Business Details
50+ Years
experience
Used Car Dealership in Dallas | Auto City Credit
Since 1958, Auto City Credit has been a cornerstone of the Dallas community, committed to providing exceptional customer service and accessible vehicle solutions. Our in-house financing model allows us to assist customers with bad credit, no credit, or past financial challenges, ensuring fast approvals and same-day vehicle ownership. With over six decades of experience, we offer a vast inventory of late-model, low-mileage used cars, trucks, and SUVs from top manufacturers, many covered by a 24-month/24,000-mile warranty.Our team prioritizes understanding each customer's unique needs, offering flexible payment options based on income stability rather than credit scores. As a BBB-accredited business with an A+ rating, we uphold transparency, ethical practices, and a 3-day money-back guarantee to build lasting trust. Our modern, clean dealerships across the DFW metroplex reflect our dedication to serving both individuals and families with reliable transportation solutions.
Services
Used Car Sales
In-House Financing
Warranty Coverage
Online Applications
Vehicle Inspections
Details
- Year established: 1958
Highlights and features
- Fast approvals within minutes without requiring a driver's license
- In-house financing tailored for bad credit or no credit histories
- BBB A+ rated for excellence in customer service since 1958
- 24-month/24,000-mile warranty on most vehicles
- No hidden fees with transparent payment arrangements
Associations and certifications
- Better Business Bureau
What people say
Approved in an hour
No hassle process
Perfect service from Maribel
Great selection of cars
Patient and thorough assistance
Services
Buy Here Pay Here Financing
Our Buy Here Pay Here program offers direct financing without relying on third-party banks. Customers with bad credit, no credit, or past financial challenges can secure approval based on income and employment stability. This streamlined process often provides approvals within minutes and eliminates the need for traditional credit checks, making vehicle ownership accessible to all Dallas drivers.
Used Car Sales
We offer a vast selection of late-model, low-mileage used cars, trucks, and SUVs from top brands like Chevrolet, Ford, and Toyota. Every vehicle undergoes rigorous inspections to ensure reliability and comes with detailed pricing information. Our inventory includes luxury brands and budget-friendly options, all available with flexible financing tailored to individual financial situations.
BBB A+ Rated Service
As a BBB-accredited business with an A+ rating since 1958, we prioritize transparent transactions and exceptional customer support. Our team provides personalized assistance, clear payment arrangements, and a 3-day money-back guarantee. This commitment to ethical practices and client satisfaction has made us a trusted choice for credit-challenged customers across the DFW metroplex.
Warranty Programs
Most vehicles come with a 24-month or 24,000-mile limited warranty, offering peace of mind for all purchases. This coverage protects against mechanical failures and ensures customers receive reliable transportation without unexpected repair costs. Warranty details are clearly explained for each vehicle, giving buyers confidence in their investment.
Online Services
Our platform allows customers to apply for financing, explore inventory, and make payments online. The user-friendly portal provides real-time loan approvals, vehicle comparisons, and secure payment processing. These digital services complement our in-person experience, offering convenience for Dallas drivers who prefer to start their car-buying journey online.
Questions
What is Buy Here Pay Here financing?
Buy Here Pay Here financing means we act as both the dealer and lender, offering fast approvals for customers with bad credit.
Do I need good credit to qualify?
No, we specialize in helping customers with bad credit, no credit, or past financial challenges using income-based approvals.
What documents are required for application?
You'll need a government-issued photo ID, proof of income, proof of residence, and a down payment.
How long does the approval process take?
Most customers receive approval within minutes, allowing same-day vehicle purchases.
Do you offer warranties on vehicles?
Yes, most vehicles include a 2-year or 24,000-mile limited warranty for customer protection.
Can I make payments online?
Yes, payments can be made biweekly through our online portal or at our dealership locations.
Videos
Reviews (4)
Ashley West
Dec 28, 2021
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For my first time getting a car note Cesar was amazing guys. He was helpful through every step and made sure I was comfortable with my purchase. Thanks Cesar.
Shawn Feely
Nov 29, 2021
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Steve Moreno is one heck of a guy he mad everything easy quick and in a hurry If you looking for a vehicle get in touch with him tell him I sent you
Jamoin Jordan
Nov 13, 2021
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I honestly came in only wanting information about the car. Mr Cesar Ortega greeted me with a smile and an ear to hear my situation and didn't hesitate to help me. His service was above and beyond my expectations. I am glad I stopped because I rolled away in a nice reliable car. Thank you again Cesar.
Cortney Irving
Oct 26, 2021
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Steve Moreno is amazing! Made the process work and finalized even while working around my crazy work schedule! If you need a reliable car and want the best service, Auto City is where you need to go! My credit is far from perfect and they didnt bat an eye! Go see Steve! I promise you wont regret it