Business Details
31 Years
experience
Your Trusted Insurance Partner in San Antonio
Founded in 1995 by Joe and Rosie Chetwood, Affordable Health Insurance Agency (AHIA) is a multi-line insurance agency dedicated to helping families across the United States find affordable, customized insurance solutions. With offices in San Antonio, Houston, and Laredo, our team of licensed agents specializes in health, life, Medicare, and supplemental insurance products, prioritizing personalized service and community engagement. We maintain a client-first philosophy, offering access to 19 carriers and 319 products while emphasizing transparency, ethical practices, and local expertise.Our 25+ years of experience, partnerships with major insurance providers, and commitment to community events underscore our authority in the insurance industry. We operate with a focus on trustworthiness, ensuring clients receive comprehensive coverage options tailored to their unique needs.
Services
Health Insurance
Life Insurance
Medicare Advantage
Final Expense
Annuities
Travel Insurance
Dental Vision
Supplemental Products
Details
- Year established: 1995
Highlights and features
- We offer 25+ years of experience in customized insurance solutions.
- Our local agents provide personalized guidance tailored to community needs.
- We represent 19 carriers to offer competitive pricing and diverse options.
- We prioritize transparency with no hidden fees or obligations.
- Our team actively participates in community events and outreach programs.
What people say
Friendly staff
Helped us tremendously
Honest agents
Community events
Years of trust
Services
Health Insurance
We provide customizable health insurance plans that cover medical and surgical expenses for individuals and families. Our licensed agents help clients compare options from multiple carriers to find affordable coverage that meets their specific needs. With expertise in marketplace plans, subsidies, and provider networks, we ensure clients receive comprehensive protection for preventive care, chronic conditions, and unexpected emergencies.
Medicare Advantage
Our Medicare Advantage plans offer bundled Part A, B, and D coverage with additional benefits like dental and vision. We assist seniors in selecting plans that maintain access to preferred doctors while minimizing out-of-pocket costs. Our specialists guide clients through enrollment, prescription coverage, and special needs plans for chronic conditions.
Final Expense Insurance
Final expense life insurance covers funeral and end-of-life costs to protect loved ones from financial burden. We offer simplified-issue and guaranteed-issue policies that build cash value while providing peace of mind. Our agents help clients determine appropriate coverage amounts based on individual needs and budget.
Annuities
We offer fixed and variable annuities to create reliable income streams during retirement. Our specialists explain tax-deferred growth benefits and help clients choose between lifetime payments or fixed terms. We focus on aligning annuity products with clients' long-term financial goals and risk tolerance.
Travel Insurance
Our travel insurance plans cover trip cancellations, medical emergencies, and delays for domestic and international travelers. We partner with Trawick International to provide customizable coverage for families, students, and business travelers. Our team ensures clients understand policy details before purchasing.
People
Joe Chetwood
CEO & Founder
Joe Chetwood co-founded AHIA in 1995 with a vision to make insurance accessible for all families. He leads strategic growth initiatives while maintaining the company's client-first philosophy.
Rosie Chetwood
President & Founder
Rosie Chetwood co-founded AHIA and focuses on community outreach and client relations. She ensures the agency maintains its commitment to personalized service and ethical practices.
Questions
What insurance products does AHIA offer?
We offer health, life, Medicare Advantage, final expense, annuities, travel, and supplemental insurance products through 19 carriers.
Do you have local agents in Texas?
Yes, we have offices in San Antonio, Houston, Laredo, Del Rio, and the Rio Grande Valley with community-based agents.
Can I get help comparing insurance plans?
Our licensed agents provide personalized comparisons to help you choose the most affordable, comprehensive coverage.
Is AHIA affiliated with government agencies?
No, we are an independent agency not affiliated with Medicare or any government programs.
Reviews (4)
Abril Marrujo
Feb 03, 2022
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This company is so open to new ideas and gives you the freedom and support to expand on your goals and growth. The CEO is very involved in everyones projects and how everyone is doing. Never felt that from any other person Ive worked for before.
Susan Hendricks
Nov 15, 2021
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The agents and staff at AHIA have been very helpful, knowledgeable about the Healthcare Marketplace and our options, and professional. Very pleased with their service and responsiveness. It's a major relief to have a professional helping us navigate the Healthcare Marketplace. Nezy, our Agent, was wonderful to work with, answered all my questions, and handled everything for our sign up.
Belinda Aguilar
Oct 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
They are always nice and very attentive, it is never a rushed a phone call and they always help find the best affordable plan.
They are always nice and very attentive, it is never a rushed a phone call and they always help find the best affordable plan.
Mugiraneza Benjamin
Oct 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Yetlanezy is the helpful agent I have ever seen. She has compassion for helping whoever approaches her.
Yetlanezy is the helpful agent I have ever seen. She has compassion for helping whoever approaches her.
