Call Now
Website
Call
Business Details
50+ Years
experience
Your Trusted Mortgage Partner in Strongsville, OH
NRL Mortgage has been a trusted leader in the mortgage industry for over half a century, dedicated to guiding aspiring homebuyers through the path to homeownership. Our team of experienced professionals delivers personalized service, leveraging deep industry expertise to tailor solutions that meet each client's unique financial needs. We pride ourselves on maintaining the highest standards of integrity, transparency, and customer care, ensuring a seamless mortgage experience from application to closing.

Our streamlined processes, combined with a wide range of loan products including conventional, FHA, VA, and USDA options, make us a reliable partner for both first-time buyers and seasoned homeowners. Committed to equal housing opportunities, we serve diverse communities with respect and inclusivity, while continuously innovating to meet evolving market demands.
Services
Conventional Loans FHA Loans VA Loans USDA Loans Refinancing Rehab Loans New Home Construction HELOC Mortgage Calculators Insurance Services
Details
  • Year established: 1975
Highlights and features
  • We offer 50+ years of mortgage industry expertise with personalized loan solutions.
  • Our streamlined process ensures transparent, stress-free mortgage experiences.
  • We provide specialized programs like 1% down payment options for first-time buyers.
  • Our team delivers 24/7 personalized customer support during business hours.
  • We maintain strict compliance with equal housing lending regulations nationwide.
Associations and certifications
  • NMLS
What people say
Wonderful experience Very helpful BEST service Amazing experience Speed and professionalism
Services
Conventional Loans
Flexible mortgage options with fixed or adjustable rates for primary residences. Borrowers benefit from stable payments with fixed-rate terms or lower initial rates with ARMs. Available with various down payment requirements, including competitive options for qualified applicants seeking predictable homeownership costs.
FHA Loans
Federally insured mortgages designed for low-to-moderate income borrowers. These loans feature minimal down payment requirements, lenient credit standards, and seller contribution options. Ideal for first-time homebuyers seeking accessible pathways to homeownership with government-backed security.
VA Loans
Exclusive mortgage programs for qualified veterans and active-duty personnel. Offers zero down payment options, no PMI requirements, and favorable refinancing terms. Designed to honor service members' contributions through simplified home financing solutions with maximum benefits.
USDA Loans
No down payment mortgage options for rural property buyers. Combines competitive rates with seller contribution flexibility to support home purchases in eligible areas. Targets underserved markets while maintaining conventional loan standards for qualified applicants.
Rehab Loans
Combined purchase and renovation financing solutions for property improvements. Allows borrowers to finance repairs or upgrades through a single loan structure with low down payment options. Supports both new purchases and refinancing of existing homes needing restoration.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans with 1% down programs, and specialized guidance to help first-time buyers navigate the process.
Can I refinance my existing mortgage?
Yes, we provide refinancing options to reduce rates, shorten loan terms, or access home equity through cash-out refinances for various financial goals.
What down payment assistance programs do you offer?
Our 1% Down Payment Program provides up to 2% contribution (max $2,000) for qualified first-time buyers with income under 80% area median levels.
How long does the mortgage approval process take?
Typical processing takes 30-45 days, though we've closed loans faster depending on documentation completeness and property appraisal timelines.
Do you offer home insurance services?
Yes, Union Home Insurance Services provides customized home and auto coverage through trusted carriers, available separately from mortgage services.
Are there special programs for veterans?
We specialize in VA loans offering zero down payments, no mortgage insurance requirements, and streamlined refinancing options for qualified service members.
Reviews (6)
Agrave Butti Kaey
Dec 09, 2021 Report
I saw so many positive reviews about Mrs Kelly Robert and I must confess that surely she is a skilled professional trader and the best among all as her clients all said, she managed my account after I Invested $1000 and got a successful withdrawal of $12,000 within few days of my investment, up-till now am still so shocked and surprised "It always… seems impossible until it’s done with Mrs Kelly, your hard-earned money is 100% secured/Safe trust me you have nothing to lose or to be scared of at all, You can contact her via. WhatsApp or email''''''Kellyrobert11009@gmail.com WhatsApp
Peyman Jo
Oct 01, 2021 Report
Very unprofessional group from customer service to the agent. I used to work with one of their agents (TONETTE PIPKINS) to try to get my first ever home. After applying and submitting all the requested documents, Called them a day or two later to confirm they’ve received my application and I didn’t miss anything. I was told I’d get a call back from… them by the next day. A week went by and no call or emails from them. Called again to see what’s the holdup, they said I need to send some more documents and they’ll call me within two days after they receive the
Roseanna Brown
Sep 21, 2021 Report
Justin Allen is an asset to work with. Knowledgeable, efficient and friendly through the entire process. I highly recommend him.
Jeremy Warren
Sep 01, 2021 Report
Thank you Mason and team from MODI for getting my refi done fast. Very knowledgeable, competitive, and responsive. Easy process.
Haruna Spaki
Aug 29, 2021 Report
I was convinced to believe this company is real and fast on payment. You can verify yourself. Murphy sherry is truly Legit. I wish I have known this platform long ago. My fear for online Investments was proven wrong by this company, After my first withdrawal went successfully. I have been earning without any demand or stress ever since I Registered here. This is a reputable bitcoin Investment Platform to invest in, You can contact her to earn...Murphysherry303@gmail.com WhatsApp :+ 13153028128
Mariaa Orellana
May 22, 2021 Report
We want to thank the NRL team and specially Sandra who is a BOSS and knows how to do her job exceptionally well. Sandra is professional and personal when needed and we look forward to working with her again!