BrightPath Mortgage gives you comprehensive analysis and answers to ensure that your home refinance or purchase transaction supports your goals. Disclaimer: Rates shown are with discount points at cost. Rates stated above may change or may nor be available at the time of loan commitment or lock-in.
When refinancing your existing loan, your total finance charges may be higher over the life of the loan. Please speak to a loan officer for further details. Erick Erickson refinanced his home with BrightPath Mortgage and saved almost $1,600 per year (or almost $48,000 over 30 years)! Great Service from Brightpath We were most hopeful when we initially contacted Steve and Brightpath.
When refinancing your existing loan, your total finance charges may be higher over the life of the loan. Please speak to a loan officer for further details. Erick Erickson refinanced his home with BrightPath Mortgage and saved almost $1,600 per year (or almost $48,000 over 30 years)! Great Service from Brightpath We were most hopeful when we initially contacted Steve and Brightpath.
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Meet The Team
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Whether you are purchasing or refinancing let Jack show you the Brightpath to savings and a mortgage that serves your financial goals today and tomorrow. Jim is a seasoned mortgage professional with over 15 years in the industry combined with over 30 years of banking experience. He has complete knowledge of mortgage financing including all conforming and jumbo loan products as well as all government programs including FHA, VA and USDA products.
About Us
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Purchase
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BrightPath happily offers a first time home buyer loan program for Georgia residents. These programs typically make first time home buying affordable due to their down payments ranging from 0-5%of the cost of the home, instead of the standard 20% you might see for other more conventional loans. Most of the programs also include a form of mortgage insurance.
First Time Home Buyer Loan
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A first-time home buyer loan from BrightPath is a great choice to turn your dream of homeownership into a reality. First-time homebuyer programs usually offer lower than average down payments ranging from 0% (VA loans) to between 3-5% of the home's value. In most cases, these programs also include a type of mortgage insurance that can be structured to fit your needs.
A Guide to Buying Your First Home
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If you're a Georgia first time home buyer, you may be wondering what's involved with buying a home. There are a number of steps. Long before you pick out a house or finalize the sale, you have to start preparing. Here's a look at that process. First, you need to decide if now is the right time to buy a home.
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