We believe the mortgage process should be easy. You deserve a no-nonsense approach from a Loan Expert that will listen to your story and guide you through your home loan options. Thank you so very much for all of your help in securing a loan for our new home here in Dallas, TX. You guys were organized, thorough, and professional!.
An adjustable-rate mortgage (ARM) has a varying interest rate over the course of the loan. The main reason to consider an adjustable rate mortgage is that you may end up with a lower initial monthly payment. A conventional loan is especially good for first-time borrowers with decent credit and some amount of down payment.
An adjustable-rate mortgage (ARM) has a varying interest rate over the course of the loan. The main reason to consider an adjustable rate mortgage is that you may end up with a lower initial monthly payment. A conventional loan is especially good for first-time borrowers with decent credit and some amount of down payment.
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We developed the Sunray loan product to provide the self-employed residents of Texas with a smoother, simpler mortgage loan process. For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don't understand the unique income situations of self-employed, 1099 contractors, or small business owners.
First Time Home Buyers Loan
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Sunray Mortgage has a variety of home loan options for first time home buyers! We understand the process can feel overwhelming. With Sunray, you'll enjoy a modern loan process with a dedicated loan expert by your side. Contact one of our Loan Experts for a no-obligation conversation to find out how we can help you reach your goals.
Jumbo Loan
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For residents across Texas looking to purchase your dream home, the trusted experts here provide the best options for jumbo loans. Jumbo mortgages are home loans that exceed conforming loan limit of $484,350 in most areas of the country, typically sought to buy a high-priced or luxury home. Qualifications for a jumbo mortgage vary greatly from bank to bank.
Refinance Loan
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For Texas residents looking for the right home loan rate refinance or cash out option, let Sunray Mortgage be your guide and provide the best refinance loan option for your situation. Refinance loans replace an existing loan with a new loan for a revised interest rate, payment schedule, or terms of a previous agreement.
Bank Statement Loan
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For Self-employed borrowers including freelancers, small business owners, or 1099 employees, we offer a great home loan product: bank statement loans. Don't let a lack of taxable income stop you from getting a home loan. You may qualify without having to supply tax returns!
A bank statement loan could be the perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of their tax returns.The bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind of income.
A bank statement loan could be the perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of their tax returns.The bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind of income.
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