Whether you are buying, selling, refinancing, or remodeling, we have an extensive product mix of over 30 programs to fit your long and short term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. The Hargrave Group guarantees the highest level of customer service, on-time closings, and support long after your transaction is complete.
In addition to having a dedicated team of renovation loan experts, we also specialize in condo financing. We are proud to be the preferred lender of the following Dallas condo developments: Ross Avenue - The Terrace, The Terraces at Lindell II, The Block on Bennett and The Quarter. The Hargrave Group relies on a strong tradition of solutions based lending and open, constant communication.
In addition to having a dedicated team of renovation loan experts, we also specialize in condo financing. We are proud to be the preferred lender of the following Dallas condo developments: Ross Avenue - The Terrace, The Terraces at Lindell II, The Block on Bennett and The Quarter. The Hargrave Group relies on a strong tradition of solutions based lending and open, constant communication.
Services
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The Hargrave Group relies on a strong tradition of solutions based lending and open, constant communication. Not only do our clients receive the highest level of service from our team, they enjoy a carefully planned and stress-free experience. Home financing is one of the most significant decisions most families make in a lifetime.
Products
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Conventional loans, also known as conforming loans are the most popular type of mortgage and are backed by Fannie Mae and Freddie Mac, two government sponsored enterprises that support this type of financing. These loans are most attractive for applicants with better than average credit, can provide at least 3% of the purchase price for a down payment, and want to purchase outside of FHA loan limits.
FHA Loans
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FHA loans are mortgages that are insured by the Federal Housing Administration and are a great option for applicants who have less than perfect credit, higher debt-to-income ratios or smaller down payments. FHA loans are very popular with first time home buyers and can be used with a home purchase or a refinance.
Condo Financing
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We cannot stress the point enough: it is imperative that clients work with a condo mortgage expert in order to navigate a sometimes difficult transaction. Condos, although they can be financed with every loan type available, have very intricate requirements that are based on the property itself and how it is managed.
Jumbo Loan
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A mortgage is considered a jumbo loan when the borrowed amount is more than $453,100, although that limit varies by state. Some states, such as California, have much higher loan limits because property values are higher than in other parts of the country. Due to rising home prices and a sustainable housing market, jumbo loans are becoming more and more popular.
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