We are the experts in residential mortgages for Conforming, FHA, VA, Jumbo, and Super-Jumbo Mortgages for both purchasing and refinancing your home. We also provide the very best rates for Home-Equity Mortgages and Reverse Mortgages. Moreover, we understand how to structure your mortgage transaction to best benefit you financially.
Our commercial mortgage division can meet most any commercial mortgage needs through our sources of capital from Insurance Companies, Pension Funds, Private Banks, and Hedge Funds. These sources allow us to deliver the most competitive mortgage rates in the commercial mortgage marketplace.
Our commercial mortgage division can meet most any commercial mortgage needs through our sources of capital from Insurance Companies, Pension Funds, Private Banks, and Hedge Funds. These sources allow us to deliver the most competitive mortgage rates in the commercial mortgage marketplace.
Services
About Us
Report
Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though, due to our extensive financial backgrounds we specialize in jumbo & super-jumbo mortgages.
Mortgage Quote
Report
Flagstone Financial does not advertise rates because we realize each client has a unique set of circumstances, needs, and credit profile. There are many factors that determine your rate and we need to know them before quoting a rate specific to your situation. We do however offer three options to get a quote tailored to your specific set of lending criteria and needs.
Quick Mortgage Quote
Report
Flagstone Financial does not advertise rates because we realize each client has a unique set of circumstances, needs, and credit profile. We will be happy to quote you a mortgage loan interest rate after we fully understand your complete financial situation and you understand all of the mortgage loan programs that are available to you.
Residential Mortgages
Report
There is an adage in business that applies when obtaining a mortgage for your home, "Nothing replaces experience." At Flagstone our team brings over thirty-five years mortgage-financing experience to help you find not only the best mortgage rate, but the best mortgage product for your unique situation.
Conforming Mortgages
Report
The term "conforming" is most often used when speaking specifically about a mortgage amount; however, the terms "conforming" and "conventional" are frequently used interchangeably. These are mortgages that meet the underwriting criteria and loan size that make them eligible for purchase by Fannie-Mae & Freddie-Mac.
Reviews
Be the first to review Flagstone Financial.
Write a Review
