Business Details
Commercial Mortgage Financing for Real Estate Investors
At Ei8ht Street Funding, we specialize in providing tailored mortgage solutions for real estate investors at every experience level. Our commercial mortgage origination services focus on under-served markets and emerging opportunities, combining speed with flexibility to meet diverse investment needs. We offer 30-year rental loans with no-income documentation requirements, fix-and-flip financing for property rehabilitation projects, and ground-up construction loans for new developments. Our streamlined process enables same-day pre-approvals and closings within 7-14 days, supported by technology designed to enhance broker efficiency. We serve clients nationwide, prioritizing transparent communication and community-focused lending practices. Our team understands the complexities of investment property financing, offering loan options for residential multifamily units, mixed-use commercial properties, and industrial spaces.With loan amounts ranging from $75,000 to $10 million, we accommodate various project scales while maintaining competitive LTV limits. Our commitment to innovation is demonstrated through unique offerings like our proprietary board game 'Chasing A Milli,' which educates investors about strategic financial decision-making. We maintain partnerships with industry leaders and have deployed over $300 million in investor capital across 1,000+ funded loans. Our approach combines technical expertise with personalized service to help investors achieve their financial goals through real estate.
Services
30-Year Rental Loans
Fix and Flip Loans
Ground Up Construction Loans
Multifamily Financing
Mixed-Use Property Loans
Highlights and features
- We offer same-day pre-approvals and 7-14 day closing timelines
- Our loans require no tax returns, pay stubs, or financial statements
- We provide financing for properties from $75,000 to $10 million
- Our proprietary technology streamlines the broker and investor experience
- We specialize in under-served markets and emerging investment opportunities
Services
30-Year Rental Loan
Our 30-Year Rental Loan program provides long-term financing for real estate investors. This no-income-documentation mortgage accommodates 1-4 unit residential properties, multifamily buildings, and mixed-use commercial spaces. With loan amounts from $75,000 to $5 million, we offer competitive LTV limits up to 80% for residential properties.
Fix and Flip Loan
Short-term fix-and-flip loans finance property purchases and renovations. Available for 1-4 units up to 20-unit mixed-use properties, these loans provide up to 90% of purchase price plus 100% of rehab costs. Loan amounts range from $75,000 to $10 million with terms up to 18 months.
Ground-Up Construction Loan
Construction loans support new residential developments. Available for 1-4 unit properties and multifamily buildings, these loans cover up to 85% loan-to-cost and 70% after-repair value. Loan amounts start at $150,000 with maximums of $5 million and terms up to 18 months.
Questions
What loan programs do you offer?
We offer 30-Year Rental Loans, Fix and Flip Rehab Loans, and Ground-Up Construction Loans for residential and commercial properties.
What documentation is required for approval?
We require no tax returns, pay stubs, or financial statements for most loan programs.
How quickly can loans be funded?
We provide same-day pre-approvals with typical closing timelines of 7-14 days.
What property types qualify for financing?
We finance 1-4 unit residential, multifamily (5+ units), mixed-use, and commercial properties.
Do you work with real estate brokers?
Yes, we offer broker partnerships with enhanced commission structures and technology integration.
What loan amounts are available?
Loan amounts range from $75,000 for rental loans up to $10 million for fix-and-flip projects.
