Business Details
Trusted Mortgage Brokers for Commercial & Investment Properties
The Ross Fund is a specialized mortgage brokerage firm dedicated to providing tailored financing solutions for commercial and investment properties. With a focus on small-balance commercial loans, we partner with private institutional lenders, banks, and individual investors to offer flexible terms that traditional lenders often cannot accommodate. Our expertise lies in alternative documentation loans, including stated income, no-doc, and limited documentation products, designed for borrowers facing credit challenges, unique property types, or urgent funding needs. We prioritize speed and efficiency, enabling clients to secure financing in days rather than weeks through streamlined underwriting processes.Our team leverages decades of experience in real estate finance to serve clients across California, specializing in properties such as retail spaces, mixed-use buildings, offices, and multi-family units. By maintaining relationships with diverse funding sources, we deliver competitive rates and non-recourse options for borrowers turned down by conventional lenders. Our commitment to transparency ensures clients receive clear terms without hidden fees, while our focus on business-purpose transactions aligns with regulatory compliance and client-specific needs.
Services
Commercial Loans
Bridge Loans
No Doc Loans
Stated Income Loans
Cash-Out Refinancing
Multi-Family Loans
Retail Property Loans
Non-Recourse Loans
Short-Term Loans
Alternative Documentation Loans
Highlights and features
- We partner with private lenders to offer loans for unique properties rejected by traditional banks.
- Our alternative documentation process eliminates the need for tax returns or FICO scores.
- We specialize in rapid funding, closing deals in days rather than weeks.
- Our team has decades of experience in commercial real estate finance.
- We provide non-recourse loans with terms tailored to business-purpose transactions.
Services
Commercial Loans
We provide tailored commercial loans for properties like retail spaces, offices, and mixed-use buildings. Our products include no-doc and stated-income options, ideal for borrowers with credit challenges or urgent funding needs. Loans range from $100,000 to $2.5 million with terms up to 30 years, offering flexible LTV ratios and competitive rates.
Bridge Loans
Our bridge loans deliver quick funding for time-sensitive real estate opportunities. With terms from 6 months to 3 years, these loans are perfect for investors needing temporary capital. No tax returns are required, and approvals can be completed in days, ensuring rapid access to funds for property acquisitions or refinancing.
No Doc Loans
Designed for self-employed borrowers or those with non-traditional income, our no-doc loans eliminate the need for tax returns or 4506 transcripts. These products focus on property value and borrower equity, with LTV ratios up to 75% and terms ranging from 5 to 30 years, providing accessible financing for unique scenarios.
Stated Income Loans
Stated income loans cater to borrowers with complex financial profiles. By allowing income to be stated rather than verified, we simplify the application process while maintaining competitive rates. These loans support investment properties, cross-collateralization, and high-balance transactions exceeding conventional FHA limits.
Cash-Out Refinancing
Our cash-out refinance options let investors unlock equity in existing properties. With LTV ratios up to 75% and non-recourse terms, these loans are ideal for funding renovations, debt consolidation, or new investments. The streamlined process requires minimal documentation and prioritizes fast closings.
People
Matthew Marshall
Broker/Owner
Matthew Marshall leads The Ross Fund with over two decades of experience in commercial real estate finance. He specializes in connecting borrowers with alternative lending solutions, focusing on speed and flexibility for complex transactions.
Questions
What types of loans does The Ross Fund offer?
We specialize in commercial and investment property loans, including no-doc, stated income, bridge, and cash-out refinance products for properties like retail spaces, offices, and multi-family units.
Do you require tax returns for loan applications?
No, many of our loan products do not require tax returns, 4506 transcripts, or traditional income verification, making them ideal for self-employed borrowers.
How quickly can I get funded?
Our streamlined underwriting process allows approvals and funding in days rather than weeks, with some transactions closing in as little as 7–10 business days.
What areas do you serve?
We primarily serve California, focusing on small-balance commercial loans for properties ranging from single-family residences to mixed-use buildings.
Can I apply if I've been turned down by a bank?
Yes, we specialize in financing for borrowers rejected by traditional lenders, including those with credit challenges, unique properties, or non-warrantable condos.
Reviews (1)
Elena L.
Aug 01, 2018
Report
Terrible service. the ladies from the front desk do not understand directions and they want to charge as if they did a good job. Bad option to have them there. Cristina terrible person and goes to the office even without finishing the contract and take things without authorization. The owner does not give the face. This is terrible since Premier Bussines Center stop manage this offices I do not recommend it to rent your office there The experience was unpleasant ...
2230 W Chapman Ave
Orange Ca 92868
2230 W Chapman Ave
Orange Ca 92868
