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Trusted Insurance Solutions in Wayne, OH
Founded with a commitment to personalized service, Heinze Insurance has evolved into a trusted provider of comprehensive insurance solutions. Led by President Teri Jo Wise, our team brings decades of combined experience in safeguarding individuals and businesses against unforeseen risks. With a focus on home, life, auto, farm, and commercial insurance, we tailor policies to meet the unique needs of each client. Our experienced staff, including Tara Milligan and Evan Palmer, combine technical expertise with local market knowledge to deliver precise, reliable coverage. Melissa Scroggs, a seasoned industry professional, remains actively involved in policy reviews despite her retirement from day-to-day operations.We maintain transparency throughout the process, ensuring clients understand policy terms and coverage limitations. Our 24/7 claims support for commercial trucking clients underscores our commitment to swift, effective service. As an independent agency, we partner with multiple carriers to secure optimal coverage at competitive rates. Continuous education and staying abreast of industry changes ensure our advice remains current and relevant. From suburban households to large farming operations, we approach every case with equal diligence and care.
Services
Home Insurance
Life Insurance
Auto Insurance
Farm Insurance
Motorcycle Insurance
Commercial Insurance
Long Haul Trucking
Umbrella Liability
Animal Mortality Insurance
Burial Insurance
Highlights and features
- We maintain specialized expertise in farm and commercial trucking insurance with over 30 years of experience.
- Our team includes licensed professionals with combined decades of insurance industry knowledge.
- We offer 24/7 claims reporting hotline access for commercial trucking clients.
- Independent agency status enables policy comparisons across multiple carriers.
- Personalized service approach for both individual and business insurance needs.
Services
Home Insurance
Our homeowners insurance protects against property damage, liability claims, and living expenses during repairs. Policies cover standard perils like fire and theft while offering customizable riders for specific risks. We provide replacement cost coverage options and inflation guard protection to maintain adequate limits over time.
Commercial Insurance
Comprehensive protection packages address property damage, liability exposure, and business interruption risks for commercial operations. Our offerings include standard business policies and customizable commercial package solutions with flexible coverage options tailored to specific industry needs and risk profiles.
Farm Insurance
Specialized farm owner policies protect agricultural properties against crop losses, equipment damage, and liability claims. Coverage includes dwelling protection, personal property insurance, and liability safeguards specifically designed for farming operations ranging from small hobby farms to large commercial enterprises.
Long Haul Trucking
Comprehensive coverage for owner-operators and fleet owners includes liability protection, cargo insurance, and physical damage coverage. Our programs ensure proper licensing compliance while providing 24/7 claims support and rapid claims resolution to minimize vehicle downtime for commercial transportation businesses.
Life Insurance
We offer term life and whole life policies for income replacement, final expense protection, and estate planning. Our options include flexible term lengths, burial insurance programs, and juvenile policies that establish lifelong coverage at affordable rates for young policyholders.
People
Teri Jo Wise
President
With five years of leadership experience, Teri Jo transitioned from a successful insurance career to lead Heinze Insurance. Her client-focused approach emphasizes personalized service and comprehensive risk protection for individuals and businesses.
Tara Milligan
Producer/CSR
Tara brings extensive insurance expertise to policy reviews and client consultations. Her deep understanding of coverage options helps clients navigate complex insurance decisions while maintaining personalized service standards.
Melissa Scroggs
Producer/CSR
A retired industry veteran, Melissa continues to contribute specialized knowledge in policy development. Her decades of experience provide valuable insights into policy customization and risk assessment for both personal and commercial accounts.
Madison Lyons
Producer/CSR
A recent business graduate, Madison combines academic knowledge with practical insurance experience. Licensed since 2022, she brings fresh perspective to client interactions while pursuing ongoing professional development in insurance services.
Evan Palmer
Producer/CSR
Evan applies his animal science background to agricultural insurance while maintaining cross-state licensing. His technical expertise in livestock operations enhances farm policy customization for clients with specialized agricultural needs.
Questions
What insurance products does Heinze Insurance offer?
We provide home, life, auto, farm, motorcycle, commercial, long haul trucking, umbrella liability, and animal mortality insurance solutions for individuals and businesses.
Do you provide 24/7 claims support?
Commercial trucking clients have access to 24/7 claims hotline assistance. Regular business hours apply for other policyholder inquiries Monday through Friday.
Do you serve clients outside Wayne, Ohio?
As an independent agency, we serve clients beyond Wayne County through multiple carrier partnerships while maintaining local service standards for all policyholders.
What farm insurance options are available?
Our farm policies protect primary residences, agricultural equipment, and livestock operations with customizable coverage addressing both property and liability risks.
Reviews (4)
Bryan Trumbo
Apr 23, 2021
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Best people to work with great response and great prices I can't thank them enough definitely referring them to my friends and family
Jana Miller
Jun 08, 2019
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This agency has been very helpful in reducing our rates on our house and auto policies. We recently had to file a claim for a small fire in our home and they were available after hours to help us get the process started that night. So wonderful to have an agent that works with you in all aspects on insurance!
Rachel Meinke
May 30, 2018
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They are willing to go the extra mile... They've always been very attentive and ethical when looking for insurance or with any questions I've had!
Cindy A.
Jul 12, 2015
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You'll be treated like family here! The owner always takes the time to visit and never lets on to any stress of her own.
