Business Details
Your Trusted Financial Advisers in New York
Voice Wealth Management is an independent financial services firm dedicated to guiding professionals, entrepreneurs, and families through their financial journeys. Founded in New York City, we prioritize transparency, integrity, and personalized service, ensuring clients feel empowered to make informed financial decisions. Our mission is to help clients follow through on their financial commitments by providing actionable steps and regular progress reviews, allowing them to focus on what matters most in life. With no asset minimums, we believe everyone deserves access to quality financial advice, regardless of their starting point. Our team approaches financial planning with an entrepreneurial mindset, combining behavioral coaching and strategic expertise to address the emotional and practical aspects of managing wealth.We are committed to community engagement through initiatives like Y-Apply, the Manhattan Chamber of Commerce, and the National Association of Divorce Professionals. Our founder, Russell Rivera, brings over two decades of experience as a CFA and CFP to deliver research-driven, customized solutions. We operate with a strict Code of Ethics, ensuring every decision aligns with client interests while fostering trust and accountability. Our services integrate holistic wealth advisory, from retirement planning to estate management, tailored to lifes unique transitions. Through ongoing support and education, we aim to build financial confidence and long-term success for every client.
Services
Retirement Planning
Debt Management
Student Loan Guidance
Estate Planning
Behavioral Coaching
Financial Wellness Programs
Divorce Financial Planning
Highlights and features
- We offer personalized financial plans tailored to your unique life transitions and goals.
- Our team includes a CFA and CFP with over 20 years of industry experience.
- Transparent fee structure and no asset minimums ensure accessible financial advice.
- We specialize in guiding clients through complex life changes like divorce and retirement.
- Our community involvement demonstrates a commitment to ethical, client-focused service.
Associations and certifications
- CFA Institute
- Certified Financial Planner Board of Standards
What people say
Personalized attention
Transparent fees
Expert guidance
Accessible advice
Comprehensive planning
Services
Retirement Planning
Our retirement planning service helps clients build a secure financial future by analyzing current assets, projecting future needs, and creating tailored investment strategies to sustain lifestyle goals throughout retirement. We assess risk tolerance, tax implications, and healthcare costs while incorporating ongoing behavioral coaching to maintain disciplined decision-making. Clients receive actionable steps and regular progress reviews to stay on track.
Student Loan Guidance
This service provides customized strategies for managing student loan debt by evaluating repayment options, optimizing cash flow, and integrating debt reduction into long-term financial plans. We help clients balance loan obligations with other goals like home ownership or retirement savings while offering behavioral insights to prevent emotional decision-making. Our approach considers income-driven plans and refinancing opportunities aligned with individual circumstances.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimizing tax burdens through tools like wills, trusts, and advanced directives. We coordinate with legal professionals to create comprehensive plans that protect family legacies and address special needs considerations. Regular document reviews keep plans current with life changes and evolving tax regulations.
Behavioral Coaching
Behavioral coaching addresses emotional aspects of financial decisions through personalized strategies that reduce anxiety and improve discipline. Our team identifies spending triggers, creates accountability systems, and teaches mindset shifts to overcome common pitfalls like impulsive spending or investment panic. This service integrates with all financial plans to strengthen long-term decision-making.
Financial Wellness Programs
Designed for employers, these programs offer workshops and one-on-one consultations to improve employees' financial literacy through budgeting, debt management, and retirement planning education. We deliver customized content addressing workplace-specific needs while promoting productivity through reduced financial stress. Programs include interactive tools and ongoing support to reinforce positive financial habits.
People
Russell D. Rivera
Founder and President
Russell Rivera, CFA and CFP, founded Voice Wealth Management in 2007 after 7 years at Goldman Sachs and APB Financial Group. A Harvard Economics graduate, he specializes in personalized financial planning for life transitions, blending behavioral coaching with strategic investment management. He serves on multiple professional boards and actively supports community education initiatives.
Questions
What financial planning services do you offer for young entrepreneurs?
We provide cash flow optimization, business growth strategies, and personal asset protection tailored to entrepreneurs' unique needs.
Do you work with clients outside New York City?
Yes, we serve clients nationwide through virtual meetings while maintaining our New York City office for local clients.
How do you charge for investment management services?
Our investment management fees start at 1% for $500,000, decreasing to 0.85% over $1 million with transparent fee structures.
What makes your approach to retirement planning unique?
We combine behavioral coaching with personalized risk management strategies to address both practical and emotional aspects of retirement planning.
Can you help with student loan debt while saving for other goals?
Yes, we create integrated plans that balance student loan repayment with emergency savings, homeownership, and retirement objectives.
What credentials do your advisors hold?
Our founder is a CFA Charterholder and Certified Financial Planner with over 20 years of industry experience.
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