Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Falconer, NY
Ames Insurance has operated as an independent insurance provider since 1950, offering clients access to multiple insurance carriers. Our independence allows us to compare rates across companies and transition existing customers to better options as market conditions evolve. Unlike captive agencies or direct insurers that limit choices to single providers, we prioritize client needs by leveraging relationships with diverse carriers.Our team conducts thorough research to identify optimal coverage solutions tailored to individual requirements. With decades of experience serving Falconer, NY, we maintain a commitment to transparency, competitive pricing, and personalized service across personal and commercial insurance lines.
Services
Auto Insurance
Motorcycle Insurance
ATV Insurance
Snowmobile Insurance
Boat Insurance
Homeowner Insurance
Renter Insurance
Life Insurance
Business Insurance
Commercial Insurance
Details
- Year established: 1950
Highlights and features
- We've maintained independent agency status since 1950
- We compare rates across multiple insurance carriers
- We transition customers to better options when needed
- We offer coverage for unique vehicles and properties
- We provide personalized insurance solutions for local needs
Services
Auto Insurance
Our auto insurance policies cover standard vehicles and specialty transportation including motorcycles, ATVs, and snowmobiles. We compare multiple carriers to find competitive rates while maintaining comprehensive coverage options. Policyholders benefit from deductible customization and flexible liability limits tailored to individual driving needs.
Home Insurance
We offer homeowner, renter, and landlord insurance policies with customizable coverage options. Our policies protect primary residences, vacation properties, and investment properties against common risks. Additional umbrella coverage is available for enhanced liability protection.
Life Insurance
Our life insurance solutions include term and permanent policies to meet diverse financial protection needs. We work with multiple carriers to offer competitive rates for individuals seeking income replacement, estate planning, or final expense coverage.
Business Insurance
We provide tailored insurance packages for small businesses and commercial operations. Coverage includes property protection, liability insurance, and specialized policies for unique business risks. Our independent status allows comparison shopping across multiple commercial insurance providers.
Watercraft Insurance
Our watercraft insurance covers boats, jet skis, and travel trailers with customizable protection plans. Policies include coverage for hull damage, liability protection, and equipment coverage. We offer specialized insurance solutions for both recreational and commercial watercraft operations.
Questions
Why choose an independent insurance agency?
We compare rates across multiple carriers to find optimal coverage solutions rather than being limited to a single provider's offerings.
How do you help find competitive rates?
Our independent status allows us to shop policies across multiple insurance companies to identify the best value for your needs.
What areas do you serve?
While based in Falconer, NY, we provide insurance services to clients throughout Chautauqua County and surrounding regions.
Can you help switch existing policies?
Yes, we assist with transitioning existing policies to better options when market conditions or personal needs change.
What payment methods do you accept?
Payment options vary by carrier - contact our office for specific payment plan details with your selected insurance provider.
Do you offer 24/7 claims service?
While our office operates during standard business hours, most carriers provide 24/7 claims reporting through their dedicated service lines.
Reviews (6)
Kylie Lopez
Aug 23, 2021
Report
Critical:Professionalism,Quality,Value
Every time I went or spoke with an employee the attitude I received was absolutely disgusting. No sense of professionalism.
Every time I went or spoke with an employee the attitude I received was absolutely disgusting. No sense of professionalism.
Stephanie Tompkins
May 12, 2020
Report
Always helpful. Calls to help whenever they think there might be a way to save money or extend coverage. Better than anything online.
Kyle Benish
Dec 28, 2019
Report
Great local business (shop local) My auto insurance choice for 20 years. Friendly and helpful staff. Made auto repair very easy after I hit a deer.
Jose Rojas
Sep 25, 2019
Report
I had insurance through Ames for over 20 years top notch service friendly and helpful still with them
Lori Burr
Oct 10, 2018
Report
Woman on the phone said that they were "sticking their necks out for us" by insuring our new home until we could get the electrical panel from fuses to breakers changed. Heather, from State Farm, never even brought that up!! She was extremely pleasant and helpful. I've used Tim Kammer for 18 years for home and auto and will never go elsewhere.
Bill Uhl
Sep 15, 2018
Report
Ames Insurance provides top notch service with a very knowledgeable staff.... Highly recommend .
