These are the qualities that family, friends and clients have trusted the professionals at First Southeast Mortgage Corporation with for more than 30 years. We help people throughout Florida achieve and maintain the dream and reality of homeownership. Unlike retail banks and online lenders, we are accountable to YOU, and YOU only.
We work with many wholesale lenders to find you the best rates and terms for YOUR needs. We meet with you when it's convenient for YOU - early mornings, evenings or weekends. To First Southeast Mortgage Corporation, you're not just a client, you are our neighbor. Our mission includes participation and contribution to our South Florida community every day.
We work with many wholesale lenders to find you the best rates and terms for YOUR needs. We meet with you when it's convenient for YOU - early mornings, evenings or weekends. To First Southeast Mortgage Corporation, you're not just a client, you are our neighbor. Our mission includes participation and contribution to our South Florida community every day.
Services
About us
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Unlike those companies that you see on television, we don't advertise. Lower expenses mean lower rates and fees for our clients. Our business is developed largely through referral, and our success is demonstrated by the thousands of satisfied clients we have served over the past 35 years. We represent YOU, not the lender.
Loan Application
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Even if you haven't so much as narrowed down homes to view yet, it is important to contact your mortgage loan professional early. What for? It may be hard to fathom the ways we could help even before you start to negotiate. We can help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process.
Loan Types
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A "fixed-rate" mortgage comes with an interest rate that won't change for the life of your home loan. A "conventional" (conforming) mortgage is a loan that conforms to established guidelines for the size of the loan and your financial situation. Conventional loans may feature lower interest rates than jumbo loans, FHA loans or VA loans.
Loan Process
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When it comes to getting a mortgage loan, you should know the difference between a mortgage broker and a mortgage banker. It's understandable to confuse these since both will yield the same outcome: a new home. But for the application process, it will help if you understand they ways they differ. A mortgage broker is a person or firm that is an independent agent for the mortgage loan borrower as well as the lender.
Faq␙s
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What is my rate going to be? or Why isn't my interest rate as low as the one I saw advertised?. If anyone tells you they can quote you a rate immediately, run away from them as quickly as you can! The interest rate varies with each client and is dependent on several factors including the type of property, the amount of the down payment, the credit score, the length of the loan, the loan amount and other factors.
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