Business Details
17 Years
experience
Your Trusted ICHRA Administrator for Large Groups
SureCo is a pioneering health benefits administrator dedicated to transforming employer-sponsored health insurance through Individual Coverage Health Reimbursement Arrangements (ICHRA). Founded in 2009 by Matthew Kim, Matt Christopherson, and Marc Bablot, we have spent over a decade advocating for regulatory changes that expand healthcare choices for employers and employees. Our team played a pivotal role in lobbying for the 2020 ICHRA legislation, enabling employers to leverage the individual market for affordable, personalized coverage. With 60+ years of combined ICHRA expertise and advanced technology, we provide seamless enrollment platforms, direct carrier payments, and award-winning support to large employers nationwide.Our mission remains unwavering: to improve the health and financial well-being of working Americans by eliminating claims risk, reducing costs by an average of 23%, and offering access to 5,000+ health plans from 140+ carriers. Recognized for our client-centric approach, we maintain a 96% retention rate and 92% customer satisfaction score through U.S.-based support, HRIS integrations, and compliance expertise that has made us the trusted partner for eight of the top 10 brokerage firms.
Services
ICHRA Administration
Compliance Support
Enrollment Platform
HRIS Integrations
Direct Carrier Payments
Details
- Year established: 2009
Highlights and features
- 60+ years of combined ICHRA experience from founding pioneers
- Advanced technology platform with HRIS/payroll integrations
- Award-winning support with 15-minute response times
- Direct carrier payments eliminating reimbursement hassles
- Consultant-centric approach strengthening client relationships
What people say
Smooth as silk
Superior technology
Execution flawless
92% satisfaction
Seamless platform
Services
ICHRA Administration
SureCo's ICHRA administration provides employers with a modern alternative to traditional group health insurance. Our solution enables tax-free employer contributions toward employees' individual health plans while eliminating claims risk. With access to 5,000+ plans from 140+ carriers nationwide, we help large employers reduce costs by 20-23% on average. Our platform streamlines enrollment, compliance, and administration through direct carrier payments and ACA affordability testing.
Compliance Support
Our compliance experts specialize in ACA regulations and ICHRA implementation requirements. We provide comprehensive support including class designations, affordability testing, and annual reporting. With our proprietary technology and 60+ years of combined experience, we ensure employers maintain full compliance while minimizing administrative burdens. Our team offers ongoing guidance through policy changes and regulatory updates.
Enrollment Platform
SureCo's advanced enrollment platform offers a seamless experience for HR teams and employees. The system features plan comparison tools, personalized recommendations, and automated compliance checks. Integration with leading HRIS platforms enables streamlined payroll deductions and real-time data synchronization. Our technology reduces administrative workloads by 40% while improving employee satisfaction through intuitive plan selection.
HRIS Integrations
Our API-driven integrations connect with major HRIS platforms for automated data exchange. This eliminates manual entry through seamless census uploads, payroll deductions, and compliance reporting. The system supports real-time updates and bidirectional communication between HR systems and our ICHRA platform, reducing errors and improving operational efficiency for large employers.
Direct Carrier Payments
SureCo's direct carrier payment system simplifies health benefit administration by eliminating employee reimbursement processes. Employers receive a single monthly bill while employees maintain pre-tax payroll deductions. This approach reduces administrative complexity, ensures timely payments, and provides transparent cost tracking for both employers and plan participants.
People
Matthew Kim
CEO
Co-founder and CEO of SureCo with 15+ years of healthcare innovation experience. Pioneered regulatory changes that enabled ICHRA adoption, transforming employer-sponsored health insurance through technology-driven solutions.
Matt Christopherson
Co-Founder
Healthcare industry veteran with 20+ years of experience in alternative health coverage solutions. Instrumental in developing SureCo's compliance framework and expanding access to individual market plans for large employers.
Marc Bablot
Founding Board Member
Health insurance expert with extensive experience in risk management and plan design. Played key role in SureCo's acquisition of Hixme technology, enhancing platform capabilities for large group ICHRA administration.
Robert Horry
Chief Impact Officer
Seven-time NBA champion and advocate for healthcare reform. Leads employee engagement initiatives to improve health outcomes and amplify working Americans' voices in policy discussions.
Questions
What is an ICHRA and how does it work?
An ICHRA is an employer-funded health benefit allowing employees to choose individual plans. Employers set tax-free contribution amounts while employees select coverage from major carriers in their area.
How does SureCo's ICHRA solution save money?
Our ICHRA model reduces costs by 20-23% on average through predictable pricing, elimination of claims risk, and access to competitive individual market rates across 140+ carriers.
Can I offer both traditional insurance and ICHRA?
Yes, but ICHRA provides greater flexibility and cost control. Our platform helps employers transition smoothly while maintaining compliance with ACA regulations and affordability requirements.
How does the enrollment process work?
Our digital platform automates enrollment with plan comparisons, personalized recommendations, and ACA compliance checks. Integration with HRIS systems ensures seamless payroll deductions and reporting.
What compliance support do you provide?
We offer comprehensive compliance guidance including class designations, affordability testing, annual reporting, and regulatory updates to ensure ACA compliance throughout the plan year.
How are claims handled with ICHRA?
Employees maintain direct relationships with carriers for claims processing. SureCo's direct payment system ensures timely premium payments while eliminating employer claims risk exposure.
Reviews (5)
David Swearingen
Jan 05, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Awesome experience. My arent protected my family by listening to my needs and concerns for health insurance and advised me appropriately. Saved me about $80,000 out of pocket a few months sgo. Thanks Zach Carilllo ( my agent )
Awesome experience. My arent protected my family by listening to my needs and concerns for health insurance and advised me appropriately. Saved me about $80,000 out of pocket a few months sgo. Thanks Zach Carilllo ( my agent )
Dianne Harrington
Dec 28, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Laura was the first Ins. Agent I've ever dealt with that I've actually enjoyed speaking with. She covered all of my questions, had answers to everything. The price point for premium was spot on.
Laura was the first Ins. Agent I've ever dealt with that I've actually enjoyed speaking with. She covered all of my questions, had answers to everything. The price point for premium was spot on.
Adam Cox
Oct 17, 2021
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This agency sold a UHSM medi-share policy to my mother, and the company seems like a scam. They didn't mention the absurd pre-existing conditions policies used by UHSM, which means even if you don't know about something when you sign up they still won't cover it. They sold her this ridiculous plan that doesn't actually help. I am terribly disappointed in this agency for selling these awful plans which are just purely taking advantage of people.
Sharri Godard
Aug 03, 2021
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Laura Clement has been very professional and has not missed a beat with prompt responses and doing what she says she will do. She has been a pleasure to work with while establishing our insurance, and I look forward to our continued relationship by having a contact person I can easily reach should I have questions.
Scott Duenow
Jul 02, 2021
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Positive:Professionalism,Responsiveness,Value
Laura Clement was a pleasure to work with, I felt at ease almost immediately. She listened to my situation and gave me options to chose from. I never felt like I was talking to an insurance agent.
Laura Clement was a pleasure to work with, I felt at ease almost immediately. She listened to my situation and gave me options to chose from. I never felt like I was talking to an insurance agent.
