premier buy here pay here dealerships. We specialize in providing accessible vehicle financing solutions, offering in-house financing options regardless of credit history. Our commitment to customer satisfaction is evident through our nationwide credit reporting, comprehensive mechanical inspections, and limited warranties on all vehicles. With over 25 years of experience, we have built a reputation for transparency, reliability, and personalized service. Our team of automotive experts understands the importance of dependable transportation and works diligently to help customers find vehicles that meet their specific needs and budget.

We maintain a constantly updated inventory featuring a diverse selection of sedans, trucks, SUVs, and sports cars to accommodate various lifestyles and preferences. Our dedication to community extends beyond vehicle sales, as we strive to help individuals build or rebuild their credit through responsible financing practices. The combination of our extensive industry experience, customer-centric approach, and commitment to quality has established us as a leader in the used car market. We continue to innovate while maintaining the core values that have guided our business since its inception.
Services
Used Car Sales Buy Here Pay Here Financing In-House Financing Vehicle Servicing Credit Reporting Assistance Mechanical Inspections Warranty Programs
Details
  • Year established: 1997
Highlights and features
  • We offer in-house financing regardless of credit history
  • Our vehicles include nationwide credit reporting benefits
  • We provide a comprehensive mechanical inspection with every purchase
  • Our inventory features over 100 quality pre-owned vehicles
  • We guarantee a hassle-free car buying experience
What people say
Great financing options Professional staff Quality vehicles Credit building help Hassle-free process
Services
Used Car Sales
We offer a comprehensive selection of quality used vehicles including sedans, trucks, SUVs, and sports cars. Our inventory features models from leading manufacturers with varying mileage and condition options to suit different budgets and needs. Every vehicle undergoes a thorough inspection to ensure reliability and safety before being offered for sale.
Buy Here Pay Here Financing
Our direct financing program allows customers to complete the entire transaction process on-site without third-party lenders. This program accommodates various credit situations with flexible payment options including bi-weekly or weekly payments while helping customers build their credit history through nationwide reporting.
Vehicle Servicing
We provide comprehensive vehicle maintenance and repair services to support our customers' long-term ownership experience. Our service center handles routine maintenance, diagnostics, and repairs to keep vehicles operating safely and efficiently, extending their lifespan and maintaining their value.
Credit Reporting Assistance
We support customers in establishing or improving their credit scores through our financing programs. By reporting payment histories to national credit bureaus, we help customers demonstrate financial responsibility, which can lead to better credit terms and increased purchasing power over time.
Mechanical Inspections
Every vehicle in our inventory receives a comprehensive mechanical inspection before sale. This process includes evaluating engine performance, transmission function, brake systems, suspension components, and safety features to ensure all vehicles meet our quality standards and provide reliable transportation for our customers.
People
Marty
Co-Founder
Co-founded the business in the late 1980s, providing financial expertise and business management. Transitioned ownership to his son while maintaining advisory involvement in the company's operations.
Tony
Co-Founder / Business Operator
Started as the sole repair technician and evolved into full business management. Developed the company from a small service operation into a major used car dealership while maintaining hands-on involvement in daily operations.
Questions
What financing options are available for customers with poor credit?
We offer buy here pay here financing that doesn't require traditional credit checks, with flexible bi-weekly or weekly payment options.
Do you report payments to credit bureaus?
Yes, we report all payments to national credit bureaus to help customers build or rebuild their credit history.
What types of vehicles do you have available?
Our inventory includes over 100 pre-owned sedans, trucks, SUVs, and sports cars from various manufacturers with different mileage and condition options.
Are vehicle inspections included with purchases?
Every vehicle comes with a comprehensive mechanical inspection and limited warranty for customer protection and peace of mind.
What are your business hours?
We're open Monday-Friday 9am-6pm, Saturday 9am-4pm, and closed on Sundays for vehicle sales and financing services.
Reviews (4)
Mackynzie Redmond
May 04, 2021 Report
Needs employees with better attitudes. Very unpleasant and rude. People skills are a 0 and that isnt good for business
Bob M.
May 03, 2021 Report
STAY AWAY!!!! The whole place is a scam all they want is to take as much money from you as possible while constantly threatening you. Do not do business with these people. They charge absurd interest rates on vehicles that do not last.
Neecie Collins
Feb 22, 2021 Report
First of all I'm way in LEHIGH ACRES and I'm trying to check the inventory an prices and yet they have nice cars from the looks of it but reading reviews I get why they have only pics and no prices.
Jose Suave
Jan 31, 2021 Report
They seem nice to be working with people but, there cars are in poor condition just make sure you look over whatever your buying or just be safe and go somewhere else.