Business Details
20 Years
experience
Your Trusted Mortgage Partner for Home Financing
CLM Mortgage has been dedicated to being a trusted lender of choice since 2006, specializing in stress-free financing for new construction and resale homes. Our boutique, privately-owned structure allows direct access to dedicated associates who guide clients through the mortgage process with transparency and personalized care. As experts in new construction financing, we navigate complex processes to ensure loan readiness when homes are completed. Our partnerships with industry-leading investors enable a diverse range of mortgage products, including conventional, FHA, VA, USDA, and jumbo loans, alongside down payment assistance programs. We operate with core values of integrity, respect, and accountability, maintaining close relationships with builders like Chesmar Homes and Woodside Homes across eight states.Our team's extensive experience in mortgage banking, combined with a commitment to ethical practices, has earned consistent client satisfaction through seamless transactions. We prioritize client needs through flexible qualification guidelines, online closing capabilities, and 24/7 personalized support, ensuring a streamlined experience from application to closing. Our mission remains to set higher standards in mortgage services while delivering exceptional value to homeowners, associates, and business partners.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Down Payment Assistance
MCC Programs
TX VLB Loans
Refinance Options
Construction Financing
State Assistance Programs
Details
- Year established: 2006
Highlights and features
- We offer 18 years of specialized expertise in new construction mortgage financing since 2006
- Our direct client relationships provide personalized service through dedicated associates
- We maintain partnerships with leading homebuilders across eight states for streamlined transactions
- Our flexible product offerings include conventional, FHA, VA, USDA, and jumbo loan options
- We implement secure online platforms for efficient document submission and closing processes
What people say
Seamless journey
Super responsive
Perfect process
Exceptional service
Smooth experience
Services
Conventional Loans
Our conventional loan program offers fixed and adjustable rate mortgages with flexible down payment options. Borrowers can qualify with as little as 3% down while avoiding private mortgage insurance through strategic loan structuring. These loans feature competitive rates and streamlined approval processes for qualified applicants seeking primary residences, investment properties, or second homes.
FHA Loans
Federal Housing Administration insured loans provide accessible homeownership opportunities with lower credit score requirements and minimal down payments. Our FHA loan specialists help borrowers with credit challenges or limited savings achieve homeownership through 3.5% down payment options and flexible qualification guidelines.
VA Loans
Designed for eligible military veterans and service members, our VA loan program offers 100% financing with no down payment requirements. These loans feature competitive interest rates, no mortgage insurance premiums, and lenient credit standards while providing exclusive benefits through the Department of Veterans Affairs.
Jumbo Loans
Our jumbo loan program accommodates financing needs exceeding conforming loan limits up to $819,000. These loans cater to luxury home buyers and high-value property investments with specialized underwriting criteria and competitive pricing for borrowers seeking premium real estate opportunities.
Down Payment Assistance
We administer state-specific down payment assistance programs that reduce upfront costs for first-time and repeat homebuyers. These initiatives combine with various loan products to provide qualifying borrowers with grants or low-interest second mortgages covering down payment and closing cost requirements.
People
Marshal Trainer
President
With extensive industry experience, Marshal Trainer leads CLM Mortgage's strategic operations from our Spring, Texas headquarters. His leadership focuses on maintaining our core values while driving innovation in mortgage technology and customer service standards.
Jeff Witt
Senior Vice President of Production
Jeff Witt oversees production operations, ensuring efficient loan processing across our eight-state service area. His expertise in mortgage production management helps maintain our commitment to timely closings and exceptional client experiences.
Mike Klein
Vice President of Mortgage Technology
As CMB-certified technology leader, Mike Klein drives digital innovation in our mortgage processes. He manages the development of secure online platforms that streamline document submission and enhance the overall borrower experience.
Chris Cash
Vice President of Operations
Chris Cash directs daily operational activities, maintaining quality control across all loan origination processes. His leadership ensures consistent application of underwriting standards and regulatory compliance throughout our organization.
Shawn Ware
Vice President of Production
Shawn Ware manages production teams in our Westlake, Texas location. With deep industry knowledge, he focuses on expanding our market presence while maintaining personalized service standards for clients in key growth areas.
Questions
What mortgage products does CLM Mortgage offer?
We provide conventional, FHA, VA, USDA, jumbo loans, and down payment assistance programs tailored to meet diverse homebuying needs.
Do you offer online mortgage applications?
Yes, our secure digital platform allows complete online applications and document submission for convenient mortgage processing.
Can I get pre-approved for a mortgage?
Yes, we offer 24-hour pre-approval after completing your loan application and financial assessment with a dedicated loan officer.
What states do you operate in?
We serve Texas, Arizona, California, Idaho, Nevada, Oregon, Utah, and Washington through our network of local loan officers.
How does construction financing work?
Our specialized construction loans coordinate with builder timelines to ensure funds are available when your new home is complete.
What is your customer service availability?
Our loan officers are available Monday-Friday 8am-5pm CT with after-hours support through secure online communication tools.
Reviews (4)
George Z.
Jul 29, 2020
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From the very beginning of the loan process until closing, communication and customer service had been exceptional! I have purchased a few homes in my lifetime and will will say that CLM Mortgage is the best I have ever dealt with. They honestly made a dream come true, we love our Chesmar home. Thank you Dena Miller!
Kristi H.
May 26, 2019
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Thank you Mitch for making the closing process effortless and stress free. From pre-qualification to the closing we knew exactly where things stood and we were able to focus on the preparations for getting moved and settled. I will recommend you to all of my friends!
Rhina P.
May 02, 2018
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They are horrible!!! Would not recommend!!
Margie is very unprofessional and doesn't know
What she is doing. She discloses your personal
Information to third party..
Margie is very unprofessional and doesn't know
What she is doing. She discloses your personal
Information to third party..
Daniel A.
Apr 26, 2018
Report
My family and I are in the process of moving from California to Texas. It hasn't been easy. CLM Mortgage has made everything worse. We started working with the back in October of 2017. The house we decided to go with was to be completed with construction in May. We filled out all the necessary documents as requested. Our loan officers name was Margie Tremble. One we knew for sure was that ok me of us had to get a job in Texas. Long story short... My girlfriend has a house under her mother's name but she pays the mortgage. But her name is nowhere near the title or home. CLM put her non
