A.Z. & Associates represents the region's finest properties with exceptional skill using the most innovative technologies currently available. A.Z. & Associates offers ultimate privacy and security, speed, and efficiency. Their years of full-time experience have given them a clear understanding of the mindset of home buyers and sellers and a thorough understanding of the regional marketplace.
The first step in purchasing a home is to get pre-approved for a mortgage. With so many choices, it is important to choose a local lender with long term experience and a track record of excellence. We've done the legwork for you and am happy to connect you with the best. You'll have the confidence that you are getting the absolute best rates and service.
The first step in purchasing a home is to get pre-approved for a mortgage. With so many choices, it is important to choose a local lender with long term experience and a track record of excellence. We've done the legwork for you and am happy to connect you with the best. You'll have the confidence that you are getting the absolute best rates and service.
Services
Featured Listings
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Included below are our featured listings, updated from the MLS. If you would like more information on any of these homes, condos or townhomes, you can request more info or schedule a showing from the detail page of each listing. We can provide you with disclosures, past sales history, dates and prices of properties recently sold nearby, and more.
Mortgage Pre-Approval
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One of the first steps in the home buying process is to consult with a mortgage lender about your financing options. When you know what you can afford, you can focus your home search and make your move more quickly when you find the property you want. It is important to choose a local lender with long term experience and a track record of excellence.
First Time Buyers
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If you are a first-time home buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Phoenix Metropolitan Area, AZ. Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved.
Making an Offer
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Before the offer to purchase is created, it is very important that you have been at least pre-qualified or better yet pre-approved by a lender. When you are buying a home, there are many problems that the seller is obligated to disclose. For example, in most states, it is illegal to withhold information about major physical defects on the property, but these disclosures don't always paint the entire picture of the home.
What Are Closing Costs
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You've found your dream home, the seller has accepted your offer, your loan has been approved and you're eager to move into your new home. But before you get the key, there's one more step--the closing. Also called the settlement, the closing is the process of passing ownership of property from seller to buyer.
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