Business Details
Your Trusted Mortgage Partner in Costa Mesa, CA
At Dennis Hensling, we pride ourselves on delivering superior customer service and creating satisfied clients through our commitment to excellence. Our team leverages cutting-edge mortgage origination technology to streamline the loan process, ensuring faster closings and competitive rates tailored to individual financial goals. With decades of combined experience, we specialize in personalized mortgage solutions for first-time homebuyers, real estate investors, and everyone in between. Our dedication to transparency and education empowers clients to make informed decisions throughout the mortgage journey.By maintaining rigorous standards of professionalism and ethical practice, we have built lasting relationships with thousands of satisfied homeowners across Costa Mesa and beyond. Our advanced tools, including mortgage calculators and automated underwriting systems, enhance efficiency while maintaining the highest quality service. We remain at the forefront of dynamic mortgage markets, offering flexible underwriting and niche programs to meet unique client needs. This unwavering focus on client satisfaction has established us as a trusted partner in achieving homeownership dreams.
Services
Mortgage Loans
Refinancing
Home Purchase
Pre-Approval
Loan Programs
Highlights and features
- We offer market-leading mortgage rates tailored to individual financial goals.
- Our streamlined process ensures stress-free closings with minimal paperwork.
- We provide expert guidance through every step of the mortgage journey.
- Our team has decades of combined experience in mortgage banking.
- We prioritize transparency with no hidden fees or obligations.
Associations and certifications
- NMLS# 230034
- CA DRE License no. 00874202
What people say
Patient with me
Saved my transaction
Quick to finalize
No issues with loan approval
Closed escrow early
Services
Mortgage Loans
We provide comprehensive mortgage solutions for home purchases and refinancing. Our experienced team helps clients secure competitive rates tailored to their financial goals. With access to multiple loan programs, we ensure personalized guidance from application to closing.
Refinancing Services
Our refinancing options help homeowners reduce monthly payments, shorten loan terms, or access equity. We analyze current mortgages to identify savings opportunities while ensuring a smooth transition process.
Pre-Approval Process
We offer thorough pre-approval assessments that strengthen buyers' positions in competitive markets. This process involves detailed financial evaluation to determine exact borrowing capacity without impacting credit scores.
Home Purchase Assistance
Our team guides first-time and experienced buyers through every step of home financing. We provide tools and expertise to navigate loan options, closing requirements, and market challenges effectively.
Loan Program Options
We offer diverse loan programs including conventional, FHA, VA, and USDA loans. Our specialists help clients understand eligibility requirements and select the most suitable program for their specific needs and financial circumstances.
People
Dennis Hensling
Mortgage Banker
With over 15 years of experience, Dennis Hensling specializes in personalized mortgage solutions. He has helped clients secure more than $0 billion in loans while maintaining a 0-day average closing time. His expertise spans first-time homebuyers to real estate investors.
Questions
What types of mortgage loans do you offer?
We provide conventional, FHA, VA, USDA, fixed-rate, and adjustable-rate mortgages. Each program has specific eligibility criteria and benefits tailored to different financial situations.
How does the mortgage pre-approval process work?
Our pre-approval involves a thorough review of your financial history and credit profile. This process gives you a clear understanding of your borrowing capacity and strengthens your position as a buyer.
Can I refinance my existing mortgage?
Yes, we offer refinance options to help reduce monthly payments, shorten loan terms, or access home equity. Our team will analyze your current loan to identify potential savings.
What sets United American Mortgage apart from competitors?
We combine advanced mortgage technology with personalized service, ensuring faster closings and competitive rates while maintaining transparent communication throughout the entire process.
How do I start the mortgage application process?
Begin by contacting our team or using our online tools to explore loan options. We'll guide you through document submission, pre-approval, and closing steps with minimal paperwork.
